Category: KFZ-Versicherung Forum

  • Urgent help driver escape?

    Hello people, need help with a following situation. I am working as a driver, and I picked up a client this morning. when I turned around on the road, and just wanted to go off, such a guy knocked on my trunk. I was strangled and wanted to know what happened. who meant when I turned, I was supposed to have striped his car. however, neither on my nor on his vehicle were any tracks to be seen. (my car was white, his was black, But since I didn’t have time now, and I didn’t like this theader because of nothing, I took my own steps and went off. my colleague said now, but I should let the police and there know, otherwise she could get me up for driving flight. is it true? what should I do? MFG

  • Accident–no police

    Hi people, I was at a party yesterday, picked up my girlfriend and went there together.I had to turn around again… so I turned around..at the same time an older man wanted to park out and put in the back water… I hopped then…he stopped for a short time and had enough space to drive forward…I thought he did that too..but then he drove on and I Hupte again…but there was already too late…then he caught me…then to the right and to the right d got out..the old man had almost a heart attack…full of trembling…his wife also meant immediately that she was guilty and she heard me several times horns…now watching was nothing at first..I didn’t get the green then….we only changed numbers.I was then looking again today..a pair of paint tracks…the rim got something and some things are riisen…from the wheelwheel stop…now I’m not so sure if it was right not to get the greens… I’ll call people later and tell them what is..but what do you mean???What am I supposed to do?But to the police???

  • which insurance ?

    Yes, every year you can change your insurer. I didn’t really find anything in the search for the board, so I ask for… Well, I’m currently with Zurich and I pay EUR 557,- annually. Every folder was like this this year. SF 16 and Regional Class 4, Teilkasko. At the HUK I just chatted my data in and see… there equals a fuffi less. Where since you insured and what is done? What favorable alternatives are there? Edit: Ups, since quite un There’s another section on the subject… Because I’m going to look at it ๐Ÿ™‚

  • Vandalism or attempted burglary

    Servus, the following story happened to me a few hours ago. When I looked out of the balcony, I saw a figure groping around my car. Teilkasko SB150, I snuck down to the guy, he noticed it and wanted to storm. I missed him one, but he managed to escape. I noticed on closer inspection that he wasn’t alone, but at least 3 people ran down the street. I rushed home to call the police when I saw him. I just heard broken glass on the phone. I went to the balcony and saw that the rear window was demolished. I went down when I arrived there, I saw sticks on the floor, which on the left side of both doors had smashed the window and smashed the rear window. And another dent on fenders and bonnet. The lock also got a lot! Meanwhile the police arrived and did not take any photos or a decent report, pressed mi r a criminal complaint in the hand, what it says: damage to the property of a car. I told them everything, but I don’t have a good feeling about it, since I think that the insurance will plead for vandalism, is the DEVK. What do you mean??? Thanks in advance P.S. was stolen nothing, have not yet been able to discover anything, was dark…

  • Rides after the license plate expires?

    Hello, I bought a motorcycle from Private yesterday, which season registration mark 04-09 attached. Will pick it up on Friday. Can I drive to the registration office (directly) for re-registration? Stay also in the same registration area. I already got a full double card. Or do I have to get such a stupid red number for a one-time ride? On the net you will find very contradictory opinions. For quick answers I thank you.

  • Insurance for beginners?! everything expensive!

    Hello, for now: I used the search function that somehow didn’t work.I also found the pages paged and nothing. So. My buddy (19years) is currently driving his license. and when he is done with it he wants to buy a car and drive logical white. So. Do you think we can find an insurance?! Where to pay this? we have now made 100erte online comparisons with several cars, results are following: Golf 1 with 60ps : 2000euro Golf 2 with 54ps : 2050euro Polo II 2f with 55ps : 2200euro Mazda 323 with 67ps : 2400euro Daihatsu Charade with 90ps : 2500euro Ford Fiesta 1.1 with 37kw? : 2000euro um….how is he supposed to pay that?! these are the lowest motorizations…and it’s still 500euro 1/4year. How is someone supposed to pay this? is not so that we are poor piggy, but nevertheless this is an extreme amount. SF is of course 0 with 190%. or is the SF0 140% for autoscout. Can you give us tips like we can insure a car like this? that we can also buy bread and drink? would be very grateful to you. Car doesn’t matter very much. Shouldn’t a Opel be mfg andre or uwe

  • Refusal to regulate for missing photos?

    Hello all, I had an accident in mid-December, in which I went out that I was to blame, at least partial debt. The police took the accident, the insurances were informed. I took photos of my damaged car, then had it repaired and sold. So far so well. Yesterday I called the opponent’s insurance company and wanted to inquire to what extent the procedures were advanced. To my astonishment I had to find that I had only a small T a call to my insurance company confirmed this to me, the claims of my accident opponent are only paid at 30%. Unfortunately, I could not find out my quota yet, because the responsible clerk was not there. However, I was told to send the invoice and pictures of the damaged car with the opposing insurance company. Actually, I simply thought. But far from missing all pictures of the car sin d away. I recently had PC problems, which now show their full impact. Since the pictures were only digitally stored, there are no paper copies either. Other copies unfortunately also not. Even the pictures were taken by the police, nothing has become. My question, therefore, can the insurance refuse the damage regulation because of the missing pictures? I can present a repair bill. Do I have to get involved with the insurance on a compromise? An answer would be very h helpful, since I want to call the aunt of the insurance tomorrow and want to mentally adjust to a strategy. Thank you already. Greetings Kuddemuddel

  • Out throttle and in

    If you take the throttle out of your scooter, the insurance will go out, but what if you put this weeder in, is everything legal again? Or is it not legal anymore, because you had your fingers in the SPiel, so to speak?

  • Let’s get a car in America…

    Hello forengemeinde! I would have a question: Could theoretically a friend of mine buy a car in America, let on himself and then “send” to me by ferry so that I can drive the car as a so-called third party in a foreign country? I know this is a difficult question… Do insurance companies offer something like this at all, or is it allowed? Greeting Mexx

  • Regress limit 500โ‚ฌ???

    Hello, in order not to blow up the roller forum here my question: many scooter drivers claim that the BE is extinguished by tuning does not lead to a loss of HP, on the basis of ยง28 VVG. I, on the other hand, believe that this is a fraudulent deception at the conclusion of the contract and not a simple increase in risk. In addition, in my opinion, a self-inflicted accident ALWAYS is connected with a lack of driving licence and non-traffic vehicle. If the insurance is covered by insurance, however, the insurance can remain harmless up to 500โ‚ฌ. That this interpretation is of course wrong is clear. According to the PVG, the insurer has to enter first, which only serves the victim protection and does not mean that a valid insurance contract exists. Furthermore, I could neither find the Regersslimit nor seems logical to me. According to me, the insurance of a tuned scooter is a fraudulent deception (in case of damage) Even fraud) of the UN. The contract is thus ineffective (at least floating) Ergo: violation of the PVG on the part of the UN no insurance protection! Please do not make any assertions which are not verifiable, of which there is sufficient in the scooter forum. It is also relevant for cars, although here probably a fair margin of play is given (whether LEDs in the spotlights actually significantly impair road safety is to be seen, this is the case with performance-enhancing scooters (a) the following conditions shall be met: