Category: KFZ-Versicherung Forum

Hi all ! :> Have there ever asked a question about the default money ! I had to bring my motorcycle to the factory town because of recall action Suzuki Gsxr 750 k8 Could pick up as at 11 clock again but there I was still working at 14 clock I made a call and they told me that just a customer picked up his vehicle or wanted to pick up :> and drove into 3 other vehicles and my was one of them ^^ Well now my little one already stands there the 3rd week and there I wanted to ask if I had lost money could wear because in normal case I spent the last 3 weeks in the super weather with the mopet to work and in Sauaerland with the buddies naja blow cake. can you do something there ?

Hello first mall I have the following problem and indeed I caused an accident about 4 weeks ago the following happened while driving out is driving me a warning with his mofa in the front left fender/suspension pole has injured itself on the arm and his mofa is a total damage of the accident was taken by the police who was taken with the sick scale the officials took still a few photos, on which is also the Ven/Multivan that has blocked my view too see the officials have taken it even then I got immediately informed that against me a complaint is filed for negligent bodily injury as a result of a traffic accident is later during the interrogation I was informed that it is already much better for him and with him everything is in order today is now the following happened I was called from the damaged he would have liked by me 400€ for the mofa otherwise he shows me according to his statement has my insurance the damage from the mo Fa estimated at 300€ plus he says he still can’t lift his arm What would you think you’d make me pay or not? I don’t know what then with my insurance she’ll probably be raised before he can even show me again I’ve been displayed for that? I’m really sorry I didn’t want to hurt you but I don’t know what to do because I don’t really have the money at hand.

Moin, I am unfortunately (or fortunately) not familiar with this topic at all. The following situation: My brother (22 years) has had a new car insurance since 01.01.2011 (liability + comprehensive). He drives with the insurance of my parents, i.e. SF25. Right in January he had a glass damage, which was regulated by the partial cascade. Now in May he had a self-inflicted accident with quite high damage. Now the insurance has terminated him with the reason, three damages (i (ch only knows of two) within a year –> Risk too high The insurance is talking about three damages, since the accident was regulated in May both over the full and the liability. 1. Question: Does any of you have experience with what it looks like when you cancel the insurance, if you want to take out a new (forcibly comprehensive) with another company, apart from the downgrading? 2. Question: Where does this originally come from, that the insurance is based on two or three damages canceled? Is the discretionary issue of the insurance? In small print I can’t really find anything? MFG Jochen

Hello, a week ago I got a tractor. Damaged are the driver’s door with lock, door at the back left, side skirts, with scratches on the side wall and bumper at the back. The debt question is clear, only how much is the damage or how much does the insurance of the opponent pay? Has someone ever had a comparable damage (which I do not hope )? How much could I expect? Car is one: BMW 525i bj:2006 KM: 68.000 Checkbook at BMW Condition: No dent n, scratches or other (except for the accident traces) Thank you in advance.

Good day community, I’m currently driving the car license, I’m already 24, and I’m already thinking about the future car. I’m starting from a budget of 3.500 euros. (Car will be bought after the end of my annual ticket) Now I’m clearly at my disposal different types and brands that I have in the short choice. There are among other things: – VW Lupo – VW New Beattle (is available separately for the price) – Pegeout 206 – Honda Civic – Mitsubishi Colt – Ford Focus I don’t like them at all. Since no one in our family has a car, the car will probably be registered on myself as a starter or as a second car about my best friend. Now the question is, what do these vehicles look like in the cost of insurance? One thing that can’t be paid as a starter? I don’t want to have any mini cookie can. It’s also certain that I don’t know how vulnerable it is. which are cars.

Hello together, strange case with me … maybe even just an abzock attempt of my insurance representative? I am fully cascade insured with my car and the annual premium was so about 900 EUR a year (seasonal license plate). In autumn I then had a basically smaller accident, in which I slipped off the road and got a wild fence with the whole right side. In this case some sheet metal work, new rims and a complete paint, which caused a BMW N The insurance rate rose by the downgrading to about EUR 1250 and was already paid by me in March, as the season registration mark began again with April. Now my insurance representative calls me today, that the headquarters wanted to cancel my insurance, but he could convince you, that the insurance company would be able to cancel the insurance. In addition, the insurance exists again in addition to the premium adjustment by the downgrading to an extra “recovery surcharge” of 20%. Incidentally, this is not a low-cost provider but one of the large well-known insurance companies. Does it seem to me to be very strange. Is this really acceptable or common practice? Can an insurance just add 20% in addition to the downgrading due to the damage case? n? Merci & Best regards, Joe

Hello, I have a theoretical question. What if you have concluded a loan agreement for a car and are still about 500€ open in this loan agreement, but the car is only worth 4000€? What happens in case of total damage due to an accident? Would you then stay on the 1000€ difference? Thank you!

….I became today. When I came to my car after work, I found a note at the windscreen wiper that I should report to the company’s pawn tomorrow morning to record an accident damage. At first I thought that someone had bumped into my car. However, the doorman told me that the other accused me of having hit his car frontally (snout to muzzle). When parking it did not happen 100%, I am sure. The only possible explanation is that I was from V The following questions arise for me: – has the allegedly damaged not actually committed a driver’s flight, since he has gone away as an “accident participant”? – how can I react?, the other can now present to me, one day later any possible damage…. definitely call police?? THANK YOU for your experiences and tips! MondeoK

Hi, a few days ago my partner drove by car into the garage gate of my landlord. Car is ok, only the gate has to be replaced completely. After a cost statement of the company, the car insurance of my girlfriend wants to deduct about 30 percent because the complete garage is over 15 years old. Now my landlord wants to have the remaining amount from me or from my girlfriend, since he does not want to remain at any cost, are after all about 400 Euro – k I understand. Can the insurance simply reduce the costs to be reimbursed for such damage? After all, the gate is only part of the garage and the total value of the garage is much higher than the repair costs for the gate, the garage and the gate (before the accident) have been in a very well maintained condition. Thank you…

Hello, my 3.5-month-old Clio was “initiated” yesterday by the storm. ;-(( passenger opens the door, a booze captures the door and rips it out of her hand. Door pops into the driver’s door of a vehicle standing next to her. Result for my door: see appendix. After a little back and forth and quotes from these and those general insurance services, my KfZ liability is now of the opinion that she probably does not have to pay (I had to clear this to my insurance company). The private liability of my passenger will probably come in (and soon also report to me, so that I also do not have to use my comprehensive . What do I have to expect ? Reviewer ? Will an exchange of the door be paid with such a new car? Have no experience at all about this .. :/ In the door of the other car is probably even a hole in it … There live the storm gusts …! Greeting Storki