Category: KFZ-Versicherung Forum

So I was very excited about the AXA so far, because I thought the tariffs for the car insurance were reasonably cheap. Now I got a cover card there yesterday for a Seat Marbella Type-Class 12. The data: only liability, no partial cascade, no comprehensive annual premium: 226,30 HSN 7593 / 0328 (Seat Marbella028 29 KW/ 39PS) Type-Class : 12 (that would be almost the cheapest class) SF9: (which would be 45% with AXA) Region: Ldkr. OL (i.e. regional class RL1, i.e. securel I’m the cheapest regional class) – exclusive self-use – driving licence since: 07.1985 – exclusive self-use – driving performance 5.000 km (so almost nothing) – parking space: garage – residential property (no) (was misunderstood by the intermediary I am indeed homeowner, but this point probably hardly matters anyway) comparison insurances: I made insurance comparisons once and come at HDI 24 I come to almost 87,00 EUR at ineas to almost 88,00 EUR (Axa would be d So there is still a 10 day right of termination (which I would certainly use). I already have a cadet (type class 17 and 12000 kilometers a year) as well as a golf2 with truck insurance with the Axa insured both cars were cheaper than the now insured Marbella. So how do you see the thing. I will not be led into the light here. I have flown over my contract again the intermediary has everything right It’s covered.

Hello, after an accident without fault, the following values have arisen from the expert: Repair costs: 4500,- € (gross) Impairment: 300,- € Rep.-Duration: 5 days Repurchase value: 8000,- € (no VAT information available.But the vehicle is only used, so difference taxed??) Remaining value: 3550,- (gross) For various reasons, the car should be sold and a new car purchased, although the car is not considered as total damage. What will the insurance pay? Mr President, ladies and gentlemen, I should like to begin by thanking the rapporteur for his excellent report.

Hello first of all. I am insured with the Generali with part kasko with 150€ excess. I had a hail damage half a year ago and last month a wild damage. everything was unindebted. Last week came mail from the Generali (though it was my check for my wild damage) and Pustekuchen. It was the cancellation of the insurance without giving reasons until 03.07. My question is: Is the legitim or can they do that? If they are allowed to do so, I will have problems if ic h register with another insurance company? Thanks for the help

Hello guys,I have the following problem,I own an IHC excavator loader,this has an ABE in it that he is registered and insurance-free and 20kmh fast!Now you’re never in it and the risk always drives with you, so I have closed the days at Zurich a private liability and additionally insured the excavator loader against 20 euros surcharge per year,it was said that all journeys are insured also without certain destination and purpose,also I should f own or on the grounds of the parents do work with the machine!Now yesterday the contract came into the house fluttered in which stands the only insurance cover on own premises (so if one is registered in the land register) and also no journeys over the road are covered!Well I will come out of the contract even if I have been told he has a duration of min 5 years!

Hello everyone. I had an accident on Monday, which was not my fault. The accident opponent, has already acknowledged his guilt and his insurance ( DEVK ), has already informed me that you will regulate the damage. Since this is my first accident, in which another insurance company bears my costs, I unfortunately do not know exactly what to pay attention to. An expert report has already been prepared, which shows that my car has a total damage and no res Since I have only been driving the car (an Astra F Gsi with the reverse tuning measures ) since October last year and have paid more for the car than the report now gives, I am already totally eaten up. Do I have to accept the so that I can get very probably less for the car than I have paid for? What can I do for fronts, in which opponent insurance applies d to keep my financial loss as low as possible? I would be very happy about your advice / tip ́s. Greeting Martin

Hello, I’m new here in the forum and have a question about car insurance! In December 2007 my vehicle burned out completely in my parking lot directly in front of the house. The DEKRA expert commissioned by my insurance company attested a technical defect to the battery (at my Audi A6, year 1996, at the rear left under the rear seat) by a mass closure at the plus pole after the central locking operation. The vehicle then completely burned out – total damage. The fire damaged a carport and a car parked on the left side of my car. I logged off my Audi shortly afterwards and let the contract rest until today. The developed SF-classes remain with me, so the information of my insurance then, at least for 7 years. The damage was settled as partial cascade damage – to my knowledge, after such events no reclassification in the SF takes place. Now, one and a half years later, I called this week at my Car insurance to register my partner’s car for me, because I have a better SF-Class (2 x 22) to save money. The nice lady on the phone told me that I had been reclassified in the liability of SF 22 to SF 10, because the insurance paid out a service to me (the residual value of my Audi). To my knowledge is a fire damage (also caused by force majeure – technical defect according to expert reports) with all damage regulations, which Dami Is the reclassification of liability justified in this context? Who can give me information about this here or has had similar experience with his insurance?

Hello, I was taken almost 10 weeks ago and the regulation is still pending. After a report with a damage of 2300 € I went to the lawyer who now regulates everything. The bumper has to be made new and I still wait for the money of the opposing insurance. Since the defective bumper can no longer be fixed completely on one side, now by “normal” driving the thin plastic in the wheel box which goes towards the engine compartment, torn and the Sto ßstände is no longer as solid as it used to be. I only had the light re-made after the accident which was completely broken and wanted to wait for the rest until the money comes. But so slowly I think more and more broken when I wait even further. Do I have to have an expert report again what the opposing insurance pays? Because the damage that has been added is certainly due to the vibrations of the no longer fixed bumper. It would be great if m Thank you very much.

The insurance does not respond or respond to my termination.http://www.answer24.de/article/Die_siche…aerungen-40.htm What do I have to do to ensure that the bailiff sends the termination by mail delivery certificate. How exactly does it work? What is the procedure?

Hello, I have a question about my car insurance. And I recently received a letter in which the km stand and the approximate km this year should be registered. I did that. Now came a bill the Teurer is than last year on otherwise same terms. Actually, there would be no special notice right in this case, right? The problem is that the insurance paid last year a damage, which I have transferred back this year. I only saw a short time ago that the contribution has increased, since a different SF-class was taken as the basis. What does it look like in this case? I can hardly calculate for myself whether the contribution has become higher, if I don’t know according to which specifications the insurance does that!? I hope someone can help me further here. 😉

Be careful if your opponent’s own insurance or insurance offers you to handle your damage completely for you, that sounds like: “We’ll pick up your vehicle- we’ll put a rental car in front of your door – we’ll take care of the repair of the accident damage – we’ll bring you the vehicle repaired and freshly cleaned back in front of your front door” All consumer protectors, such as the ADAC and also the “Deutsche Verkehrsgerichtstag- Goslar” warn The government also warns against this so-called “damage management of the insurance companies”. Quotation: “Note that the central call of the car insurers on the basis of your call passes on the damage report to the liability insurance of the accident opponent. You must therefore expect the opposing liability insurance to approach you on your own initiative and turn on a motor vehicle expert of your choice. However, you do not have to be satisfied with this. n.” Source: Legal tips on the traffic accident. (see my signature) Edited by the Bavarian State Ministry of Justice (May 2003). Therefore: Never (but really never !) ask the opposing insurance for advice. Anyone who follows the advice of the opposing insurance for accident regulation makes the biggest mistake that can be made in the accident regulation at all. Do you ever have the idea of having your insurance done by the F i n a n z a m t ? only to the independent motor vehicle expert of your own choice The costs of experts shall be borne by the victim insurance in the event of an accident without fault.