Category: KFZ-Versicherung Forum

Hello and healthy new, following censario: After two days of extreme snowfall, my father turned my car away with a road broom. Today I found out that the car was scratched all around. Whatever that is possible with a road broom. The question: Can anyone tell me if in such a case private liability jumps in?

Hello together, in the middle of last year I got a new car, which is of the same type as the previous one (Mercedes A-Class). I registered the old car and sold it. I took over the license plate of the previous holder. I informed my car insurance by telephone about the change of the vehicle and requested the rewriting of my insurance to the new A-Class. As now turned out at the end of the year, the insurance company did not have this change. During a telephone call because of a question, this was noticed by the clerk who admitted that it was a mistake in the insurance and said that it was now being corrected. My question: Was my new car insured this six months, although the documents did not have the correct registration number? If the insurance had been carried out in this Zei t must be responsible for any damage to the new vehicle? Does anyone have experience with a similar case? I look forward to your feedback. Best regards An insured person

Hello everybody, I’m new here and I want to know something about you. It’s about the following: On Friday morning I came to my car and found out that everything that is not rivet- and nail-resistant is stolen. They stole the front seats with seat heating, the steering wheel and my JVC radio from my 4 golf highline. In the process the lock was damaged and the cables were cut off in the interior. One day later, I got the call that my car is total damage, repair costs 5500,- Euro. The car fuzzi told me that on Monday an expert will determine the time value of the car, and then put the car in a residual value to determine the residual value. However, he already interpreted that this would be very high and I don’t have much to expect. (Sure, he’s sent the car, who took the car away. Unfortunately, couldn’t do anything else, as I have garage binding. The guy has a rather dubious backyard car company with tuning and repairing). To the question, if you could not do anything, he answered me, certainly do not want to deal with the insurance in court. Now my question: What can I do about it, should I draw a car expert and have a parallel report made? May the expert put my car in a stock exchange without my consent, or is there there s not a violation of personal rights? Greetings

Hello, I was involved in an accident three weeks ago, in which a teenager drove me into the car by bicycle. According to the police, the situation was “quite clear” because the teenager immediately admitted not to have looked (witnesses were also there). My car has been standing in the workshop for three weeks now, the workshop could also have started the repair immediately, but of course had to wait until she received the release of the opposing liability insurance. The damage is estimated at a little more than 3000 €, the repair time is set at 5 days. To date, the Alliance has still not granted approval and now also takes the view that I would only be entitled to a rental car for the duration of the repair. My question: Is that right? Neither I nor the workshop can do anything for the fact that in the last three weeks could not be repaired and on a car I was definitely interested in this time. Since I haven’t heard anything from the police/public prosecutor/court (???) in the last three weeks, I assume that the question of guilt has been resolved with the accident reception. Or is there anything else that can come up with and therefore the insurance may be in charge of the release? Should I turn on my insurance? The police had advised me and the mother of the causer of the accident (the mother is the insured person) that I should immediately take the opposing insurance. end what I did on the day of the accident. Thanks for the answers – unfortunately I have no idea about the issues and I’m just kind of mad.

Hi, because I’m new here and I didn’t find anything in the FAQ that fits my case, I opened a new thread. I hope that’s OK. I have the following problem and don’t want to be a lawyer, because this one will only cost me money and it’s definitely something to handle. About 4 months ago, a truck hit my car and broke something neatly. The workshop, to which I always drive, said: Without an expert, there is nothing more!” Then one of the DEKRA commissioned. He came in the same time and took pictures and made copies of the vehicle registration and the report of the police. Since both windows of the doors were broken, I got a rental car and agreed to the repair. The next day the master of the workshop called me and told me that car was actually a total damage, but only slightly above the value it would have. I don’t remember the expression that he used, but ic h could have the car repaired. I thought and asked for time to think and looked around for another car, but found the quick none. Then I agreed to the repair, but with the promise that it should not cost me a cent. I also got that in writing. My Elfriede, so it was called, was also repaired and everything was paid by the other insurance without any problems. Now I had the bad luck that I had a little more than 2 weeks ago with ice cream On the way from the stable to Haue I left the road and put Elfriede in the ditch. At the front right the whole axle, the bumper, fenders and something like that broke. Since I have no full insurance and the repair costs would blow up my budget, I sold Elfriede to a scrap dealer. Drive now again a Kangoo about Renaultleasing and am satisfied. But now comes the bad awakening. Had this morning a writing of the insurance in the letter she wants to have almost 1,000 Euros back from me, because I didn’t use my car for 6 months!!!!!! Can they do that and is the right one? I can’t do anything for the accident and the workshop guaranteed that I don’t have to pay a cent. Isn’t that their problem? Besides, the insurance had already paid everything! Why would they want money back then? Maybe someone can help me from you and give me advice. Ilona PS. Had read in other threads I don’t have that.

So an example: DA – German General: 1,203,37 € 300 € / 150 € (UK / TK) KRAVAG-Allgem. Vers.: 1,461,99 € 300 € / 150 € (UK / TK) R+V: 1,603,99 € 300 € / 150 € (UK / TK) That’s almost always so – always the DA is significantly cheaper than others! Sometimes 50 Euro, sometimes 150€, sometimes 200€ etc. – no matter how much, always cheaper. Is there anything different than with others or are they really always cheaper?

So with me is somehow the worm in it. I sold on Saturday the 11.10.2008 my old Mercedes registered. With purchase contract (name, address, PA number etc)…. The buyer wanted to re-register the car in the next 5days. I went to the road traffic office on Monday the 13.10.2008 and communicated the sale and submitted a copy of the contract with. So I thought that I was out of the matter. But the seller sold the car within 3 atgen, of course me And the current owner of the car still drives around with my license plate, so he has not yet re-registered it. I called the registration office on 02.01.2009 again. On 30.12.2008 came a bill of my insurance (Europe directly from Dortmund) with the request I should pay for the period from 01.01.09 – 01.04.2009 my contribution for the Mercedes. Since I became of course stubborn. So have the period from 11.10.2008 – until now, I didn’t get credit and want to have money for the next 3 months. Of course I called right away and told them all that, they only said I had bad luck because I didn’t send a purchase contract to the insurance company. On Monday I should send a copy of it to them and then it will probably take 4 weeks until the insurance company automatically cancels. Is this all right? Does not the insurance company have to take over the date from the purchase contract or from then on It’s about 500€ insurance premium. Would you be nice if you could help me somehow, with a verdict from some court or something… So now I’m looking forward to your answers

Hello people I want to get my German car to England, because the insurance for the Mondeo is really too expensive for me. And n Corsa 1.0 would be only bit cheaper, because I am only 19 and come from Germany, and only a year here in England is for the Abitur. I only have a car here for about 2 months and that costs me 2700 pounds of liability in the Jahe. I think. For a Mondeo. Really so expensive the island. Presumably until May next year I will stay here. And I I had to take my German car here before this year. But the insurance company said to me, despite a green card, that my car will only be insured for three weeks in England. Otherwise I have no protection after three weeks if I want to stay longer. I also used the SuFu and read a two-year-old article, where it is written that the one here in England with his German Au So I can really stay with the car in England longer (German registration and insurance and of course also license plates^^) or is it really only possible for a short period of time. So again if it is possible, I will get it over Christmas and until probably May or June I will stay here in England, so for half a year about. And if someone has had such experience or what knows about which V insurance goes such a thing and what does it cost extra to the normal contribution? Because my insurance does not work. Many greetings from the United Kingdom

Hi… So here’s the problem…my husband is 24 (and I am 22). So, as I’ve read myself smartly, he can take over the percentages from his father. I hope that’s right. And that’s as long as he has the driver’s license. The car belongs to us and has always been financed by us. The question is now, how much do I have to expect for the insurance? It’s a Skoda Fabia Combi, 1.9 TDI. Currently, the insurance amount amounts to about 600 euros at 35 % The problem is, we live very far away from his father and finally want to let the car on him. Because the whole is always annoying. I hope I’m not annoying with this topic and you can help me because I don’t have that much idea in this regard. Oh, so exactly….I don’t know if the car is registered as a second car on his father or first car (don’t know if the car is registered on his mother or father, which my parents-in-law drive) I just wanted to ask if the transfer of the percentages creates any disadvantages for my father-in-law? Many many thanks already in advance!!

Hi together, I want to insure my car, but I don’t quite understand who I am in the professional category? To the person, am a student and work freelance by the way. What can I specify, employee?