Category: KFZ-Versicherung Forum

I live and drive in Berlin and on my insurance is regional class 10 and I just wanted to know what would be the best regional class and where you have to live and where I lie with Berlin. Think the big city bonus comes to me quite expensive. ciao

Hello, my girlfriend had an accident with her private car on a service trip with total damage. The service obligation is not denied by the insurer (Zurich), however, he insists on deduction of the complete VAT. In my opinion, the vehicle should be subject to a difference tax when replacing the vehicle (Peugeot 206 5.5 years). The problem is that the replacement is already empty in this area at the estimated replacement value.

Hello your experts, since I have not found the right information for me from many of your posts – via search function – I write this post. So far I have hardly been interested in the topic “car” and therefore I have almost no idea. I hope that I can find the right answer from you. Questions: 1. Which car – taking into account all the associated costs: Low insurance (type class), tax (D4/EUR4), repair costs, spare parts costs etc. – should I buy? 2. Which insurance (taking into account the “small print….” )? What do you think of the “KFZ insurance (125%) for new drivers” from ADAC (http://www.jungesportal.de/).Do you know similar offers from other insurance companies? 3. Should I search and buy via the internet or on-site at the dealer’s office (can you recommend your good dealer in Düsseldorf and the surrounding area)? 4. If I have chosen a specific car, how – regarding car condition, price negotiation etc. – s Information: 1. Driver’s license since the end of Feb 07, > 27 years old (holder+driver), employee, place of residence: Düsseldorf. 2. The insurance will run over me (no possibility to run over parents or other alternative). 3. I would like to spend about 3,000 – 4,000EUR. 4. The car should not be older than 7 years, gasoline, up to 55KW, as low as possible KM performance. 5. I would drive the car about 2 years and then – after which the SF class hopefully no edriger has been classified – switch to something better. Thank you for your information.

Hello. The following problem: I bought a VW Golf 3 Cabrio Bj. 96 on Wednesday from a car dealership (no VW car dealership). With 1 year warranty and an additional 1 year warranty on a house guarantee from the company. I already complained at the test drive that the temperature did not rise to 90 degrees. This should then be fixed. When I picked up the car then, and drove home, the temperature was still at 70 degrees and did not rise any further. itag at VW was here in the village, they found that the thermostat is defective. VW contacted the car dealership and told it and the car dealership takes over 120€ and the rest would have to pay ic hselber (about 30€). Is that OK? Should I accept it that way? I think it is naughty that they are now doing so. Or does the guarantee for it jump in? 2. Problem: The ABS lamp no longer works out. Warranty case or warranty from the car dealership? Thanks already for A few tips!

Hello together, have a problem again. I recently bought an accident car. The owner had all-in-one on the car and got his money from the insurance company. I bought the car for the remaining value, which was on the report. I noticed during the disassembly that the car had had a strong front damage once, since the left body frame was extended by two bars so that you can screw the whole front on it. As if I got a copy of the report from the previous owner and approached him about the damage. He only said that he bought the car as an accident car at the time and that he can no longer find the purchase contract to call the Fuscher. At home I looked at the report correctly and noticed that in the section “Pre-damage” this says: “At the inspection, as far as without further investigation is known r, no repaired or unrepaired pre-damages have been detected. As it looks like, the guy didn’t say that the car had an accident before. What would you suggest me to do now? I think I paid too much for the car and the residual value according to the report is no longer true by this discovery. Did the guy cheat his insurance by concealing the pre-damage? Please help me, what should I do now?

Hello, I have a little problem there. I have been for the last 5 years (18-23) with the Württemberg insurance. My father had fortunately still a contract left. (30% and SF25) The contract ran quite normally on my name, only discount owner was my father. I have now switched to the WGV on 1.1.07. My consultant at the Württembergian could not keep up with this offer – he then told me that with the new insurance application I simply did not keep up with the Last week I received a letter with a reply form from the WGV, in which I then had to specify the discount holder etc. And a form on which my father had to sign that he would assign his percentages to me. Everything no problem Now I called the WGV yesterday and told me that you could not transfer the previous discount to me … they can only count on what I had in the 5jah (Percentage + SF). Is that right!? Why was it possible with the previous insurance without any problems!? Thank you for your answers.. Greeting Felix

Hi, I have a question. On the federal road a large part was swirled up by a vehicle driving in front of me (I suppose underbody protection) and hit me in the front against the car. Scratch damage, paint damage and dented bonnet, damage height 1700 eur Since the accident opponent has diluted as quickly as possible, I have turned on the police, I had license plates fortunately. Unfortunately, I could not collect the question part, as 2-track Bundestraße with noise dust tzwall without a stand strip – stop there would be very dangerous. The police reported with a questionnaire wg. accident escape. I also reported the damage to the opposing insurance one week later (the accident opponent did not do so), the questionnaire of them came already, since radio silence (but only 2 weeks ago). I assume that the causer denies his guilt. According to the information of the police, half a day later they also examined his Fzg. and not even his Fzg. I don’t know to what extent they can have an idea whether something is missing or not. Well, first of all the question whether the holder of the vehicle ahead is liable for: a) Unterbudenschutz which he lost b) Part that was lying on the road and swirled up by his head. Can I do anything else but wait? Would be grateful for every tip. Greeting Raimund

I just bought a new car and the dealer said with the topic insurance that is no problem. So I’m 21 and I assure the car therefore on my mother who drives on 30%. Now my name is written in the letter and in the bill, because the dealer said that would go. Do the insurance companies do that or not? Today the insurance company said that it could be more expensive now. The car is insured with the alliance, by the way, where my old car was previously insured. car was also insured (but my name was not in the letter)

Hello together! I just received a call from my contract workshop!! Situation: I objected to my car yesterday to the VW contract workshop because of a warranty case. Since parts had to be ordered and installed, we put the pick-up on Thursday. About an hour ago the relevant workshop master called me! He told me that there are problems with my vehicle. I asked of course what problems there were. He then told me that there was an accident with m a car came. When driving out of the workshop, the vehicle is collided with the roller gate. The roof is rather smeared with scratches. The car is now at the paintr and must be repainted!!!!!! Now I can pick up the vehicle, if necessary tomorrow or I get a rental car with!! Great…… That’s pretty annoying!! Now my question: 1. Do I have a claim to impairment now? 2. Has someone experienced something similar? 3. What is there for r Procedures? Would be very grateful for any response!!!

Before that my mobile phone rings and the police are on it, which informs me that a Czech truck has come when shunting against my properly parked car. Damage: bonnet slightly closed (are only a few cm, but smells like a completely new hood), fender left in the bucket, bumper as well. I called my insurance (central) but she thinks she has nothing to do with it. Then I called my insurance agent in person again. This w ill take a look at the car on Friday when I’m back home (photos I took, the data of the accident opponent including green card and personal exchange by the police I also have). However, I somehow have a bad feeling that I have now five days to have the broken car standing and nothing to do. At grüne-karte.de I could enter the insurance of the accident opponent and thus got to an “AVUS-SSH GmbH” which for damage regulation with this Czech However, I haven’t called yet. Does anyone know or has anyone had similar experiences here and can tell me something about the further process, possibly the amount of damage, payout, duration of the whole action? I have never had such a thing before and am therefore relatively clueless.