Category: KFZ-Versicherung Forum

The following story happened recently: Three people drive in a car and are involved in an accident. The driver of the vehicle did not owe the accident and is not the owner of the vehicle. The owner, one of the co-drivers, sat in the back seat. Another passenger, related to the owner, sat in the passenger seat. Drivers and owners are friends. All damages were settled by the insurance company of the causer of the accident. All inmates received a medical examination for the pain. The matter was settled with the help of a lawyer. Now I come to the relevant part of the situation. The owner now demands from the driver and the other passenger that they assign part of their pain money to him because he has suffered the great damage and needs the money for the purchase of another vehicle. Someone knows a similar story and is Is such a practice common today?

Hello, this morning I don’t look at my E90 in the back, and still think: it’s scmutzig, I realize that it’s not dirt, but that there are some bad scratches that I don’t know about. So that you can take a picture, here are two photos:http://www.abload.de/thumb/img_2463_tnboud9.jpg http://www.abload.de/thumb/img_2465_tndlu46.jpg What bothers me the most is that I can’t tell exactly when and where this happened. I have the vehicle. washed a week ago, the scratches were definitely not present. Now it is that it was very cloudy with us the past days, and I also often very late in the dark or in the morning also in the dark into the vehicle. In between I was on the way several times, while shopping, on the company parking place, etc. At my home the vehicle is on the parking space, however often neighbour children play on the property, which also ride sometimes with their scooters, Trak I can’t imagine that they’re causing something like this. For me, it looks more like a strip with a fender when parked in or out. Can you conclude from the scratches on the direction in which the scratches were created? I would be interested: – do you think these are typical traces of a foreign bumper, or rather other damage? How do I get the exact cause? – would you go to the police, and show the whole thing? What do I tell them if I can’t determine exactly the place or time? – the vehicle is fully insured, such damage falls under the insurance cover, if you can’t find the perpetrator? – should I have an expert examine the damage, if so, how do I find a good one, and what does that cost about? – if I have the expert repair done, how much do you value the damage? I know, but for the first time in such a situation, I am grateful for all the tips and hints on how to behave now.

Hello, I need your help 🙂 My brother had an accident, he was driven into the car by a child by bicycle. The situation on the right is clear, he is not guilty. The child is well. The accident was directed to the opposing insurance. This sent an expert, he set the amount of damage, with which my brother also agreed. Because he was told that the money would be transferred to his account and did not do anything about it, he called the insurance company. . And now the hammer, they told him that he does not get the damage compensated, because the mother of the boy did not pay the contributions…. That can not be?! He is not responsible for the collection of the open contributions, but the insurance?! And as long as the insurance of the woman does not cancel, after all also compensation claims must be paid, or do I see this wrong? Above all, they send first their own expert….and then something like that? Am to your Meinun? and thank me in advance. Anke

Hello, at the conclusion of my insurance, the consultant/seller said that you only have to specify more drivers when they drive regularly. It is my case that at most my friend or a family member borrows the cart when they need a station wagon (all are over 25). That might happen once every 6-8 weeks, otherwise I only drive. Therefore, I did not specify any more drivers at the conclusion. Now the police came yesterday, there was that only I am a driver. Pas Or can it go wrong??? Greetings Katrin

Hello. An older friend asked me for help. He forgot to pay his car tax and / or insurance for his car (I’m not sure). Then the police came to his home and scratched off the stamp or something. He wants to register the car again and asked me to damti. What do I have to do to register the car again? I’m absolutely clueless. Thank you.

Hello, I just got a ride into my parking car, in or out of the car park. Neighborly it was seen and the police were called. have now here the wisch from the poilzei. the front apron was scratched, but now nothing world-moving. how is the next move now? good luck with such a small harm is talking?! thank you already

Hall people, it’s about my mother’s car, she bought a second-hand VW Tiguan last September from the dealer A (VW contractor), when she bought it she got an additional factory warranty/insurance of two years because the two inspections were made at dealer a. The Tiguan is year 8/2010 and currently has about 69,000KM last week she noticed that the air conditioning does not work, so she tried to make an appointment with dealer A, because the She often failed (earliest appointment in 2 weeks / multiple “I call her back” and no one has registered) she decided to make an appointment with dealer B, who started the repair immediately (also VW contractor) because she could not/wanted to do without climate during the holiday. During the repair the defective climate compressor was exchanged and costs of 130€-150€ were incurred now she registered again with dealer A. He now says the factory warranty does not apply and he w Unfortunately, the 6 months warranty in which the dealer is required to prove is already over, and so we have to prove that the damage was already before. Is there any chance that you could take the dealer A on the invoice with you because of the insurance/guarantee? There is nothing to be done out of Kullanz…. He just said on the phone that he would pay nothing, not even the price of materials. a chance on VW-Kulllanz? I have already applied for a telephone call, but with a possible white “multi-week” waiting time :/

Hello, I got an e-mail from my RA today that I will stay at 300€ of the car rental costs. But now the most important thing first: accident without guilt – accident opponent has driven in behind. Vehicle (Mazda Demio 1.5) is total damage (war was beginning of September) Since at the ADAC we were towed by them, got us an ADAC contract lawyer as well as an independent expert. 5 days later they presented us with the rental car (Opel Corsa 1.4) I was offered by the workshop because ss me, because vehicle gets total damage, the rental car for 14 days and the matching insurance also pays this completely. Since I did not only know about this at this time punk, I trusted those blind that everything is taken over and I do not remain at any cost. With the rental car I have covered about 1000km. Now I should pay of the 663€ which the car rental invoices 360€, which I unfortunately can not fully afford. This was justified by the verse that it is a “politics of corruption”. However, I have not yet purchased a new vehicle, which I hope will happen this week. I will first call my RA tomorrow and talk to him. I feel, however, that I’m a little messed up by the RA as well as the workshop, because they seem to have more cases of this kind. Only afterwards did I come to the conclusion that instead of the rental car, I would like to rent a car. I’m sorry, but I don’t have any legal protection insurance or large reserves to afford me a fight here (student), I can’t afford the 300€….*mightless*…how would you like to see the chances of getting the money? I’ve already got the money for the car. I hope you can get the money for the car. n or give other advice… just kind of completely lost confidence…but you never learn from the future I take this myself, at least then know that I don’t know who’s over the ear MFG, french

Hello, I had an accident at the beginning of September, I was driven into my car by a pole ( 100% blame), police were called and all was taken in. Since the accident was on a Saturday, I did not get any insurance. On Monday I reported it to the “Green Card”, which again called me the insurance of the accident opponent. I then reported the accident there immediately. The insurance immediately wanted to mail me the accident sheets. Was surprised that it should go so fast. But d I called three times on this day where the documents remain …… ups they were not sent off at all. On the fourth call the documents also came. But I got too stupid with the insurance and then I took a lawyer. In the middle of September I got a letter from the insurance with the damage number. Since then we have heard nothing of the insurance. The expert commissioned by me had the report a And still silent in the forest. Maybe someone has had a similar experience?

Hello ! After an unincurred total damage with my motorcycle, the expert determined a replacement value of 4.500,00 € with a residual value of 600,00 €. As assumed, the opposing insurance now tries to get out a higher residual value by means of the residual value exchange, clearly accident motorcycles are gladly bought overpriced. Since I want to keep the machine and repair and I do not like to let the insurance ver****** I did a little research and am According to the BGH (VI ZR 393/02), the following judgment was given: Principle: In order to compensate for the damage caused by an accident, the injured person can demand the repair costs estimated by the expert up to the level of the replacement value without deduction of the residual value if he actually has the vehicle repaired and continues to use it. In any case, the quality of the repair does not matter as long as the estimated repair costs do not affect the Wied does not exceed the purchase value. Has one of you been able to enforce yourself with the insurance ? Greeting matteffm