Category: KFZ-Versicherung Forum

I came back and found a note at the windscreen wipers. Stand address and everything on it. But she had not waited an hour (which is prescribed by law) because I was only 3/4 hours away. Anyway, we drove to a friend yesterday, who has a workshop. Now he issued the report. She would have to pay 320€. Now we drove by the lady and there me In the first place she would have to clarify this with her husband. Today the call, we should go to another workshop there it is much cheaper. Now my father drove there, he is not there yet. But I said immediately I don’t want to let anyone else do it, I have no confidence there. I want to be our car’ler, because I know he does it neatly. I have unfortunately already gained other experiences. And if I hear much cheaper, then it looks also cheaply made. It would be far too expensive. And that’s because plastic has broken off and some scratches are on it. How is the right situation? I drove the car but runs over my father. Such a theater because of such a mess, then she would have rather looked up :/

Hello, my new Skoda Octavia has arrived at my EU car dealer and will be delivered by freight forwarder within the next 2 – 3 weeks. Now I have some questions about the change of vehicle. 1. So far I have a liability insurance. Today I was with my insurer and I have completed a comprehensive insurance for my Octavia within the scope of a change of vehicle. Insurance starts in the application August 1st. But if my car arrives and is registered on August 10th d, does the insurance only start on 10.08., right? 2. In the past I had indicated a collective garage as “regular parking space” (which was also true). Meanwhile my car is on the road. In the new application is still indicated collective garage. I forgot today to inform the insurance that the parking space has changed. Can the insurance with this “false statement” refuse a payment within the scope of the comprehensive payment or do I only have to pay the difference amount? But what I really have is an underground parking space at work. It’s not “nightly parking place” but “regular”. And I’m regularly at work… 3. I want to park my Punto with an acquaintance on the farm / shut down (there are always Africans coming by, who then buy the cars for export). If I unscrew the registration plates and register the car at the traffic office, am I free of any liability? 4. I want my old car at the Ve 5. What do I do afterwards? Tell the insurance company that my old car has been shut down (i.e. end of liability insurance) and my new one has been registered (i.e. start all inclusive)?? I hope that you can help me further. I will certainly also clarify ambiguities with my insurance, but on the spot I always forget half,

My car (Bj. 2009) was damaged in a traffic accident. Guilt question is clear, opponent is to blame. I commissioned an expert and a lawyer. According to the report I received the damage sum (without impairment) about 4000€ net from the insurance. Now the car is repaired, I bought the broken bumper myself from the manufacturer and had it painted with the paintr. Side wall was not renewed as specified in the report, I have for the Instan I also received a receipt from the paintr from and from the dealer about the spare parts, i.e. about 500€. Can I demand the VAT which is demonstrably incurred from the insurance? Would there be any legal or even arbitrary problems with the insurance, since the repair is not like in the good eighth is done and was much cheaper? Thx!

Tach also …………. we have driven such a fool into the sliding door, the door has to be new. knows if someone is also entitled to a value reduction, if the door is replaced by a new one, and what is to be left over by canned meat

Hello, my car has been stolen and estimated by expert opinion at 6550 euros. The insurance deducts 1045,80 euros from this. On the report is also clearly “with VAT”, of therefore ok. If I have understood this correctly, then I only get the 1045 euros if I find a dealer who will show me the VAT at the next car. Too bad, however, that these dealers then always want to have 2000 euros more for a car that is comparable to my car. Or In other words: I can buy my new car by private – and get satisfied with 5500 euros or I go to the dealer and make sure to have the VAT shown – but then I have to see that I find my car for 6550 euros. Now I find my car at Mobile.de – is not an exotic (Passat TDI Kombi, EZ 03/02 with 181T km) – and no one is 5500 euros cheap and with the dealer the car costs more than 8000 euros. Is Schwacke (which is based on the report) really so cheap? I don’t think it’s fair.

Hi together I just signed up and want to make your knowledge easier for you I have been in possession of the driving licence for class B for half a year now and now I am looking for a car that is as cheap as possible in maintenance, especially in the INSURANCE!!! (I’m sure that I’m not the first one…) I’ve already looked around a bit more closely and it’s partly crazy what the insurance companies want to pull out of a poor apprentice like me. 1000 € are there lock r every year inside, mostly even more. I am now looking for a car that meets the following criteria: – as cheap as possible in insurance, partial cascade must be! – should not exceed the 3500 € in purchase – environmental badge 4 (green), because I often have to go to Munich for work – at least a 4- seater (optimal would be a 5-door, of course, with 3 doors can also live) – otherwise it should also be cheap in maintenance (sprite, tax, as low as possible wear) – not too little PS, since I will drive a lot of motorways (to Munich), would say at least 75 hp In good German I am looking for the egg-legging woolen milk sow, which I will not find, but I try to get as close as possible. I have already looked at the following models:Mazda 323f/C BA 1.5 with 88 hp: Would be a good car, which has very long-lasting engines and otherwise would be in the middle field in maintenance (Sprit above all). Insurance is not quite sooo cheap)BMW 316i (E36) with 90 or 102 hp: Insurance is actually top, but also higher consumption and the typical rear drive of the novices should often overtax. Audi A2 1.4 with 75 hp: Definitely a super-saving car, unfortunately one for my budget at a high purchase price and a little more expensive insurance. Is not the typical car that young people want to drive, but I am reasonable, optics is secondary for the first time. Besides, I find the iwie kuffig ^^ At Opel, Ford and Peuge ot I definitely say NO, even with older VW models, as these are simply too vulnerable… I see it again and again in my circle of acquaintances. Otherwise I am open to everything! I am already very grateful for your tips!!! Greeting Flo

Hello, I had an accident yesterday with a minimal damage to both vehicles. But now I am not sure if I bear the sole responsibility and if my employer has to cover any costs because I was on the road with my private passenger car for him (kilometre money + hourly wage there is for the ride). Let’s first come to the school question: I wanted to turn right at a crossroads. Before me were 3 cars. The first is then, in my opinion, ban-free after The first car behind the car could still stop well and 2. just so brake and I as 3. car could no longer correctly brake because I had braked shortly before the impact (weren so 10-15 km/h), but apparently not strong enough) again to the left saw if what comes. The 3 vehicles before me were already on the main road again and I straight still on the part where I have to grant the advance, so I have again for safety after link Now I am of the opinion that the woman wanted to turn off also with guilt, because she turned over over a drawn line! The policeman I meant the only fault because the woman would have flashed. But I am somewhat different! I once took a picture with Google Maps and presented the vehicle with crosses (red cross vehicle what is turned off, orange cross is the vehicle that I have touched easily and the green cross I am). Now we come to the liability of my employer: When the accident happened I was on the road for my employer with my private passenger car (there is NO company car and on foot this is not to be done). For the rides I make for my employer there is mileage and hourly wage. What does it look like? Does my employer have to take over the damage to both vehicles or do I have to pay all this alone? Because if I had not driven for my employer, since nn the accident wouldn’t have happened either What do you think about it? Image of the damage and the intersection I once attached (the blue one is mine and silver one of the aggressive Elder).

Hello, just a girl rang me and asked me if your car was mine (was just parked in front of the house). She hit me on the left outside mirror and completely destroyed it, but she didn’t know what to do in that case, and since I don’t know, I wrote down your car registration number as well as your name phone and cell phone number. What can I do in this case, or what is most convenient for me? Thank you! Greeting, tritonit P.S. Hab inzw a central bank called for insurance and the information is given that the car is insured at KRAVAG Hamburg if it plays any role.

Hello, I have a question for you: 7 years ago we bought a polo (well, my mother-in-law bought it and we paid for it). So on paper the polo belongs to my SchwieMu and the car is insured with it. Now we will buy a second car. And since neither my wife nor I have my own percent, it is planned to insure this car also as a third or fourth car (SchwieMu). What bothers me is: – Our cars then belong on the Paper of my SchwieMu. – Holder is also my SchwieMu. Therefore Knöllchen also arrive at her… . – Taxes and insurance must be paid via SchwieMu – I never get to my own percent. – I can’t make an insurance change On the other hand, I don’t want to start with SF0. Since the insurance is almost twice as expensive. Isn’t there a way to avoid this? That must also be clear to the insurance company (H.K) that my SchwieMu doesn’t have 3 cars. Therefore it must also be clear to them that the cars of my SchwieMu are driven by their children (even the appendix) (for years without incident). My wife has had her driver’s license for about 10 years and I for about 15 years. Besides, I ask myself: What happens if we have a damage. Then the SFK of my SchwieMu worsens, doesn’t it? (except she has this SFK protection… but I don’t know that right now.) Allen) Cars, or all cars running in the name of my SchwieMu? You see: I have no idea about insurance and don’t know if I can talk to the man from the H.K Tacheles. MIOMIO

cavalli Topic starter Hello together, maybe you can help me with experiences and some advices. It’s about the following.Stand with my Benz in the stop ban and waited for a bus. and just this bus roamed me when entering the bus station on the driver’s side. according to the police the bus driver is to blame, he could have react even if I stand in the stop ban. I couldn’t avoid. so,then to the reviewer….10.000.- harm. today I get from the insurance post, they take over only 75% of the costs due to reduced value and lost time. instead of 1745.- only about 1200.- reason: I was in the stop ban! what do you think about it??rightly? I don’t drive a pedestrian over the pile just because he is not on the way…..