Category: KFZ-Versicherung Forum

Hello to the round, I am in a difficult decision-making situation with my case and hope to get a wider view of the situation through external input. I have caused damage to my Sharan by a self-inflicted accident of 15,500 € (the figures are from a DEKRA opinion). The estimated replacement value for the Sharan is 23,800.- An offer of one of a “auto-recovery” for the accidented Sharan in the amount of 13,680,- (residual offer) Vers The insurance is against a repair, for plausible economic reasons [15.500,-€ repair > 23.800,-€(residual value) – 13.680,-€(residual value offer) = 10120,-€ (insurance service for non-repair) ] Now I have a new offer from the insurance, which you not only want to give me the 10.120,-€ “residual value offer” sond ern 12.120,- thus a new purchase of a used sharan (approx. 26,000,-€) would be a “zero sum game”: insurance benefit 12.120,-€ + residual value offer 13.680,- € = 25.800,- How about the process ? Please give me input to the mentioned thoughts, guessings, hunches, even if it is only partial aspects. I am very grateful for every message (if it is nice ) Dear Greetings André

Moin together The day before yesterday, a still unknown driver drove into the parked BMW of my friend and turned himself out of the dust. The damage to the BMW will be several thousand euros. It happened in the semi-darkness, but a witness saw from a distance that the fled vehicle was a dark combo. At the scene, he left some splinters of his tail light behind when he drove into the right side of the BMw. After long picture-googling we did not come so really That’s why I’m asking if someone can assign the splinters to a car.

Hello, first of all I have already used the SuFu, but read totally different statements, so maybe someone has a good idea and can help me with my problem. So last week I bought an Audi TT Roadster from a private man, I asked him explicitly if it was a reimport, what he denied and accordingly checked this in the purchase contract. Today I dealt extensively with the documents and it occurred to me because in Brie f what was with Hungary. I didn’t know that the jobs in an EU vehicle were null, but they are unfortunately also available. I know that the car is not worse than a German vehicle, but if I had known I wouldn’t have paid the price. I haven’t talked to the seller yet to inform me. Would be happy if someone could help me! Greeting Carsten

Hello, I bought my first car three years ago (with SF 1/2) and had a car accident in the same year. The car slipped because of the wet and the highway plank is caused by me, but I did not get a point from Flensburg … the car was unfortunately completely cut and scrapped, I did not have a car afterwards. Last week I bought a used car and am looking for a cheap understanding on the internet, for that I always have to enter an SF class….v on the then insurance I have learned that my SF class increases to 0 because of the accident, so the cost is quite high. My question now is: if I go to another insurance, do I have to calculate the cost exactly with SF0? Or can I withdraw it back to SF 1/2 because I had a break in between almost 3 years? How is the regulation in this case? I apologize for my bad German, hopefully I have clearly explained my situation u And I’ll be very happy to receive your answers/ advice!!!

Hello, I just registered here because I hope to find help here. I had an accident on 14.03.2008 without fault. I ordered an expert who determined a damage altitude of 20900 Euro as well as a WBW of 24200 Euro. As far as so good. He determined the residual value with the help of Autoonline (not known by me) with 11330 Euro. I now wanted to calculate on WBW – residual value and have connected with the car dealership mentioned in the report in g Now the problem my car is a right-hander. The car dealership would not like to have the car now and the next two bidders also not. All 3 say that it was not clearly described in Autoonline that it is a right-hander. A car dealership even called the SV and asked for an opinion. He had only given the answer that the insurance company and Mrs. F…(I) must care about it. He had indicated that it was a right-hander. The insurance company already has the report with the lawyer’s letter that I want to calculate WBW residual value. I am now animally afraid that I will remain on the accident car and no one will take the blame. I have hardly slept for two weeks and just left myself alone and overwhelmed with the whole. My lawyer also doesn’t have a plan. If someone has experience with such things please answer.

Hello! I bought a Smart from Private 2 months ago. The day before yesterday the engine suddenly started to tick, the car did not drive faster than 60 kmh. Go to Smart with the car. Problem described, then the good man entered the vehicle data into his PC and found it. On 18 December the previous owner was in the same Smart Center with similar problem, the car was completely checked there. Diagnosis: Turbocharger torn, consequence engine damage, as well as various other defects. The damage was caused by On December 21, the seller was at the Dekra, had the car presented and examined there. The damage that Smart found was not confirmed there. Dekra Siegel was given. Then we arrived, looked at the car, looks good, all reports, except on the one of the Smart dealer!, were finely stapled. Sounds like a good offer. Purchased for 2600 euros. From the examination and diagnosis of the Smart H We then had the car checked again at Smart, maybe the damage was repaired in another workshop. However, this was clearly not the case. Summary: Car bought from privately, seller has not kept a good deal of information, sellers only hesitated to report, will probably be slandered by the friend in the future. Based on the statement of the Dekra seal. Does anyone know if the Dekra can even look into the engine at all has someone experienced something similar, or has someone got tips on what I should do now, since I think I have a right to withdraw from the contract, or seller has the car repaired, or I sell the car and the seller gives me the remaining sum…?? What should I do? I have legal protection insurance after rolling my documents stupidly! unfortunately not.

Hello! I picked up my new car about a week ago. How I heard about my insurance and got me a double card. So I went to the registration office and got the 5 day registrations. Now I didn’t get my car with my old insurance anymore. So I went to the new insurance and I got a certificate from there to get the right registrations. So when I was going to the old insurance company today I thought about it. the cost now 85 euro. Yes, something like that. For 5 days 85 euro? And that with a lumboiegen liability insurance! Now my question. I was not told that this costs 85 euro. I also signed nothing or something. Is that right now with the 85 euro? How high is the insurance protection exactly? Mfg Patric

Hello, I had a car accident last Thursday. I got a passat. The man went towards me and immediately meant that he was to blame. My car(probably total damage could only be towed.) Friends of me took his address and mobile number as well as his license plate. he signed on a cell that he was to blame. We cleared all this without police (that was a mistake). Now my car is in the workshop and waits for the review. r he can only come if I know the insurance number. Only the accident causer does not report. he has my number and meant to me his insurance will report to me. Where he lives he is also not to be found all day. This week I still have vacation but next week I have to work and have no car at the moment. What should I do now? To the lawyer?

Hello for now. I have a problem. On Wednesday, last week, I parked my car on the company premises. Around noon, I had to briefly go to the hardware store to buy missing material. I made this purchase with my private truck. Since I had hard to carry, I set myself as close as possible to the back entrance of the factory hall to carry the parts only a short piece. The problem was that there was an absloute stop ban…and I didn’t get away from the car anymore. I just forgot. In the afternoon, my master came to me and told me that he drove into my car when I parked out. Of course, we handled the whole thing without the police. What about the question of guilt? Would I be totally happy if someone could help me. Thank you very much.

Hello together, unfortunately today, for reasons still inexplicable for me;-) (I just didn’t see it) a small staircase with my car drove down and of course put on the same time. As I said, I just did not see that there were three steps and there was no intention (possibly negligence). Ok, there was a smaller damage to the car of 100€, so that is not so wild. Unfortunately the stairs (foreign property of the city) is also damaged (the gens I don’t know about the damage yet), but I wanted to ask you before, if there is a car liability or my private liability for the damage on the stairs? I would like to avoid the car liability due to the upgrade, but have the fear that I will not come around. Is that right? Thank you for your help.