Category: KFZ-Versicherung Forum

Hello, I wanted to look for something under the front seat in my car and did it through the back door. So the back door was open. After about 30s it popped loud behind me and actually someone drove against the door. I reported damage sofrt my insurance and with the opposing insurance. Since I can not wait forever for a regulation, who is to blame, my insurance advised me first to take my own comprehensive. If the Perosn to 100 Of course, I will not be classified differently, but what is the procedure, who decides who is responsible for how much? Is my insurance automatically trying to collect the money for the damage from the opponent? Thank you

The following case: had my car insured with the Asstel for years. This insurance was dissolved, as taken over by the Gotha insurance. I changed my vehicle in July, and the new one insured unnecessarily with the Gothear. However, since the insurance fee was far too expensive for me, I resigned shortly, and my vehicle now registered with Bavaria Direkt. Now the day before yesterday from the Gothaer a bill about liability of 18.7.-25.7. without details of insurance. In addition, I drive a Renault Megane 1.2, and no Ferrari or the like. Something is not right, had reckoned with 20-30 Euro. How do you see this?

Good morning together, I stayed yesterday with my girlfriend’s car. Under the car about 2 liters of engine oil poured, probably the oil drain screw was not properly tightened… My real problem: my girlfriend is R+V insured and has the corresponding protective letter. The towing also worked wonderfully. The huge annoyance began, when in the 30km radius no car rental agency had opened. 40km would be the next Sixt emergency service away. Taxi costs would be The emergency service would take about half an hour. On arrival the disillusionment: no emergency service available. After 2 more calls with the insurance and 2.5 hours waiting time then the super message: today no emergency service comes, we would have to go to the nearest airport…. The whole action then pulled itself from 3-8 o’clock, +2 hours return journey home. My question to you: I would get away from the insurance company. If I had handled all this directly through my ADAC Plus membership, I would probably have had a replacement car at 5 o’clock.

Hello guys, I have a problem. On May 21st, 2009 I got into a hail with my passat, paint rack over the whole vehicle, but without these typical bumps in the sheet metal. The expert of the insurance now asserts that this would be rockfall. I can’t imagine that I am the only one who has ever suffered such hail damage. I would be happy if someone would report, have experience with it or have such damage. Greetings Holger

Hello I once asked a question I sold my car,I’m not a dealer they made test drive and agreed for 950€ I still said flaws you had made sol.And in the contract I wrote the test drive was made and that I wouldn’t make a withdrawal because I’m private.Now after 4 days he calls and thinks the car has control chain problems that it does not synchronize,and tell me on the phone I should think about it, take it back or his uncle i St Lawyer, is blush I have him only sales contract has only he I made no copy for me, can he do anything or just want to scare me, I told him what is done and also wrote that he did test drive and no withdrawal or guarantee

Servus, I’ll kill you with a little text… I’d go to Italy with my 3 boys in tow for a week in September. Although my passat has proven to be good in recent years, I’ve never expected him to take such a long distance and I’m a bit afraid that he could strike me on the road. Unfortunately, since I don’t speak a word of Italian this would be quite unfavorable if I’m standing somewhere in the Pampa and I don’t even understand myself. Now to my actual question: I stumbled on the Internet via Jimdrive, which should help me in case of the case. What I found particularly interesting was that this should probably also work via the app. I am one of the people who like to make calls anyway and should I also be stressed out because my car would not make things easier. If one of you already had experiences with breakdown help via the ap p? Does this work? Can this work at all? Or is this humbug? Thank you for your answers, Alex

Hello dear insurance experts shortly to the history: end of last month I had an uninsolved accident, was police accepted Accident opponents got a 35€ ticket from the police(debt question thus 100% clarified??) Damage of the opposing insurance reported, you inform that I choose the expert myself. At the beginning of last week I then had the expert report prepared, which the opposing insurance owns since the end of last week. Damage 7700€ residual value 7500 wi The problem is I need the car on Easter, ie family drive good are still 4weeks but until then it must be repaired. so far I have not received a statement of the opposing insurance 1. Now my questions what will happen as expected? and what can happen? 2. From when can I repair the car in my own direction? how can I let it happen that the opposing vehicle will be able to repair the car in its own direction. So it can even be that this opinion contains such a strong difference that we have to go to court. now it would be possible for the judge to order a third one? or rather not, so that I can repair my car after the inspection of the reviewer?? I can’t leave the fhz in the garage for half a year, one month would be ok. PS:Answer of my lawyer on these questions were I not to thank you I want to have certainty what can happen and from when I can repair, so I hope you can help me love many thanks in advance

Last year my car was estimated at a value of about 3990€ (from a Ford workshop). My car was 5 years old in Feb. and has about 110 000 KM on it. Export car, so no extra high equipment. Would a repair still be worthwhile? Don’t like to, the car is very robust and offers a lot of space. However, I don’t want to put in more than it is worth at all.

Hello guys, about nine weeks ago, a stone flew on the AB against the windshield. I then used my partial cascade for the first time. Since I have workshop binding (I know, I wouldn’t do it again), my insurance company sent me to Carglass. There the rockfall was repaired, the result was surprisingly good at first, you only saw something if you looked closely, I was satisfied that I had been able to save my excess. Since then, I was on the road with the car, only the last two weeks he was standing. At the beginning of the week I drove for the first time again and since a lot of me immediately noticed that the repaired place had changed, the fine jumps around the impact point, which had completely disappeared after the repair, you now look again. The place looks almost like before the repair. During a first conversation with a gentleman at the Carglass branch I was fed with Bla Bla first… Before the next sp I would now like to hear revenge from your experience with repairs at Carglass or other suppliers. Specifically – has the repaired site changed after a few months or not? Greeting Rocket

Good evening, I had about 2 months ago a stone blow, insurance reported, off to Carglass there around the corner. After the reperatur about 10 km afterwards jump in the disk from left down to right up… Again with the insurance reported, where was the system down, nevertheless I talked with the woman and said so I can not drive, in the field of view etc. Ok the woman asked me if I have a workshop binding, I do not have one!!!! So I can decide where to go I’m going. End of the conversation. BMW called and said I need a new disk immediately, they had a new one there. 5 hours later everything was paid 150€ and good. Now I get a letter from the Axa like that can be with the 2 damages within a very short time and the invoices! And I should leave the selection for damages to them, if not the contribution of the SB when replacing windshields by 250€ and for carroserie damage by 500€…. What is this now??? I don’t understand… what do you want me to say on the phone tomorrow?