Category: KFZ-Versicherung Forum

Hello, accident causer was not insured, since car may only be driven by policyholder+ spouses, (according to contract) policyholder wurda but for 2 weeks operated and is sick written and complained before driving so the uninsured person drove vehicle and caused driving accident, insurance is now obliged to regulate car of the accident opponent or what does the situation look like? I think alone from Kulanz would have to do that or? Insurance mö but have been satisfied by a doctor the policyholder is unfit to drive;HALLO is still working?(Sickness is due+ pains are present, how should one have pain confirmed?)Thank you for answers It is a little hurry……

Hi, everybody, I drove a truck on the back this afternoon. I didn’t happen to me. I stood at a red traffic light and suddenly there was a hit from behind and I was on the side. The police then took the accident and warned the truck driver with 35 €. I then called the ADAC and a tow truck drove my motorcycle to the workshop. The driver of the tow truck tried in vain to collect the cost of towing at the workshop. I would like to have the motorcycle repaired in any case, I transferred the damage directly to the workshop. About the costs for the towing (163.03 €) I got an invoice, on which it says : amount is transferred within 7 days. The fitter looked at the machine and meant this could be a total damage. I bought the bike only 4 weeks ago from a dealer for 4.490 €. I then via the central call of the car insurers the opposing insurance i On Monday the workshop master will look at the machine and possibly order an expert report. The lady from the insurance company said that they will wait until an expert report is available. Is there anything else to do besides waiting??? Greeting Christian Here are two photos:Photo1 Photo2

Hello together, let’s ask the insurance experts … the following situation: Last Friday I was injured with a Nissan Micra myself! I and the other people are doing reasonably well, in any case my vehicle is a total damage. The Nissan was insured with a detention permit + TK 150,- Euro. With SF12 (40%) Now I have found a new car that I will buy on Friday at the dealer. The question is now what looks like the new classification, or where to Is this the upgrade? Just 2 or 3 steps up or is this based on the level of damage (which I don’t know yet!) In addition, we want to insure the new car with VK, what does the classification look like there? (we once had the Nissan, when he was new VK insured, but I don’t know the classification anymore) Or does the VK adjust according to the classification of the liability? Would it be nice if someone could say something about it, who knows it! If ic h Forgot information you needed, just say I’ll deliver then! Greetings Jordy

moin moin what does the tk insurance pay for the front panel exchange? my front panel has stupidly n riss… while in itself no topic but it is an older car with a plugged disc. the disc/seat is held together with a chrome keder. so now the keder itself was already in the 80s when the car was still new a misconstruction, and 30 years of course the thing did not do better….so with almost 100% probability the keder when removing so damaged that you can’t use it anymore. the thing just breaks off. does that sound very simple for older vehicles also say “to the installation material”? the problem is that the keder is almost as expensive as the whole rest of the…

Hello, I had bought a NEW Golf VI GTI in the car dealership on 01.04.2009 *Monthly rate 480 €*, my insurance runs over the Volkswagen insurance *vollkasko*. On 27.08.2009 I was stolen the car. I drove to the police immediately and indicated a theft against unknown, the Volkswagen insurance immediately sent me a questionnaire to describe how , when , where , etc. vehicle keys and questionnaire I have sent to the insurance, got I have a criminal case *faking a felony !!*. Reason: The 2 keys I had sent to the insurance company were checked and duplicate traces were found. In February 2010 my GTI was found in Holland, because the Dutchman wanted to register the GTI. It turned out that he bought the GTI here in Germany *street purchase* for almost 23,000 € cash, with original vehicle license, vehicle letter and 3 keys * The 2 keys are with the insurance, as well as the vehicle letter still lies at the bank*. Almost 2 months ago the police received the keys, vehicle registration and letter from the Dutch. The police: vehicle registration and letter are fakes and the 3 keys are NOT copied from the original key, but from a completely different car which has been registered for a very long time. What has come out?: Until today the 29.11.2010 I still pay 480 € of the VW bank every month, since the insurance still on the track n the original key is called, but no solid evidence can come up. My lawyer now has to show the insurance, which delays everything even more * up to 6 months*. I have already paid about 900€ at the VW bank and have slowly thought about whether I will ever see the money again!!. The GTI is still standing at the buyer in Holland and nothing happens. I would need to go against a car because it makes trouble to make errands or to drive to customers. E s would be nice if you could tell me a lot if and what you could do so that I can get away well with the thing mfg Matthias

Hey you love, I have a huge problem: Although I compared check 24 and found something suitable for me and my friends. There my Audi tt 1.8t 225 PS Coupe 890 €uro should cost. All details made correct. So today they debited and there it was 97€. I didn’t think about anything. Then I saw in the insurance policy that we were listed as married. Well I called as honest skin immediately and described my problem. he suddenly because we are not married and do not live together in a house the post rises immediately to over 1200 €. Since I made the first thick cheeks. Well accepted and good. So I thought again and do the comparison again. All details entered correctly and see there. Still 890 €. So I called again and asked how something like that comes about. Then came by reason “Yes Check24 is not so exact with the name of the statements, there must stand -Life in separate residential communities-” Andzwar exact. That I clicked -Wohnen not in the same residential community- does not apply. So then still came out that I am not at 140% but at 240 normal start. Well, my mistake could have been. Had there another offer from another insurance. So then the car alone should cost me only 1490 €. Came to me Spanish and compared with exactly the details. So then came out at Check24 1105€. That’s a DIff I’m just married and I said that we don’t live in an apartment and that doesn’t apply?! I feel so fucked up. is there a way out there? I don’t want to push the 500 takken (because they should be bad as well) in a row. And the test result can’t be right for 1.1/2,2 and so on. That’s enough! Hope someone can help me. MFG DC

Hi guys, I’m new here in the forum and I need your help. I’ve already searched the darkest pages of the www, but I didn’t find it. It’s about calculating the mercantile lower value after a damage case. For a student internship, I was given the task of creating an Excel table, which calculates the lower value using the different methods with as little input data as possible. rmeln finden: – Swiss regulation method (not “Swiss formula” – method by Dr. Theo Rasehorn – method by Dipl.-Ing- Peter Jörgen Grube – system according to Ing. W. Seibert – method according to Sacher-Wielke – Salzburg formula Thank you 🙂 MfG Hoddich P.S.: Border conditions such as bagatella clauses or exclusion criteria à la “max. 5 years old” or “max. 100.000km” are also very helpful.

Hello people, need your help. My wife has had a small accident with our car. Luckily only small damage (cost approx. 2500 € compared to and approx. same price with our). Our car is fully covered with 300 € SB and workshop connection. Can I now go to another car body workshop and have the damage repaired myself or I have to go to the workshop where my insurance will send me. This morning the damage reported to the insurance company and This afternoon a workshop has already contacted me with the please bez. the damage taking by. This means in the short time: report or cost estimate had made, money collected and the damage at the body workshop done around the corner or the bumper and fenders can be painted and installed themselves. Because otherwise is still fine at the car. Thanks for your answers already in advance. Greeting lordnrw

Hello, my car is burnt out 14 months old Friday night.The police said arson I now assume that the comprehensive insurance covers the costs. I am insured against theft fire and explosion storm and hail, lightning flood, avalanches, mures collision with vertebrates of all kinds (e.g. wild damage) glass breakage cable damage after short-circuit marter bite In case of total damage, destruction or loss we pay the replacement value minus R reimbursement of new prices for cars We will refund the new price in the first 18 months after first registration in case of total damage or damage if the repair costs reach 80 percent of the new price or in case of waste within 12 months after first registration. Replacement of the door and steering wheel locks after waste The comprehensive insurance includes the services of the partial cash insurance. skoversicherung the damage to your own vehicle in the event of accident damage Damage caused by vandalism Damage caused by transport of the vehicle on a ferry Can I now look for a new car without much worry?The car is still in a financing the insurance will trigger the car? New price 23000 replacement 27000 Who can advise me? many thanks Thomas

I drove a car this morning with other license plates and was caught by the police. I read in the bus money catalogue that 6 points are standing in Flensburg. Furthermore, there can be a prison sentence of one year. Should I turn on a lawyer? What else can I get? Even if my own stupidity pissed me off enormously, I am dependent on my driver’s license (KFZ-Mex) and a criminal sentence would be very hard from a professional point of view. uktive answers are happy