Category: KFZ-Versicherung Forum

Mr Moin. I know that this issue has been taken over here many times, but it has never been clarified whether it is legal or not. That is why I have dealt with this issue in detail and I have found that it is not tax evasion, as was often mentioned here in the forum. I explain it to you by the example of Poland. Before Poland entered the EU, a national was only allowed to drive a vehicle on Polish registration plates, if he did so at the tax office. By notifying the tax office, he had to pay taxes for the vehicle from the day on which he crossed the border to Germany. It was tax-free if the foreign vehicle owner was in the vehicle. So it was before joining. Now it is the case that the tax exemption according to § 3 KraftStG for cars and trailers was supplemented or superimposed by a number of bilateral contracts and so-called double taxation agreements, which according to § 15 I No. 7 KraftS Under this reciprocity agreement, motor vehicles and trailers registered in the territory of one Contracting Party and entering the territory of the other Contracting Party for temporary residence shall be exempt from taxes and charges. “temporary residence” shall mean a stay in the territory of a Contracting Party of up to one year beginning with the date of crossing the border (see also § 5 IntVO). It is therefore irrelevant whether the vehicle is used by a national or foreigner. In addition, German motor vehicle tax law is also superimposed by the Geneva Multilateral Convention of 18 May 1956 (BGBL 1960 II, p. 2397; 1961, p. 837, 922; 1983, p. 658; 1994, p. 446). In the case of a vehicle registered in another Contracting State under the Geneva Convention, the Geneva Convention also has no restriction on the person using the vehicle. Poland signed the double taxation agreement with Germany on 18.12.1972 and by accession, it is sufficient for only one person to be registered in another Member State. As a result, a national is allowed to carry a vehicle on Polish registration plates here without any problems, provided that the vehicle owner in Poland pays his taxes. That is why we no longer have to pay taxes on the introduction of goods in the EU since Poland is with us, which was different before accession.

Hello Due to a (hopefully passing) economic solution and thus also financial bottleneck I am forced to discontinue the payments of my (and my wife’s) capital-forming life insurance. What possibilities do I have without losing too much of my already paid contributions? Is it also possible to continue with the contribution payment later on? Before I start a correspondence with my insurance here, I would like to first of all about the The 5 insurance companies have been running for 12, 10, 8, 6 and 5 years and still have terms of 20 – 27 years and have a monthly total contribution of approx. 450 euros. They are intended as pure capital formation (among other things for children, etc.). Thank you and many greetings, Michael Mark P.S. Hopefully this part of the forum is not only intended for car insurances!?!

Although my passenger side now looks like I was at war and was striped by a tank, the other car had GAR NIX! So I called my insurance company (HUK24) and they told me that next year I would pay 280 euros more (at then SF4 – 70%) Can it really be that it is so cheap?

Hideho.. was taken to the side in mid-December (I have no guilt), accident was taken by police and accident opponents were warned for a fee. I reported the accident on the same day to the opposing insurance company (Fridays).. 3 days later (Mondays) an expert then examined the damage. On 24.12.05 I then received the report, so I assume that the opposing insurance company (R&V) will receive the report at the latest on 28.12.05 On 30.12.05 I received a questionnaire of the insurance which I sent back on 03.01.05. After I have not heard about the insurance for a month, I wrote an e-mail on 29.01.05 of the insurance and asked to regulate the damage now finally. Then I received a letter with the note that the accident opponent has not yet reported the accident *gruml* and that they will report as soon as possible. So until today (about 1 1/2 months after the accident) I have received neither a message nor a refund of my damage.. What do you advise me now? Should I take a lawyer who takes care of the matter? So long it is enough for me.. Beo , a last accident (accident object at the AXA) was paid within 1 1/2 weeks of the damage. So I feel like 1 1/2 months ago I own it. No time limits?

Hello guys, I had a burglary damage in my Audi A4 convertible the other day. I was stolen the complete seats, Navi, Klimateil as well as Xenon headlights. My insurance company sent an expert of the Dekra and he determined that the replacement value is about 24,000 €. But the damage is about 12,500 € thus more than half of the gain value. The expert then told me that something would be deducted from the replacement value or something like that. I didn’t quite understand how you could explain this to me? Thank you very much!!

hello…. have already used the search but did not find exactly that… have a 3 golf with 66kw in which I have now installed a G60, has now 166 KW. the insurance wants now (is only 3 mon registered) instead of 220 euro, 450 euro contribution have … she told me she must now classify my golf as the golf4 R32.. but understand it not exactly that is a kpl. other car….? is there perhaps a insurance that does not see this so closely when you have more ps? the nu r go according to model? if there is no other possibility, well then I have to live with it. mfg alex

Hello all, I’m just todun happy. My 5 month old car was totally ravaged, the expert ordered by the insurance has found a damage of approx. 2900 Euro net / 3500 Euro gross. After long debates back and forth (and the finding of the workshop that for the estimated damage the car can probably not be repaired) I decided to exchange the vehicle, i.e.: old car in payment + insurance damage + still several Euro extr a, but then I at least have a reasonable vehicle again. The statement was, if VAT flows, can be billed with VAT. Now I exchange the vehicle, so VAT flows, and the insurance only wants to transfer to me the net damage! Is that right? I don’t know about the insurance issues, please for help!!! Merci & Greeting, Makena

Hello, I received a cover card for my car at the HUK24 in January and then also approved it. Unfortunately, I forgot to pay the amount, which was certainly not intended. Today I received a letter from the HUK24, in which I was informed that there has been no insurance cover since the end of January. I did not even get a payment reminder. You gave me the insurance, in addition I should pay 38€ fees. The registration office was also informed. Who has had similar experiences?. If I present a cover card to the registration office, the thing should be done, shouldn’t it?. I am Strocksauer about this behavior and will also terminate my wife your car and my 2motorcycles. Wish everyone a happy Easter

Hello dear forum, some time ago I had a non-indebted accident damage, which was settled via report basis. The insurance persistently refuses to replace the shipment costs according to the report and the UPE surcharges. The search function here unfortunately did not provide me with judgments / legal bases… Does anyone know a reliable legal basis, which I can quote? According to insurance a repair in my region would have been possible also in a workshop, where The same applies to the UPE surcharges. Furthermore, the insurance still expects proof of the failure of use. The vehicle has been repaired, an invoice is available to the insurance – but this obviously is not enough. How should I oppose the insurance? Thank you and greeting, Schutzschi

So since everyone seems to tell me something else and everyone thinks he is the smartest I want to try to clarify that somehow! To the topic: Cheaper post for 2L 16v only because Fahrz. used to be 1.4 ́er??? I read again and again that someone sells a car and then writes because it is a “reconstruction” e.g. from 75Ps to 150Ps/ 2L 16V you only have to pay the insurance contribution of the 75Ps vehicle! Self-understandable everything is registered etc… Since the latest I hear but this would have happened and you pay for what you have in it now! What’s right now??? And I’m just asking the users to know what they’re writing and not what they’ve heard from a friend, his sister, whose big Koseng… 😉 until then boehsen Greeting