Category: KFZ-Versicherung Forum

Hello! Must pick up a vehicle from Kronach on the weekend. Question!What do I need to get overpass marks? I made a phone call with the HUK, and they said you couldn’t issue me a cover card for red numbers.That’s what the HUK supposedly doesn’t do. Who does that!You have to be able to get at something like that.

Hello currently owns my documents from 2012 SF 28. Owns the Füherschein since 1974 that would be then SF 37. White only that I had in young years once 1 accident and also the SF was shortened at that time. But can not make up 9 classes, because otherwise I had no other accident. Have changed in all these years also often the insurance, can this be that here an insurance has mudmed? I somehow come back to my current SF classes. If e.g. someone m it 18 makes the FS and only 4 years later a vehicle is allowed, after all, he gets the 4 years already counted.

Hello! I’m with the Alliance and they want to know the mileage abruptly since last year. My breakfasts now: Is this only with the Alliance or other insurances also so where you get a letter? From how much km (e.g. divided at Allianz : up to 6,000km, 6-9,000km, over 9-12.000km etc.) from how much km you pay on it – is that different? Who is insured with the Alliance and has already had to do “experience” with it? Thanks for the answers!

Hi, I’m a bit desperate…… I got a full back there the day before yesterday. I was standing at a red light! He said his brakes didn’t work… he drove a new mini (now junk)! I got this, my first own, car (at the beginning of 20 and don’t deserve very well), an old Peugeot 206 from my uncle given because he can’t drive a car for health reasons. I didn’t drive 50km with it. My uncle has the Car 1 week before the accident had completely prepared and TÜV new, was a Christmas gift. The bill of the workshop amounted to almost 1,300 euros. The car is from 2002 and has 90,000 km on it. Due to the crash the car is scrap (frame totally warped, exhaust torn, etc.), of course no longer mobile and also no longer repairable. The reviewer from the workshop estimates it at 1,000 euros residual value. I have to fill out a bunch of forms. The workshop says, I so I’ll have the Peugeot scrapped, maybe I’ll get 50 or 100 euros for it. *heul* I’m sitting there without a car now, the remaining value is 300 euros below the repair costs of mid-December. I can’t get a replacement for 1000 euros and can now go back to work by bus, my grandparents live in the country, where you can’t get there without a car, and much more. I could cry. Can someone please give me some courage?!

Hello, I had an accident with my car on the highway. I was standing in the traffic jam on the middle track and on the left track a car with high speed rushed into the traffic jam, so that a car was pushed left back into my car. Now my car is totally sluggish. Since I was pushed sideways away, I am fortunately nobody more pure. The police has the sole responsibility to talk to the rearmost driver and it was reported due to negligent assault But the insurance of the polluter does not report. The payment deadlines provided by our lawyer have passed. But how urgently do we need the money so that we can get a new car. After all, it is about 17000€ worth of replacement . Well my question: does it make sense to try our UK? Does someone here experience how long such a thing is going on? We really don’t know how we should behave. I thank you for your answers. Bianca

Hello everyone. I just had the following problem: I went to a car dealer to look at a used car that is kept in a garage without a license plate. The dealer briefly changed the car in the garage to a place with more light. He switched off the car and put on the 2nd gear, no hand brake! When I wanted to listen to the engine I asked if I could start the car. I opened the door and turned the door shut, standing at the door and it was opened. h what had to happen … the car moved naturally. I tried to catch the handbrake, but knuckled with the left foot very painfully, still hurts very much, and did not reach the handbrake. The car drove about 5m against a wall. Damage: Scratch on the bumper and fender to the right. Who is now carrying the damage? I, who turned the ignition lock (but didn’t know anything about the inserted gear (didn’t even see, since I myself always had the Handbrake used how it should be)) or the seller who put the gear in and not handbrake? And at least not warned me beforehand that the gear was in it! Or partly? Has someone already experienced something similar and knows the right situation? Is the handbrake the legally correct or only procedure to protect against “roll off”? He has now recorded my data and are so far as we are trying to clarify it tomorrow.

Hello, I guess I have a special problem with taking over the freedom of claims class… Since 1993 I have been driving accident-free, two cars that were registered on me and insured by my mother. Since 1.1.2003 my mother has changed to the HUK Coburg with the freedom of claims class 25. The insurance was shut down on 3.8.2011 together with the last car. My mother died recently. I would have to be entitled to SF18. But the HUK Coburg now says that there is a deadline of 1 year to take over the freedom of claims class after use (decommissioning). Before, two other people told me about the HUK Coburg two other things. If my mother would insure a car, they would be able to take over the freedom of claims class if the insurance / autop had not been registered, too. This was so contractually regulated and agreed with the supervisory office. They would insure me with 75% new, or I could make an application for takeover d But he has rather little chance of success, and would need 3-4 weeks of processing. They would probably electronically confirm my mother’s freedom of damage class to another insurance. How can one proceed in such a case meaningfully? Bring lawyer there what? Should I simply try to negotiate with other insurance companies that take over the discount? In this case, I am a bit afraid that the consultants say “well, let’s make it clear” but then later retroactively SF0 is calculated. Gi Is this 1 year period after use for all insurance companies? Or is there any that have a longer / no time limit? I am grateful for all advice and ideas, also PM. mfg, Dennis EDIT: I have found a thread afterwards, looks as if Kravag and Janitos are more kulant in their general contractual terms! Many thanks to 1winki Quote: Original written by 1winki EDIT2: The car insurance company probably also has the same rules for taking over after insurance gsinterruption up to 7 years and seems to be much cheaper than Kravag or Janitos. But it’s a pure online insurer. The WGV has offered to do it on a client basis. Maybe this will help anyone further.

Hello, urgently need your tips!!! We bought a used Opel Zafira almost 3 months ago. The previous owner had registered the car only one month in his name and it looks like he bought the car only for resale. Well, it’s also ok, I talked to the previous owner who sold it less to the car for 1350 euro. I only say good earnings. But in this one month the VB drove the car there was a sheet metal damage at the Motorha ube, it also starts rusting by now. Of course I intend to have it done. Now the previous owner comes to us and wants to send an expert by because the police finally found the causer of the damage. He has to keep the money from the insurance… Now my question: must I let him get the money, he will not fix the car for, the car belongs to me and the damage in that sense also, he has not made a mistake. But vice versa good profit. I see the thing so that it is meant for repair and therefore actually belongs to me at least partially… Please say whether I am right here or not. Thank you in advance!

Servus, have a question ( logical.. ) Have recently had n motorcycle accident, who took the lead and I had to evade me. I threw it at me, and now the clothes are fratz, on the helmet is nothing, but came up with the helmet, how can I explain to the insurance that the helmet is replaced after a accident? Is there a gripping legal situation? Does someone know what else I still get for my clothes? Were Hein Gericke Tuareg Rally LC protective clothing pieces about six months old. Thanks in advance Sven

Hello guys, I really need some lessons! The vehicle I ordered is ready to pick up in mid-March 2014. Until then some things should be clarified, but unfortunately I had a leasing contract before that, in which I didn’t have to do much, because the insurance was already included in the leasing contract. Now to the question : I have already found the ideal car insurance, but not yet completed, since I still don’t know when exactly the insurance should run . (Probably at the end of March, but I’m not sure until I know when the car is actually ready to pick up). Cars – papers for the car – registration I get only at the time of collection. How does that happen in this case exactly? Do I have to request short-term registration marks and then pick it up and then take out a car insurance? So I can request short-term registration marks without a car – papers and pick up the car? Sorry for the question, but for me it sounds a bit curious. selected car insurance also gives these so-called short-term markings as a performance, but that does not help me, if I can not insure myself before the pick-up of the car. I would be very grateful if you could help me here a little bit. And sorry, if I am here for some (many) a hopeless case but I don’t really know about it.. Greetings Massimotor