Category: KFZ-Versicherung Forum

Hello guys, I had an accident last week, Volvo S60 EZ03 vs. a poor deer. The accident was taken up by the police (reef lay in the ditch) and the insurance (partial cascade) informed of me. I was then asked for a cost estimate. I did not have a workshop binding, and since I have often heard a “Oh, we never had one like that here”, I prefer to have things done at the bodywork through a contract workshop (and for that I also like to miss a I was still at the Volvo contract workshop here in the city before the long weekend. There pictures were taken, briefly inspected and then forwarded to a “external service provider”. Today the finished KVA came in a height, which I did not expect and which the insurance will probably not take over (read: clearly above what I paid for my used one). The accident was not “specially” wild, should be called I was anyway. It is fast, still braked and easily corrected the track, so that I hit the animal only with the right side. There is nothing spoiled on the body (the master also thought). The fluke has a dent, there is probably a new part and painting cheaper than bulging and painting, at least the workshop seems to see. On the front there are other parts to make, there can of course only from the look on it not tell, whether there is now only what is lashed out, or plastic u However, (a) the right door should also be made/painted, although there is definitely nothing there and (b) what is done on both headlights, although only the right deer has seen nothing, and also (pronouncement master) nothing. Only now the question arises to me: how to react? The workshop say that the KVA is probably wrong (indirectly implying fraud)?\ Just pass on to the insurance company? Go to a free workshop, and that also e I have only the pictures of the workshop, but I probably can’t just publish them on the Internet. But I can still have my own tomorrow. Unsuspecting greetings, Sebastian

Good evening. I have a big problem. Yesterday there was an apartment fire in the apartment building next door and the fire department changed and damaged my car during this operation. The fender on the driver’s side and the bumper are over. Anyway, the car is no longer traffic-proof. Everyone is known that the roads here – for historical reasons – are very narrow, parking spaces are scarce and therefore sometimes one is forced the car over night half the footw This was a rather heated discussion between me and members of the volunteer fire brigade on the ground last night about the proportionality. Who will now compensate me for this damage? It is hardly reasonable for me to travel by bus and train. The route with Öffis takes more than 30 minutes. Thus, I lose an hour every day. And who will pay for the costs of parking, which is almost as wide as the road itself. e Tickets? Does anyone here have experience with the legal situation and the processing of damages? Greeting Carsten

Hello I have a question. three days ago I drove my little ford fiesta to scrap. I am now looking for a different car. the fiesta was quite cheap in the tax and insurance, I would like to get another one. but if there are other car brands cheaper I would also take another car. I have heard there is a program where you can see which car is like cheap in the insurance. do you know about what??? can you give me tips ben?? am on 100 percent. thank you LG Funkadelic

Hello, I would need help with questions about car insurance. I insured a motorcycle in 2008, but due to a mistake of the registration office or insurance the eVB was not transferred to the insurance. I got my license plate at the registration office and everything was fine in my opinion. Also I was informed at the registration office that my motorcycle is registered with the insurance. Only my insurance knows nothing about it. he invoice from 2014 and 2015 requested from my insurance, I was told that there is no insurance with this insurer. Now the insurance has subsequently accepted my contract and would like to collect from me the contributions from 2014 to 2017 (over 640€) payable on 06.06.2016 and 07.06.2016. Can the insurance simply demand these contributions ? Or does a new application have to be submitted ? I am grateful for any help

Hello together, I had an accident with 1.67 promille. My car is total damage and the other car has a damage of €30,000. I have a comprehensive insurance with the Aachen Municher. Now I was informed (for the time being by phone) that the insurance will take over nothing or take me completely in regress. I have often read that the insurances take one to 5,000 € in regress, but pay the rest!? Do I have a chance on it or do I actually have to there with calculations for all the damage? Mfg Alksünder

Hello, must confess that I am very shocked. My wife had a self-inflicted accident (she didn’t happen much… luck had had) But now some data about the damage: The damaged car is a well equipped Smart Fortwo convertible pulse with various extras and a list price incl extras of 18.400 Euro (invoice available) EZ 08/2005 mileage 34000km and at least good general condition accident damage front, both airbags open, front window en now to my actual concern. Report with the following basic data received: Repair incl. VAT 10,600 Euro (parts and varnish 5900 Euro net, wage 3000 Euro net) Replacement value 8,400 Euro Residual value with offer 3,900 Euro Comparable vehicles with mobile not less than 10000 Euro It is not possible that such a favorable replacement value and at the same time a dream price for the pitiful Schrotstämmel is set, or yet? What can I do against it? Have your own report prepared at your own expense and seek legal assistance? Greetings yoshii

Hello friends, I’m new to this forum and would like to hear your opinion. Foglendes has happened.: Three months ago someone drove me into my parking vehicle. Clear facts. His insurance is the alliance. He has damaged the passenger door and the rear door to the right. I had an expert report issued (3050€). With the alliance it took a little longer, but no matter. Now I received a letter today that the damage is regulated in the amount of 2025€ and on to I was thinking a little bit thin. Before I prepared the report, I had to mention the repair costs of a contract workshop (approx. 260€), only about because I didn’t read an estimate. So I called the alliance and asked where the rest remained. Their answer was that it was right after their invoices. If I repair the vehicle, it will be billed after the report. After consultation with the expert, they would have to pay me the bill. If I don’t get repaired, only the VAT has to be deducted, that’s all. My question: What should I do? Should I complain? Is that what they are doing? Can’t be such a high deviation? I have no legal protection, should the lawyer take care of it? Your opinion please!

Hello people would need your opinion me on 25.11 one drove into my parking car in the time I was buying. Back door broken. Damage of about 1500-2000€ shackled in by a kfz master (only looked over for a moment) When I came out he stood there sorry and wrote down his address and phone number. Insurance data he did not have with him. Wanted to report the accident the next day of his insurance. I immediately made appointment in the workshop too m repair needed, however, the insurance number of the opponent or the damage number. So on 27.11 he called to ask for the number. But he had not reported anything yet because he probably has several cars and does not find the transfer number to me but once again he takes care of it and calls me. The next day no call. I then got his insurance number via the “central call of the car insurers” self and reported the accident at s They had to write him up but wait until 11.12 if he would contact me to confirm that he drove in. Has he not done so far. I canceled the appointment in the workshop for the time being. What should I do now? Do I have to wait so long? Have nothing in my hand except a broken door on the car. Thanks for your opinion in advance.

Hello, I have cancelled the existing insurance for my two vehicles and want to change. When exploring possible alternatives, I had a consultation. When specifying the tariff characteristics, the topics “drivers under 23 years” and “garage” were also discussed. On the topic “drivers under 23” the consultant suggested that I do not specify these, should there be any damage by a driver under 23 would definitely be regulated by the insurance and only for the run In the garage, I was suggested to indicate in both contracts the tariff feature “closed garage”, although I have only one lockable garage. Here it was argued that the regular accommodation is sufficient. What do the professionals think of these tips and tricks?

heyho aaso. In 2004 I was driven into my ex ex fiesta in freiburg ne woman. her fault. I brought my car into the workshop, of course on my own credit card. reports created, money received. yesterday, 2 years later comes a letter from a law firm (!) – I would not have paid 200€ ungrad for the credit card. häh? wiewas? apart from that there never came a bill and I am sure that I didn’t “see” anything at that time…how come? and then sta call or write a normal letter (and maybe some time closer than after 2 years) let me write a letter from a lawyer…is it still possible? especially since I don’t know what to do now….is that normal that you have to pay the “same”? then I would have had to get the 200€ extra paid for the expert? I don’t see! but woe if the gangsters just try to rip off money…that means war lg Alex