Category: KFZ-Versicherung Forum

Hello, I have read a lot, easy too much, and find other information everywhere. What do I have to pay attention to? I drive from Germany via Austria and Slovenia to Croatia. What I found out so far: – Austria Vignette + additional 3 toll tunnels – Slovenia Vignette – Slovenia Light duty – Croatia Tolls after use – Croatia Light duty only in winter – Croatia at least 4 warning vests -> I have – Croatia Towing rope (other sources call only Bos) nien-Herzegovina, Macedonia and Serbia) -> did I – Croatia power of attorney over rented car -> did I – Croatia green card -> missing – Croatia replacement lamp set -> missing I am particularly interested in this green card. Is this still true? Have I checked my registration documents over 5 different cars over the last 8 years and find this green card (with section: International card for road transport) only to the first contract from 2007, for the vehicles that came afterwards I have sowa On the green card from 2007 there are countries where the green card is mandatory for entry. Almost the whole Balkans is listed, but not Croatia. Another source says: A European accident report !or! the Green Insurance Card should be in every car on a trip abroad anyway. I also printed out and packed a form for an accident report in English. Can I ever get a job? d short and short-lived and drive away the fog of contradictory sources? Thank you and many greetings

Good day, I left yesterday in sunshine and after 5 minutes I came into the end of the world. Now I have dozens of dents, most on the bonnet and on the roof, as well as other minor damages I appreciate the damage as a loan at min 130€ (about 700-1000€ the dents). I estimate the replacement value of my car so at 700-9000€ plus if necessary car gas (that has mine). Now this is my first damage and I have no idea how this works. If someone here My questions: 1. The insurance only pays the maximum replacement value, right? With or without autogas conversion? 2. The insurance said that they will probably hire an expert. A friend told me that I should insist on a separate expert in any case, because the insurance only tries to push the price. But do I have to pay it myself then? They should be properly what they want. 3. I should send an estimate of the insurance. I heard that I should drive directly to VW. Is that true? I would otherwise like to go to the workshop of my trust. Does that make a difference? 4. Is there anything else to consider? I accept every tip. My car is in a very good condition and has no technical defects. Therefore and because I love my car, it is not possible for me to buy another car. I would but I think I decide to eliminate the damage with a good friend. Is there anything to consider about insurance? Thank you!

Hello, maybe someone has already read this:http://www.spiegel.de/auto/current/bgh-stopt-trickserei-bei-reparaturen-von-verfallwagen-a-1049038.html Basically a question: I have an old car, over 15 years old and have an accident without fault. I commission an expert to determine that the repair costs are above the 130% limit (has happened to me 2 times). What choice do I have now exactly, and above all through this judgment? 1. f Report basis pay out the replacement value minus residual value run expert reports. (I did this in the two cases) 2. I repair myself with parts of the scrap/needed. The amount I get from the insurance is nevertheless only equal to that from point 1. To this point clear, and seems to have not changed. 3. I have repaired. So far, I thought, you can claim a maximum of 130%. So if the workshop needs only 130%, then everything is g or else I have to pay the additional amount myself. 3new. I have repair done. The repair has to be carried out according to the report. Up to 130% will be refunded. 4. I have some repairs. I don’t know how this can be counted. Maybe someone can confirm the points 1-2 and make a more detailed assessment to 3 and 4? Wich would also be interested in how this is regulated with Jungtimer (with or without H). Because the value of a leased Golf 2 is perhaps n always very low?! Greetings, Marius

Hello, unfortunately, last week a small disaster happened to me, when parking someone in the back easily got too close and he did NOT bump, only a few guessers from me, the point of the thing is that HIS vehicle itself already had several dents and scratches (with other colors etc ) and that you can see clearly ! I have many photos of the accident , even when my vehicle was standing in his car (of all perspectives) of therefore it is easy for me to detect what I was looking for r and what not. The man called in yesterday and said he absolutely wants to run it over the insurance ( I assume he wants to turn me on that I do everything there wa ! ) Well, is it possible to pay the damage said painted SELF without insurance ? because I do not want to be downgraded for the ca 100-20€ pity. The problem is, he wants to do it over the insurance. MfG

Good day, someone drove me into my car. The car is foiled (white/red). Now the foil on the bumper as well as on the fender has gone off. Now it is the case that the white foil naturally loses in white over time and gets a little darker. Since I am unindebted and the opposing insurance has to pay, of course, I ask myself how to restore the foil, as it would no longer be possible to represent it in color. Furthermore, I am with the company, which gives me the A uto 2 colored (film on foil) have been disputed due to various defects, so that I can not have any further foliation carried out there. The pass of the yes valid “It must be restored to the original state” then does not skin any more color and there is the question whether the insurance must either ensure that everything fits in color or I may even be entitled to a complete foliation? Maybe someone already had such a case and can give me a tip. Thank you!

Hello I greet everyone. I’m coming right to business. I’ve been on vacation and had a collision with a little deer there. The police was there I got a certificate, deer was also dead by the side. I immediately informed the insurance. When I was DE Kamm also an expert and examined the vehicle and the damage of course. Now I come to the vehicle and the concrete figures: car: W203 Elegenace Bj 2001 172TK 200 CDI, with Navi, seat heating , Gr repair costs: without VAT 4001€ with 4762€ replacement value: 450€ residual value: 2230€ car is fully insured (also includes partial cascade) Vers. Would like to pay off with 2230€-150€SB there is also a dealer who wants to give me 2230€ for the W203. So that I come in sum to 4310€. Question: Is this all right what the –ver says? Or what else is there for possibilities.

Hello, I have a question: The following situation: I have an accident. Partial debt (sag ma 50 %). I have a comprehensive, but with an SB of 700 euros. There are no further costs than the repair costs incurred. (loss of value ?! possible ?) If I do this now about the comprehensive insurance I pay the SB in the end ? Or not ? In the Inet you can find a lot about quota regulation, only that understands no normal person. I just want to know if I have the SB has to pay or not ? I don’t know if there’s still a difference between Austria and Germany. mfg

My wife once again had a small accident today. Car was only renewed three weeks ago from the last accident. The following: In a large parking lot she wanted to park out of the parking bay, drives very carefully, made sure to both sides, that no vehicle comes out slowly backwards and suddenly a vehicle drives past the back of the wheelbox and the rim. Had called me, then I called the police and that now made the following statement. For such a minor damage you call us, there is always the blame, who parks backwards, we can take it and give your wife a fine of 60,- + 3 points in Flensburg, or you settle it like that. I then said, no, then rather let it and we settle it like that. To the opponent he told then still, if there are problems, come to me to the department. Is it really so, or what do you mean to this case Our damage will be for 150,- t and the opponent I asked to settle it this way, but he refused.

Hall first of all, I’m just stopped by friendly police, general control. Well, the result of the car was shut down. And it came to stand like this: first of all you wanted me to have a vehicle license and a driver’s license. I gave the vehicle license and I couldn’t give it because I can’t find it for two weeks, whether I moved it or lost no idea! So that’s the first! Then you wanted all of me registration or ABE-s, since I have a big folder m it all ABE-s, I never carry it with me. I meant to whom you should please issue me control report card. With which I can then go to the Tüv or police. Is not also the first time with me! And at the end of all the Tüv has expired with me. On the poster is 09.08 so only 2 days covered (today 02.10.08)! Then the policeman meant that I can no longer drive with the car. In any case he meant that he will write a protocol where it says that the car is shut down, and can only be used if you drive directly away to the TÜV. In the hand I get inside control report card where it says ” Deadline for removal/submission: 12.10.08!?!? Well my question is now, can you shut down the car? Did he maybe only threaten me because it says to eliminate Kotroll report until 12.10.08!?! fact is, I went on, of course, because I had to work and that’s 100km. Now I’m at work and I know n Does anyone have any suggestions about what to do now or does anyone know what to do in the situation?

Hello together… So as in the title already written 2 drunks scratched my car. The whole thing happened this We. at a Geb. celebration. There two present had not loved each other so much and wanted to hit their heads outside between the cars. My girlfriend saw that the two of them thundered to my car. Now I have a scratch that attacked the paint. So not up to the metal but only in the paint. And a second thinner that goes up to the metal The next day I was with the police and they meant that I will not have a chance with an ad. Since they did not do this on purpose. So so on keys out and fast…. but just fell to the car… I bought the A6 only used about 2 months ago. I did have a partial cascade, but would have to pay 300€ self-retention za But I don’t see why I should pay for it, just because two are so stupid and with the cars… .. maybe someone already has experiences with similar situations? Should one give such a thing to the legal protection? The policeman meant I should make the ad on vandalism and bite in the sour apples. My insurance man told me, however, that I should report this and just the names of the two should stand inside. Then I would have to pay it myself. I hope you have a tip for me… Thank you very much for greeting PS.: I don’t know the two of them, so I can’t figure it out with them either. And one of them already has to pay 1000€ of them…