Category: KFZ-Versicherung Forum

Hello people I have a question, I had a slight accident on 30.11 with paint damage and I am convinced that I am not to blame. I called the opposing insurance the next day and asserted damage compensation claim and also sent the questionnaire for the accident back to those. The police was also on the spot I called because the woman drove a company car of caritas association. The policeman listened to her and my statement and then a report written where I stand right and you left and checked is unclear subject and legal situation. Today came a letter from the opposing insurance that the woman or Caritas still did not express themselves to the subject matter. Now I would like to take a lawyer but I can not afford it because I am not insured for legal protection. Does the opposing insurance also pay the lawyer if the subject and legal situation is unclear? Or does my insurance pay an A nwalt? Greetings Tom

Hello, I hope you can help me with my problem. From Friday to Saturday my car was broken on a busy main street in a big city. The perpetrators seem to have cracked the lock with a wrench. The lock is broken and the varnish is scratched. Only a sports bag, sports shoes and a jacket were taken away. I filed a complaint with the police on Monday and wanted to clarify the problem today. I got an Anr uf that unfortunately they cannot take over the damage, since no object was stolen which belonged to the vehicle and also no disc went to break (partial cascade 150 € SB). As I was told, this would be paid if it was only about attempted theft, that is, the perpetrators would have been caught. How can that be?! Do I really stay at my expense now? What can you do? LG fabbeck09

Hello guys, I’m new here and I’m not sure if the question fits here, so sorry already. So, I’m a car dealer and I sold a car to a private man, I told him that the car has temporarily power failures and had, which is possibly due to turbocharger damage or more, which was not checked. It was recorded in the contracts and signed by the buyer. Now exactly after 5 months and 22 days I get mail from the lawyer the he wants to claim his warranty claims/deficit liability. (because of the known problems, performance failures etc., the turbo should come new, exhaust manifolds etc.) The papers are with the lawyer nevertheless wanted to hear from you and your experiences how such something is treated. Thank you already.

Hello dear motor-talk-community, I had a work colleague at the park of his VW’s a good two weeks ago. The bumper is torn and was now made new. First I was in the workshop, where I and my family always had our cars repaired and got a cost estimate. The accident causer did not want to sign a cession statement, which would have been a lot easier for all involved and so I gave him the estimate of 8 48,60 €! He told me that he is submitting this now to his insurance company and that they will contact me again. Since I had a different damage before, from which I had already received the money from the insurance company, I wanted to have this repaired immediately and brought the car to the workshop last Tuesday. Now came the letter of the Aachen Municher in which it says: “The present estimate was a technical examination under The technical examination led to the conclusion that the stated repair costs are not fully comprehensible from an expert point of view. The points to be objected can be taken from the following calculation. The mentioned repair costs were calculated on the basis of the hourly invoice rates and paint parameters specified in the estimate. The spare parts were ordered according to the recommended retail price (UPE) of the manufacturer. The shipping costs have been deducted according to the order, since the regulating insurer only takes care of them after providing the corresponding proof”. Anyway, the insurance now only wants to take over 636,28 € instead of 848,60 €! Can I do anything about it? Thank you for your answers in advance! Kevin

Hello and good morning your loved one, the 3.10. was n ultra black day for me. Was about 14 30 on the way to the city highway with my car on the Jaffestraße. Shortly before the traffic lights burst me the left front tire. Of course, it was not to be thought. At the traffic lights the car was turned away by me and on the opposite lane with switched on warning signal system. My phone was again empty, and a very nice woman lent me yours to call the ADAC. During the Conversations drove equal to 2 cars, the first almost unbraked, – the second also not very braked on my car frontally. The police was called, also the fire department, because equipment ran out. The guilt question was and is clarified, on my car arose economic total damage there are 2 reports. With the police there is no need for any more investigation, the case was sent to the fine place. he insurance ( Generali) clearly stated that the first ascendant has clearly caused the accident and responsible for my damage – almost 3000 €. She has not spoken to your insurance company, although the insurance must still pay, says my lawyer. The accident is over a month ago. Perhaps you can give me a hint how to force the driver to finally make your statement to the insurance company. crowning day of Detlev !

Hello people I’m happy to be a member of here Have already read about the car insurance thing about the e.g. father in many forums, now to my question. I want to get a car this year and since I’m a beginner (18J.) I want to insure about my father, but do I have to be registered as a co-user with the insurance? Or is it simply stated that people under 21 drive the car too? Because I mean it’s the car insured and if I e.g. . the car of an acquaintance would I be insured as well? And sink in time also my percentages ? Many thanks in advance in greeting mcfly_GT “And a Happy New Year”

Hello together, what experiences did you have with the individual insurance companies during the damage regulation? I was hit by a road user on Fridays, the accident opponent immediately reported the incident to his insurance, when then ONE !!! week later my workshop asked for the damage regulation at the insurance company, they allegedly didn’t know about the accident yet. 20 years ago I also had a non-inflicted accident, dor t I got the money from the insurance only after I threatened with my lawyer. What experiences did you have in the damage control? Good ride Gerd

Hello since there is no traffic law forum here, I write my problem here. I am accused of the above mentioned crime. The following happened. I sold a car at Ebay. Due to bad experiences I logged off the car before handover. Because the buyer had too little money with him at the handover because of special circumstances he left the vehicle letter here. This was then contractually recorded, which he gets the after money input. Then came the ad v on the police because the buyer was caught one day later because he drove around the area without a valid license and without a driver’s license. And nu ? am I guilty of the crime ?? Greetings Karilja

I have now found out that an insurance change is not particularly useful, therefore the new question Lt. my insurance terms and conditions I will be downgraded to SFK 23 for the first damage from SFK 25 to SFK 23, for the second damage then to SFK 10. If I should report the current damage and have a damage next year, that would be the second damage or wg. the new insurance year again the first damage, i.e. from SFK 23 to SFK 15. insurance year 2012 or only the regulation of the damage in 2013? And what if I should find out after the damage report that it would be cheaper to settle the damage itself. Can I simply do without the damage regulation and will not be upgraded? Old question: Quote: Hello, I received a contribution increase of about 20 euros from my motor vehicle insurance in November. Since the increase was quite small, I did not give up a notice. However, a few days ago I suffered a damage which I would like to report to the insurance company. As a result, my SFK from SFK 25 would deteriorate to SFK 23. The contribution would remain the same, but then I would no longer have any discount protection and it is not possible to take out such an additional insurance. Therefore, the following consideration: -I report the damage to my current insurance company and will be reclassified to SFK 23. The damage will only be recovered next year. -I use my special notice right and quit at the end of the year. -I switch to a new vehicle insurance with SFK 23, which offers a corresponding discount protection Is that possible or what would you recommend to me? Thank you very much.

Yesterday I bought a used Ford Fiesta. But I have the following problem now. I was promised a TÜV test by the dealer and also allegedly made it. The problem is that the Tüv examiner for whatever reasons has overlooked the warning triangle and the first-aid kit are not on board. The question that I then ask is whether TÜV was made at all. My problem is now that I noticed at home that the things are missing. I immediately got into the A utohaus called, the “nice” seller on the phone only said: ” … that these things would not be included in the scope of delivery”. I then said that the Tüv examined and checked that after all. The car salesman gave no answer to my question and repeated that this was not included in the scope of delivery. Question: Should I then doubt the TÜV test? Thanks already for your answers