Category: KFZ-Versicherung Forum

Hello MT-Gemeinde, I have the following problem: At the end of last month I bought a motorcycle, I called our insurance aunt (where we have been customers for years (and were always friendly until then)) and got the code for the registration, in the conversation she told me “Motorcycles are particularly cheap with us” and believed it. Now I just called her to hand over more data. After that she offered me my price beyond good and bad. Motorbike beginners are charged a maximum of 230€, but I should pay just under 500€? I call them right back to check the data. To the problem: Do we have to get a denominator, do I already depend on the insurance, or can I change? Can I cancel on 31.12.2011? Thanks already

Hello! I hardly have my new car happened even a small accident. I park backwards from a parking lot, stand already on the track and want to switch into the first gear as the car, which before stood next to me, drives back into my passenger side (without braking – did not look my opinion to the rear) Now down directly next to the passenger door (2 doorr) is a delle, with scratchers and cracks and the varnish splinters off, above the decorative strip are two more scratches and four small dents and this decorative strip stands out. First, the causer wanted to give me a partial debt because I would have gone wrong around. But the causer would like to pay (only) for the large delle at the lower side of the passenger door and he wants to clarify the whole without insurance. But these other dents and scratches were also caused by the accident, as well as the broken decorative strip. Now I am unsure what to do and how to proceed n should, even if the polluter refuses to clarify it by means of insurance? Or is it worth it more to clarify the whole privately?

Hello together! What if a vehicle is insured according to tariff, so no special tariff for vintage cars or premium cars and the replacement value is significantly higher than the then new value? In the current case, the new value in 1981 was about 50TEUR, the current WBW is about 600TEUR. Is there anything against the fact that the customer gets the 600TEUR in case of a total loss?

Hello, have a question… Tractor has a green mark and the trailer can be operated with a green label… that’s clear. What does it look like with a black mark? Can the trailer also be used with a black mark? Or how do you do it with a typical farmer’s tag. These were usually built by yourself before, and then operated with a green mark. Can anyone explain this to me?

Hello everybody. I’ve never seen it happen in the 4 years of my “driver career” and I didn’t expect it either, but now it’s caught me. I had an appointment in the city 2 days ago, I parked my car (Audi A1) in the city in an underground car park. On the way there the car did not have any problems, it drove as it should drive. However, on the way back, you can say, once I have left the garage, already all error message came in. In the cockpit. Starting from the supposedly defective light range regulation to the defective ESP and a defect in the engine everything was lit up. Luckily, my brother – a guy who has gasoline in his blood like most motor talkers here, could find out the problem. A marten probably bit the ignition cable. The car no longer runs on 4, but on 2 cylinders since this incident. So if you start the car – then all error messages again light up. Abg Seen from this, the car sounds like a 15 year old car and knattert totally funny, if you are standing at the back next to the exhaust. I am of course no longer dangerous with the car the last days, now a new ignition cable has to be built in with my brother. What about the insurance? Does the insurance take that and is worth a contact at all? Does always give the self-deposit, which could already exceed the damage. Have with me completely comprehensive with it. For the Z ukunft: How can I protect myself from martens – do you have tricks, what are you doing? Look forward to your help. LG Gummiwolf

I had a car accident. I was driven by a nice lady on my car. Everything was already needed. Unfortunately, the insurance of the young lady wants to pay only part of the costs for the report, because this is unreasonably expensive. I have to pay 160 euros myself. The report has been prepared by the Tüv Nord. Of course I do not want to pay the 160 euros myself. But only because of this would be nonsense.

Hello motor-talker, this is fortunately my first accident. Yesterday someone drove me into my parking car (debt is clearly clear). The gentleman was so nice and informed me about it, we exchanged all the data. The police did not want to move out because of such a small damage. After the first sighting of the damage it concerns only the rear light (cratter) and the shock bar at the rear (dells and paint damage). The vehicle is a 2 years and 10 days old Skoda Super Combi mi t 34.000 km of mileage and was always maintained in the Skoda half-timbered town. The insurance of the Lord called me and told me to sign an abbot rescue declaration. The question that arises to me, should I order an expert in this damage (see pictures). I realize that an exact assessment of the costs is not possible due to the photos. I would only like to have an assessment of you. Thank you for your help.

Hello ! Since yesterday I am very thoughtful regarding the insurance of my new (used) Audi A1. Maybe someone can help me here… Last week I bought an Audi A1 “on financing” (36 monthly rates). Now I was at the VHV and the AXA this week. So both of them tell me to complete an all-inclusive (understand I also… Total damage from the car = purchase price of approx. 11.000,-€ are gone … so it was told me at least). The prices d he both insurances are not affordable for me! And now I wanted to ask what you think of it? No one in my area pays so much! So at the VHV I received an offer for the fully comprehensive : 102,- € /monthly. At the AXA, also comprehensive : 90,- € /monthly. (here my parents are insured with 2 cars and a house). I simply did not expect the contributions to be so high. Maybe some more info: – white – 22 years – still live with my parents – it is my first (own) car – have 4 years of driving license – Audi A1 TFSI 1.2, Built 16.11.2011 – Insurance set at 75% If I’m honest, I can do without the insurance advisors as if this was the worst thing I can do. I’m no longer a novice driver and in the 4 years I didn’t have an accident or anything else. You can’t call on it either, I know. Something can happen at any time. For a partial cascade with 150,- € SB requested. Here it would be 17,- € a month cheaper. Do you pay such contributions in your insurance? Never heard of this before. Can you recommend me an insurance? I am now also looking directly online. Maybe I am lucky. Thanks ahead!

Moin together, I was already broken into the car again, just picked up the car from VW, the new disc is in it, all so far ok. Unfortunately I also had to find out that through the glass splinters stonefall-like damages are in the paint. The “craters” are palpable, one by hand will polish away I do not work, the friendly one has said that now is classified as partial cascade damage because glass etc., I do not really care, my SB is i both cascotypes equal high. Now the question is: number the insurance so something? Can I do something myself? I have taken photos already (see appendix) and sent them to the insurance. The damage was at the rear, on both sides of the hat storage ropes were holes in the disc. Painting should of course be the last choice, but if it has to be, I would even agree with that. Of course the car has micro scratchers, but I take care of them by hand every summer.

Hello, today the subject happened to me. I have attached a few pictures, which represent the location of the incident exactly. I left the tank and wanted to turn right at the intersection (see pictures). At the corner of the intersection there is a stop sign (I have of course waited at the stop or sight line about 3 sec.). At the same time right pedestrians were allowed to cross the road (green man)… parallel to this was also a police officer at the corner (see picture). I didn’t see the traffic light on the corner, because there position was not usual, and turned right without danger or damage in front of the officer’s eyes. During that time the officer stopped me and shouted if I didn’t see that there is just red! After that he let me drive on. What do you think, I have to reckon with consequences here? I didn’t see this missing thing at all! PS: pictures are from maps and traffic warning sign of the traffic light in front of the stooschild when leaving the ta nke is not to be seen (for realtive position to the exit of the tank)!