Category: KFZ-Versicherung Forum

Hello, the following problem. I’m going to sell my car tomorrow, buyers were here today and did a test drive. But since the application for a short-term license plate takes 3 weeks, I wanted to go with the car where the car is parked, the license plates are devalued and so be sure that they can no longer drive with it. The devalued license plate can be taken to the registration office afterwards.

The driver recognized your guilt without any problems. VW Werkstatt estimates the damage to approx. €2,300 – three parts have to be reordered and another part has to be repainted. (The seven-year-old car is well maintained by VW) I have not yet made an estimate – it costs €200 (approx. 10% of the damage). I have instead in conjunction with the insurance of the driver, who has the car The insurance company sent an expert to me. A few days later, I was offered €1,095 (i.e. less than €1,100) as compensation by telephone. The car comes from non-EU countries and I am only very short-term in Germany. Should I simply accept the offer or do I also have other options, such as a repair + free rental car or free or cost-effective consumer protection or similar? t in Germany and do not know me with the system. I am very grateful for every answer and help! LG

Hello, when driving over a green traffic light I bumped into another car, which drove over “red”; both vehicles suffered a total damage. Luckily no one was injured. Despite independent testimony in my favour + further evidence, the opponent denies having seen “red” and insists on having driven over “green”. The further procedure for me is clear: turn on lawyer, clarify in doubt before court (let). What happens to the damage control (or reimbursement of replacement costs)? Does my VK pay my damage and the opposing VK the damage? Or does my HP pay for its damage and vice versa? Thank you for your answers and greetings.

Hello people, and I hope to find some clarification answers here. And this is about: I bought an Audi A6 4b 2.4 Avant from 98. I would like to have this insurance now. However, my girlfriend would also like to drive by car from time to time or more often (if desired), but also want to be insured with it. In case of the case. Since I do not own a driver’s license at the moment, but my father would register the car for me and Versi chern, we now have the problem that the insurance should cost only to my father running 105€ in half year, but if my girlfriend is indicated with, the contribution increases to Satte 296€ in half year. Find I personally bit happy. Is there a suitable alternative ? Or do I have to bite in the Sauren appel and accept the insurance sum ? Love greetings

Hello dear community me has driven someone to my car on 21.9.15 in the parking garage. At first glance you can see a paint damage on the rear bumper which pulls around the round up to the wheel box because my car was the last one in the row and the accident opponent has driven almost 90° around my car. The accident opponent immediately turned on the police and factory protection (BASF), (because my car was standing in the parking garage of BASF) and also immediately me their contact data, insurance no us w given. Yesterday, so on September 22nd, the opposing insurance company called me and said that they would take over the damage 100% with cleaning and car rental and then the insurance man said that they have a vetrags workshop for it. Now to ask me. Since the last sentence made me stutzig, because I can choose my workshop, I wonder if I should first turn on an expert and go to my contract workshop. I have the fear. that if I accept the offer from the insurance that the workshop will settle in favor of the insurance and some euros will not be refunded to me like e.g. the impairment of value or a loss of use compensation. How would you trade here? I am thinking about having an expert report that has to take over the insurance. For info: my car is an Astra GTC Bj 2012 Gruss

In order to describe my problem, I have to go a little further. I was a tenant and car owner at a large insurance company since 1984. I also registered a second car which my son used. My son’s car was classified as a first car and he received my 30%. I then started with I believe 85%. With date 08.10.2008 my son sold his car. He wanted to save the money over winter. I suffered a heart attack in August 2008, was operated in Sweden and decided to switch completely to Sweden on 01.01.2009. Said, car was introduced to Sweden and thus my contract was terminated in Germany. A termination did not take place by me. At the same time I was informed: as they informed us, they are now resident in Sweden, letter of 26.01.2009. Unfortunately we can not grant permanent insurance cover? In a telephone conversation they told me on my request, can my son take over my percent, with, yes, that’s no problem. If your son allows a car in his name within 6 months? According to the latest e-mail traffic it says, yes, if your son has driven mainly your car? How should I behave and how can I still send my son my discount? Is it perhaps meaningful to buy a car in Germany on my name, i.e. I am the holder, but my son is the user? I don’t know any more and the lock For my son he would have to start with 145% with a car purchase again with an insurance. For an answer I would be grateful.

Hello!! I gave my car for repair yesterday and got a replacement car from the workshop. I didn’t have to sign anything, no costs, etc… Unfortunately the vehicle had already summer tires on it, what they told me. End of story: Temperature drop, suddenly snow/ice on the road. Brake path far too long. In order to avoid a violent crash, I left the road to the right and crashed against a tree ->Total damage. The car was not fully insured by the workshop. Someone now has to cover the costs. (>10,000€) Can I be prosecuted now? Officially, I’m to blame (who else, of course), on the other hand, it wasn’t my car and I hope the car dealership is responsible for the insurance of its fleet itself… My workshop is just as shocked as I am and has not yet commented on this matter. soon get mail. Try it pretty sure. Who has to pay for the damage now? Workshop, me, both??? I would be very grateful about a short info. I am really not an expert in such stories. Thank you in advance. Greeting Michi

Hello everyone, I had to suffer today; My brother was on the way with me in the morning and then he left me at home to drive to school. 2min later I received a call from my brother that the car suffered a total damage. When I arrived at the scene of the accident I saw 2 Totally destroyed cars one of them was mine the other had a Polish license plate and there were 3 Polish nationals without German knowledge. The Polish driver My brother is 18 years the car is insured with the insurance from 24 years. My questions: Run all-round and then later differentiate the money of the Polish insurance? If so what advantages and disadvantages. Will a loss of value for the car be counted? The first installment was not even paid! Can I get out of the matter with +-0? My brother suffered prellations and had a a state of shock and was in hospital for 5 hours! Is he granted pain money. Is my car or the rest of what is left of it “deposited” to cover any extra costs? Did anyone have a similar case?

Evening, last year one of them was scratching my car when I parked out. However, since I could not prove this without witnesses and the other claimed the opposite, I had to report this to his insurance company and he did the same with mine. My insurance now decided on a 50/50 regulation. Thus I would have to pay 50% of his damage, because it would be cheaper for me because of the otherwise threatened upgrade. But now came the request from the opposing insurance company. ng after an appointment to compare the vehicles in front of an expert. This is a lady of the DEKRA. Now I ask myself, should I join this or not or put it on a neutral expert whom I choose myself??? If I refuse this, the opposing insurance will certainly not take over a cent of my damage, right?? Who, by the way, has to pay the expert of the DEKRA, does this end up on my account??? And if I reject this now and who has to pay for it? Would be grateful for many factual answers.

Hello together, I wanted to drive my car to Turkey this year. At the moment I have a partial cascade and wanted to have it changed to a fully comprehensive one before the holiday. I have been with the HUK since the end of last year and I was informed today at the consultation that the HUK recently did not cover the Asian part at all. He said that the whole thing was decided about 6 months ago and I insured with them since the end of November 08 I do not know if I am practicing I am not an insurance specific and therefore ask for advice as I find a solution for it best. Because I will be mainly in the Aegean area and there who the VK very nice. THANK YOU