Category: KFZ-Versicherung Forum

So I’m my friend and my girlfriend saten in the car, mocking my friend sgat if I’d drink something that he’d keep driving my car got ok I’m also drinking ma was dan driving you on, at any rate I and my girlfriend have had to drink alcohol my feet and but net because he wanted to drive,because I drank something, well, the dan was driving on a different beach and at so much traffic in the stad next to us was also a sports car my friend hast dan with the race has been about 5sec or so we have overtaken him but before us was a complete curve myf reund hatt it gebrenst but it was too fast are dan on such a ample cracked, I’ve hurt me bits few scratchers the driver had also some scratchers but my girlfriend was 2 weeks in koomaa, but he’s good again is also out there with me.naja the car is yes me net so important haubsache my girlfriend is nothing pasted and us naturally,it’s just things that are made so I want to have a bike from you what I can do or what I have to do, well the insurance is to be left on my father so the is the owner, question is yes I was the driver my friend did the accident the was also not drunk but the car is yes to me,wish ma ask who pays the car or brews I a lawyer for that he pays it or must he overwhelms what pay,naja the is yes driven,and the car is yes bmw330 coupe is net ne blillig car And I’ve just been arrested.

hello we decided to pay ourselves now. had an accident just under a month ago and got a call from the taxi company the day before yesterday from a LEGAL STANDARD. he asked who our insurance is and who would pay for the damage. the costs amount to around 2500euro. the accident was minimal…speed 20km/h or so. our car had not broken anything on the stick and the taxi had a small scratcher and paint damage on the cream color the lawyer said: he would cost 1500euro; he himself 500euro and the expert also around 400-500 euro. why do I have to pay the lawyer also???? normally send a insurance only the expert and then you have to pay and the damage. but a lawyer????? understand now I do not have an answer to it?! thanks to you rather gruss mikki

Dear community, an acquaintance of mine has a huge problem. In a furniture transport with a small bus, this one when driving backwards with the step ladder (Heck) probably came quite easily to the “mark” of his neighbor. Probably, since a small scratch on the license plate was to be seen, no dent, no bump! Anyway, my friend waited with his friend for the driver until this came out of the house to go on safety. The driver looked after and said that there is nothing there. Also another neighboring woman has watched the happening from a distance, and probably also heard how the woman confirmed that nothing happened there. Therefore, nothing was with police. By the way, vehicle is a Ford Puma, and rusted around, scratched and dented! Now: 2 weeks later the woman reports to my acquaintance. She has prepared an expert report, which amounts to 1040 € damage + 500 € for the expert. The expert, whom my friend has already asked by phone, claims that both the headlights and also something on the engine have been affected. What can my friend do now to get out of this thing safely? He does not have legal protection. He will take photos of the days of the vehicle, in order to prove if necessary that the car is in a very bad condition, and she probably only wants to make profit. He will visit the neighbor who has observed all from a distance.

Hello, after a road accident without fault an expert report has to be made. The workshop wants a signature for a transfer declaration, in order to then settle with the opposing insurance. 1. Is it possible at the workshop also to have a repair even though one wants only one expert report and does not want to repair the vehicle with them? 2. One could also make the expert report with a free expert who does not work in the specialist workshop like e.g. D ekra, but is not a lower hourly wage for the repair in the report calculated than in the specialist workshop? 3. And the last question: Can one be sure that the insurance pays the complete costs for the expert or should one be confirmed in advance by the insurance that the Schludfrage for the insurance is clearly clarified and that the costs for an expert report are covered in full? Thank you!

Hello community, unfortunately I was a bit careless today and I already scratched a block of stone while parking and partly torn off the bumper. There are at least 2 brackets broken, but we were able to bring them back halfway into the normal position. In addition there are of course also big scratches. But more should not be broken. I have comprehensive, Huk24, 277€, excess 300€, damage-free class 15 (30%). Can you tell me how high about the repairs Should I pay it out of my own pocket, or let it run over the insurance? How does it work with the downgrading at Huk, which contributions do I have to count on next year? I also added 2 pictures. Greetings

Good day community At the beginning of October I had an overtaking accident in which the accident opponent drove me into the side. I had pulled the police and next week I had filled in the accident report and obtained a cost estimate and of course sent to my insurance. The accident opponent is by chance also with the alliance. Now I have been waiting for 2 months but I still have no confirmation who is to blame now. Since the accident I drive now also with the pity The rear side on the passenger’s side is pressed in, but the car is still ready to drive. Nevertheless, I find the car a little worse from handling and I don’t think that’s so good if the dents and scratches are not repaired for so long. The day before yesterday I called my insurance representative and asked what it is now. According to your statement, witnesses were still written on and the statements were, or will probably be, also On request if I can have the damage repaired now and pay out of my pocket, she advised me not to do so because probably an expert will come if I get right. I just don’t understand for what? It’s all reported and the damage I, as well as the police at the scene of the accident, have captured on pictures. Actually I had planned to have my car repaired in the next week, just before Christmas, because I had already evaluated several days ago. can you give me a tip on how to speed up the matter or how to send my car to the workshop next week?

Hello, if you haven’t noticed yet, the Alliance wants to swallow the provincial:http://www.ftd.de/…/70124679.html The consequences for policyholders can be pictured by everyone. Next to that there are almost 8,000 jobs at stake, so there is a petition from the employees or the works council:http://www.change.org/…/…n-a-private-investor-sold-who is against it, can the petition gladly record, I think the employees and their families will be it to you before Weihnnach I think it’s hard for the Alliance to buy everything up like a locust because its own business doesn’t work. Little people can do that again.

Moin all together, my father would theoretically be SFK 29 at the ERGO Direkt. However, he has given his percent to my sister. For his current car he pays as if he were still in SFK29 (if I understood correctly, his current car is registered as a second car). In his email contract, my father stated that he does not let people under 25 drive. Now, however, I would like to drive the car from my father, and wanted to be a driver. According to Ergo Direkt, however, he would then have to make figures as if he were in SFK 3. I am 18, and accordingly starter. Is there any way to avoid this increase in costs in whole or in part?

Hello guys, the day before yesterday the Santa gave me a dent!!!! TO KOTTEN! Got 6 GTI, three doors and some solidassi probably hit me with the door. Now unfortunately I have a light dent. It is not visible from the far side. If you stroke over it with your hand, you will notice you and when you look from near and the sun shines on it. Nevertheless, it totally bothers me because I love my car over everything and always watch this does not happen. Now wanted to become a dent doctor, in the Hoffnu ng that they get that away again and I just wonder if such a thing is taken over from the insurance?! Do the PremiumLightPlus with 300 VK/150 Euro TK participation and my contract at the moment not at hand. Can anyone tell me if such damages are taken over? I would be very grateful about your help. Greeting Semx

Quick question: Only move in with my partner in a few months – I have insured him for my vehicle. Current status at the HUK24: “Currently: me and/or my spouse or my partner in the common household, my child and other persons” Can there be problems if we do not yet live in the common household or is this rather irrelevant… Other selection points are e.g. ‘marriage partner’ – that’s not right yet… Had such a similar case already someone? Can the HUK refuse to pay, should it cause an accident or do I just take it too precisely with the designation?