Category: KFZ-Versicherung Forum

My polo is insured by my dad, as a 2nd car, for 6 years. I am now 24 and drive the car for 6 years. Due to some problems with the insurance we wanted to cancel the insurance of the 2nd car. I wanted to take it now also, and wanted to take over the percentages of the 6 years. Now the insurance type said that it does not bring me anything, I would get in anyway at 100%. Why that now? Do I suddenly not take the percentages from my dad, or the 2nd car? Or is it only possible when I am 25? I don’t see anymore

Hello guys. I don’t know if it fits into the forum here, but maybe someone can help me. I brought my car to the dealer workshop to have glow candles changed.After that I got a call that a glow candle has broken off and the reperture becomes very expensive (about 3,000 euros).The mechanics or masters are not aware of any fault and think that I have to take over the resulting damage, since they allegedly did not make a mistake. no mistake made. (Who else should do this if not the dealer workshop ?) Do I have to pay 3000 Euro for the light candle change ?????? This can not be done ! How is the legal situation in this case ? What do I have to pay attention to and what legal steps can I take ? Ask for your help, it is very urgent. Thanks in advance. MfG egonik

Hello guys, yesterday I shot my dear mother-in-law’s car! I drove to your grandma’s house what she was doing, in front of the house of Grandma Lag on the right side of the road a lot of snow/iceberg. Unfortunately I didn’t think about this more than I wanted to go off again and drove on this one or before. Now the front front has burst in the eggy to high to the grill. Now my question my private liability does not pay or ? Does this ever pay the property insurance or what is the name of the grandma?? (you would have had to take it away is your property) ??? Otherwise, only the Volkasko insurance is left to my S. Mother did not want this anymore at the end of the year only liability, if she now has to take it further? And what increases then the liability also or only the Volkasko insurance % te is now with Huk24 with H 45%/V 50% attachment pictures of the beautiful car!! I would have stayed only in bed :-(((

Hello, I stayed slightly hegen on Friday while parking on a parked car. The damage amounts to a few surface scrapers nothing else. The owner of the car insists on having an expert report made, which is also fine. Now my question is how high you estimate the damage report. Stand now before choosing to report it to the insurance company (rather reluctantly) or to pay for the damage report from your own pocket. What is wiser? Grü0ß Mockikfreek

Hello forum, the following situation. I have had a driver’s license for about 8 years and have also created my own vehicle in May 2008. Papa is insured with SF 21 or 23 with his car at Generali. I as a son then got a separate contract with SF2, as both are insured with Generali. Approximately 14 December (approx. 8 months) later, I received the new invoice for 2009 with now SF3 and a type class increase. However, due to the type class increase I would have a special cancellation bill t at the end of the year. However, I only wrote to Generali in the new year, about 7 January, that I can cancel. Then I received a cancellation confirmation from the insurance company for 31.12.2009. Today, however, I have found that the amount that was deducted for 2009 in advance was refunded to me. Does it mean that they have terminated this for 31.12.2008 after all? However, what would be my question, I have the right, since I was not insured for a full year, the SF2 or SF3 for the year 2009, to transfer to a new insurer, or will I then be classified with 140%? Greetings

The story is short: my friend’s girlfriend comes by to barbecue, I’m just about to expand the child’s seat and clear it up in the basement. The friend sees the open car and takes something out of the car (doesn’t know what *grind*) and throws the door. What she hadn’t seen, the belt hung in between. The belt lock thus left a thick scratch in the frame. The friend reported the damage to her private liability insurance. r has ever contacted me and still demands information on, among other things, the insurance data of the car. What do they want with it? Are they relevant? Do they have one claim to it? Furthermore, the question is whether the vehicle had before the event damage Mägel or flaws. What do they mean? Immediately before or ever (the whole history of the car)? They also want a cost estimate from me. As a rule, the workshop wants to have money for it. Is it necessary to cover the costs or should I rather clarify this before? Can I answer this by e-mail… should also photos to it. Hach because of so much trouble and work no form no return envelope. Thank you already for your help.

Hello, I just can’t find a forum where my topic belongs. If I’m wrong here I ask to postpone it. So it’s about that, I bought my first car a few days ago and now I have to take care of insurance and registration. Now I wanted to have my license plate reserved online by clicking here at the Berlin registration office so that I can have it printed in advance and save waiting times etc. But somehow this page doesn’t work for me. Is there someone who knows where I can still reserve this or do I have to accept the waiting times? MFG

Hello, I was assumed to have been caused by a car accident, the damage to be seen in the picture (+ paint scraps side mirrors + contact traces on the tire). Am I “obliged” by my damage minimisation obligation to keep the damage for the opposing insurance low and only to have a cost estimate made instead of an expert report? The car is EZ at the end of 1996, BMW 316i Compact with approx. 200tkm. … who can tell me something about this? Thank you for your help! PS: It is also difficult that the cause of the accident was not very friendly and above all not reasonable. That is why the police were consulted. In my opinion, the police have clearly said who is considered to be “guilty” and also told the supposed causer what he could get set up (80 EUR + 2 points).

Hello, I was hit by my car on Sunday. The following situation. I stop at the side of the road (no stopping ban), let my girlfriend get off for a moment to get something. When I was waiting, however, a car roamed my left outside mirror. There were paint marks on the mirror to see and my mirror was slightly folded forward. The paint marks also read away. Another test of the mirror, however, showed that the joint took damage and the mirror no longer really snapped in. t I exchanged my contact details with the causer and decided that I would send him the estimate for the repair of the mirror. He then wanted to pay it. Should I take other steps into the path? I sent him the estimate yesterday. This is fortunately my first damage (apart from a wild damage) but I don’t know if I did the right thing ?

Hello guys, I wanted to ask you for your advice in advance. I have been insured with Admiral Direkt for almost 3 years, driving a BMW E36 323i. I have covered him with full cascade (the stupidest thing I could do) and I pay almost 400€ every 3 months there. I have not been financially well placed lately and therefore already had several times backload notes. It was planned now that I quit the insurance and then switch to ADAC with TK. Termination on 21.05.2012 (the Admiral can only be sent to But: I would have to pay over 400€ again in February, the amount up to 21.05. Can I send the admiral an e-mail that I would like to stay a customer and we see that I have already lowered the February contribution and then to have from there only TK? For this I remain as a customer. Normally I can only take out the VK for the insurance end. Do you have experiences or tips? Thank you and greetings! PS: Hab there already called, but the gentleman could not do anything because they somehow have computer problems.