Category: KFZ-Versicherung Forum

Dear Motortalkler, a few weeks ago I bought a used car for approx. 500€. It was submitted to me and used the ADAC purchase contract. In the purchase contract of 01.07. it is noted that the car is transferred to the buyer’s possession as soon as the purchase price is fully paid. Since there were still missing (HU reports) it was agreed to pay 100€ of the purchase price when the missing documents were handed over. I received the missing documents by the seller three days late he and paid the full purchase price on that day. Due to appointments and the short opening hours of the road traffic office, I did not report the car until 5 working days after it had finally entered into my possession. Shortly afterwards I received by registered order that I would have to shut down the vehicle immediately since beginning of 2015 no insurance cover would exist. In addition, I received a cost determination notice about approx. 60€. PS: ADAC purchase contract says “KFZ remains the property of the seller until the purchase price has been paid in full” and “the buyer immediately informs the vehicle owner of the transaction”.

Do not know if it is the right subforum otherwise please postpone. The following facts. Someone drove in to me and I had a small paint damage on the LINK side above the wheel box. Then I went to the car dealership and we ordered an expert. Then I got an expert report as duplicate. 1. In the report left side is damaged and bumper bits is broken. 2. Pre-damage paint damage RIGHT above the wheel box. Since I trek myself a few months ago on a wall The damage to the left was only visible from about 50 cm. The damage to the right itself from 10 meters away. Then I gave the car a few days was called and wanted to pick up the car. I left the car rental key at the info counter and received my key. Then I went out and wanted to see how great they repaired it. The bumper was replaced and painted. Then I wanted to inspect the paint damage to the left. Now the hammer. The damage was still there!! ! Then I went in and a staff member looked at it and compared it with the report. It was embarrassing to him and I got the rental car again for a few days. Then I was allowed to pick up the car again yesterday. So now the paint damage was fixed. Then comes the upper hammer.Before that I see that the paint damage was done !!!!!!!!!!!! I think it was now this at the first repair that the bumper + the damaged right have done. att probably did not read the report but simply saw the right and thought that it must be!!!! Well my questions as there is nothing in the report that the damage right came through the accident but is a pre-damage and I also did not give an order and that simply out of stupidity right repatiert. 1. I see it right that the insurance from the guy who drove me in ONLY get the money that is listed in the report so for pushst Ange + links paint damage? 2. Do I have to fear that the MIR will charge the costs for the repair right / want / can? For which I gave them no order, we didn’t even talk about it.- and it was crystal clear a mistake of those was out of stupidity. 3. Should I even demand a repair proof / proof if I want to sell the car times that I can show that the damage that was there in a repair shop has had repaired? earlier indicated by another auto house times with approx. 250€.

nice insurance..have also let me dazzle in the hope of fast unbureaucratic help.push cake.my gearbox in the a5 is leaking.I lose gear oil–workshop insurance..and of course the rejection because sealings are not taken over.kotz.da you can probably do nothing. although have legal protection but we know that they will wind out there. damage about 1000 euro , since the whole transmission has to be removed. I will also terminate this garbage immediately.has someone similar he experiences?.

Hello! Does anyone of you know who has to check the pre-insurance data for a (used) car purchase including insurance completion?Background: I am independent and have a small company. I bought a demonstration car (with one of the big manufacturers) in mid-2013.In the sales interview a particularly cheap car insurance (with the Volkswagen insurance service) was also completed.Contract condition: must be introduced an exposed SFR minimum of class 1. In the V I should then say whether there is still an exposed SFR – which I did not know of course. Because I did not know that, I should alternatively call any vehicle that is currently insured with some insurance company. Since our employees had always been insured with the HDI in the past, I called him a vehicle that was currently insured with the HDI at that time, which was actively used at that time. (Important: I did not know during the sales interview that an SFR must be free. ss, so that it can be used, and also did not know whether the SFR of the mentioned Fzg. was free) At the end of 2014 the VVD reported that the specified SFR could not be introduced, so I have to pay the 3-fold of the contribution retroactively & in the future. Therefore I looked at the purchase contract again: Under “pre-insurance data” the seller entered under “insurance certificate no.” a fantasia. Under “insurance certificate no. under “SF Kl. liability” SF3 51% and under “SF Kl. allgemeinde: SF 3 47%” On the same page I had also signed.My questions are therefore: 1. Who must check the pre-insurance data for accuracy? 2. Did I seal the correctness with my signature? 3. May the VVD 16 months later inform me that the specified SFR is not transferable, and require three times from me? 4. Who did not behave correctly here: I, since s car dealership, or the VVD? So who needs to behave kulant to find a solution? 5. Is it realistic that the VVD behaves kulant? Thank you for your help!

MY TOCHTER WHEN NUN IN NIEDERSACCHSEN ” and drives my TWO WAITS ” THE SHOULD EXCLUDE NOW QUESTION ” CAN YOU WANT TO BUY A WORD ON YOUR NAMES AND I assure him again as a second car goes the “” she is the owner and holder and I assure the “she in Lower Saxony “” I in BADENWÜRTTEMBERG ” there is not about the distance drive up there or she down “” would the car then again as my second car SURVEY ” or must diein o ben buy me paper send down and I allow the here as a second car on me ” WHITE DA RAT “” because she has moved so far because of the training ” AND CAN INDEPENDENTLY AFTER NATIONAL INSURANCE ” ALSO PAPAS INSURANCE AS TWO WAYS OF THE DANN IN NIEDERSACHSEN LAUFT ” MUST YOU “”” OR ?? have not the time now to buy a car and register to drive up there ” we are within Germany I think that should go “” BITTE tells me s when you are there know”

Hello, I am looking for a (favorable) car insurance, which offers the so-called summer-winter regulation, so it allows to run the summer and winter car on an SF discount when using season registration marks, if the seasons do not overlap. Unfortunately, my insurance does not offer (more) this. Does anyone know which insurance(s) do this? Thank you!

Hello, for five years I have been at my brand-bound workshop for inspection and repair without exception. After a traffic accident (debt question is clarified and is 100% with the opponent) I am to the nearest workshop (no brand-bound). There an expert has examined my damage. Now in this report the hourly wages or UPE surcharges of the non-brand-bound workshop are shown. The damage was regulated by the opposing insurance, BUT: – Stun In this case, the insurance must take over the hourly wages, which are shown in the report or even the hourly wages as well as the UPE surcharges of the branded workshop (the hourly wages as well as the UPE surcharges are significantly higher in the branded workshop than in the report). Can the insurance now refer me to a non-branded workshop Since I brought the car after the accident to the nearest workshop (no brand-bound)? For me, the assessment was in no way a link to the non-brand-bound workshop. The non-brand-bound workshop is just near the accident site. After the accident I did not even know if the traffic safety was given. Therefore, for the assessment I did not drive the long way (35km) to the brand-bound workshop. Now the question arises, who has to pay the extra fee, if I find the brand-bound workshop during a repair or what price the insurance would have to pay correctly with fictitious billing. I would be very grateful about answers, tips, hints etc. and I look forward to numerous posts. Thanks already to the forum and to all answerers. With the best regards Lisa P.S. Evtl. has also someone a judgment about the above situation. I could unfortunately find nothing about it, if the car at a a non-branded workshop is delivered…

hello, so yesterday I built an accident, my car is a bit demolished and his even more. police has come and has noted the damage. probably will get a write in a few weeks by the police. when should I report my insurance the accident? actually got nothing from the police and the damaged… and another stupid question from me, I am insured with the axa and that: performance overview: mobile online building blocks: cover plus is a “partial cascade m so the vehicle from the damaged pays my insurance and then nothing with me?

Good morning dear community,have there been a question I had had an accident today I was taken the lead, police report is available.I drive a Golf 4 year 2001 the damage to my vehicle is slight, front bumper right paint removals and several small scratches are present as well as the paint from the opposing accident-affected Nissan Micra estimated year of construction is 97.The paint from the Micra at my golf could only theoretically get away with polish. Now my question w As I don’t know how high the damage is or can’t see what happened under the bumper as a layman, and what else the bumper is completely silver in car color.My car is always tip top maintained and has no paint damage.Obviously it looks like a bagatell damage as said only layman and no reviewer. I thank you for every answer Greeting Zit

Hi, and this is about a 125 cc scooter in Austria ( yes I know … buhhhhh Roller. Let ma do this outside here before ). One colleague said that he pays the above mentioned amount for it. Can this be possible at all? Total cost insurance = liability + car tax ( from 100 ccm ) + partial cascade so I understood anyway. Car tax is at 125 ccm at least 33 euros a year… less is not possible. Stay 22 euros left for HP and partial cascade. That should be possible ? Have a uf https://verblicker.at search for the cheapest insurance result Helvetia: 40 Euro HP + 33 Euro car tax + 50 Euro TK = 122 Euro The only thing I noticed at durchblicker.at is that the age has no impact on the cost of liability. Did younger people be classified as a vulnerable target group and have to pay more HP? How do I do this and how can I pay so little? P.s Would be nice even if you told me where you are insured since and how much you pays ( ccm please specify then but )