Category: KFZ-Versicherung Forum

Hey guys, I had a construction site last night where I had to get electricity from somewhere else and so also a cable drum had to come. When the construction site was cleared at the end, I left the cable drum in the parking lot and I went in to the house to get the cable out…. In the time someone was driving against the cable drum. However, the cable drum was standing at the head where you actually didn’t get it at all. it was not even his parking lot. Now there’s a fat bill of 2700 euros for two scratches that can’t even come from the plastic cable drum so from the height. The whole thing is still being checked anyway and everything would interest me, what is said?! MFG

Hello guys, I bought a caravan 4 weeks ago. In advance I had talked to my insurance man about the Axa.He had made me an offer which had listened well.So I had obtained a number (formerly cover card).The WOWA registered. Was now on vacation (not with the WOWA).When I came back now I wanted to make nails with heads.The specified value of the WOWA is 22000€ and the contribution is much higher than in the offer. I’ve never had the number 800€ on the screen. Now the good man wants 850€ VK a year.Frank!! But since I didn’t have anything yet and have not signed yet it should be possible if I unregister the thing again and then register with a new number from the other insurance company e.g. DEVK,or??? Does anyone have any idea? Please for help!! Greeting Freddy101

Hi, I bought a used car in cash. The insurer is my father, super insurance policy. well, he currently has absolutely no time to drive with me to the registration office he thought it was enough if he gave me a proxy. Ok so far true that sure but what must be in the authorization? Since car still has to be fetched the insurance has sent me the EVB number for that short-term license plate and for that correct license plate. ole I go there right around the corner to the registration office and get the KZK afterwards I drive to “my” registration office and let the car “right”. Does he have to issue me 2 authorizations or what is that? Thank you, nice day Edit: And what kind of documents do I need for the KZK and the normal registration plates?

Hello, had an accident without fault. The opposing insurance has set the replacement value to 7500 euros and the remaining value to 2880 euros. To get to the 2880 euros, my car was put in for a day at “AUTOonline” and a dealer has offered 2880 euros. So far so good, but can the insurance take this simply as the residual value? That the dealer pays so much, does not mean that the car is actually worth so much, doesn’t it? An independent expert has the However, he only gave 6300 euros as replacement value. Of course, I would like to have the highest replacement value and the lowest residual value. So a mix of both… Have a bit of panic now, that if the opposing insurance sees the report from the independent expert, the data changes in their favor. So lowers the replacement value… is that possible?

Hello everyone, I come from the car with a SF-Class of 28 and wanted to insure a new “delivery car”. (A car with truck registration) So I apply to the HUK24 and get the police with classification SF-20. After the request for correction they inform me that they have the SF20 for vans as the highest class. If you ask me, if I want to insure a car again after a year, then the last classification is valid again, i.e. 8 SF-Classen verl Is that correct? – Does the SF20 limit apply to all insurance companies for vans? -Does anyone here have a delivery car insured with a higher class than the SF20? -Can anyone recommend a cheap delivery car insurance? -Edit: Would I get out of the insurance at HUk24 again? (the “check” after a month still the classification by the pre-insurance). I naturally disagree with the loss of 8 discount years. Thank you. for tips!

Hello, I unfortunately do not reach my insurance broker and my insurance documents are already stowed in the moving skis and spontaneously undetectable. With us a rat gnawed into the vehicle interior and caused damage to the electrical system and the interior, not to mention the contamination of feces and urine. The vehicle is standing at night in a garage and in this was now found in a corner a hole which can also be attributed to a rat. after looking at the codification definitely sure that it is a rat. The way inside we have found today also, it is a cable entry in the upper left of the engine room directly to the instruments and the fuse block. The engine warning light already lit up already on Who can possibly be held liable for this damage? Vehicle has TK, possible rat infestation by littering the unused neighboring garages (the garages are not detached)was already before several Woc hen informs the landlord, which however nothing in the morning we should try to get into a specialist workshop which first evaluates the damage without obligation. Currently we drive with a sharp rat trap in the vehicle through the area, because the rat also caused damage after the cleaning, which took place elsewhere and was still on the way home again. So the cattle already drove and is possibly still in the vehicle So who could possibly l in question? the land leaser who was informed, the owner who built the garage on the lease site at some point, the neighbor whose garage is trashed? or simply the TK like at the marten bite? Thank you. P.S. Do you actually have to report rat infestation in Meck-Pom to anyone officially?

Hi, had an accident yesterday on the highway and that carried itself as follows. I drive with approx. 160 km/h on the left lane (was just overtaking). Just before I passed the car, he moved over because a truck drove to the middle lane. The distance between the truck and the other car was approx. 10-20 meters. The car then pulled on my track (when we both had the same height). I made a full braking and tried to avoid. He hit mi The other car stopped about 300 meters further away from the stand strip and is set back to tell itself whether I am well. So then the police arrived we both said exactly the same thing. The police only said to me that I probably don’t get the damage, because the truck just got a lot of time. It was also a foreign truck. He was the cause of the accident and so I would have to check my damage to him. However, since I don’t have a license plate etc., it will probably be an advertisement against unknown and therefore dropped. Now my question is whether I get money from the insurance company from the car driver, since he hit me. He also said immediately that he had not made a full brake, because he was pretty sure that it was like this. why not have been enough and so it’s on my trail. Because I had no fault in the accident in this respect, I can’t stay at the complete cost, can I? Would you be nice if you could tell me something about it. Thanks already in advance.

Servus on the other hand, I often change the vehicles and have accordingly short registrations and sit for more than two years on the same %te although in the meantime I had always registered a car on me! I asked once with the representative of the insurance and he said that one must have registered at least a half year to be able to be downgraded at the next “interval”. But I quite understand it. How would it look if I; say If we had a car in the period from 01.01- 30.06 of one year only briefly, i.e. 1week, because of me from 01.01.2006-08.01.2006 and then again in the period from 01.07.2006-31.12.2006 only from 01.07.2006-08.07.2006 only a vehicle on me, would I then be entitled to be downgraded or not? How does this work with the downgrading, there are some tricks to be downgraded regularly without having a vehicle, maybe in which one leaves a motorcycle or r pays a small lump sum to the insurance? thnx

As a newcomer in this forum I would have a few questions. My girlfriend had with her restored Porsche 911 S year 1979 a self-inflicted accident damage, which the comprehensive insurance took over. After a full braking, where also all 4 new tires had brake plates, she hurled and got into the guardrails. Damage around the vehicle. The expert of the insurance estimated the vehicle value at € 27,000 and the repair costs incl. de r 4 new tyres amount to € 27.316.33 incl. VAT. The damage calculation and the replacement value are not to be objected to by the expert who made my girlfriend before the accident (€24.000). Now the insurance wants to calculate for total damage because the damage is above the time value of the Porsche and sets a residual value of € 8,000. Can my friend not have the vehicle repaired? For good tip I would be grateful.

Hi! Write here on behalf of the friend! His car was broken open about 10 months ago. Disc smashed, access to the car, radio stolen: Any small scratches through the splitters at the door, as well as cockpit. At that time his car insurance paid him the damage, painting costs, as well as cockpit new. After KVA was billed, that means he did not have the damage repaired! Now about 10 months later the same game. e way broken open, the disc hit again. Now new scratches have been added by the splinters, in addition also Macken of the splitters on the leather passenger seat! The reviewer acknowledges the new damage without any reason, however, he did not name the additional scratches on the door. Would my acquaintance be entitled to compensation for the additional scratches?! That he does not get again costs for the complete painting of the door, he already has! yes now new scratches have been added, he has no chance to get the `more damage` reimbursed proportionally?! Greetings, Mfg MICHA