Category: KFZ-Versicherung Forum

Moin, maybe I can help or tell you if the report is paid by the company liability insurance. Last week a fully packed laundry car took off on our company premises and banged against my car. Fender and bumper got it full. They in my company told me that the damage is covered by the liability. I went to my workshop of my trust. The car master told me that the damage between But since the damage is above the limit of the bagatelle, I had an expert report done, which costs just under €500. Today my company has informed me that the insurance will not pay the expert report because a cost estimate is needed. But I didn’t know about it. Do you have any idea who has to pay the expert report now? I’m covered by legal protection, but maybe someone has an answer for me. I’m annoyed. that now that I don’t know what’s going on. And in the www I can’t find anything suitable LG Lala

Dear Forum members, about 8 weeks ago my parking vehicle was hit. The driver’s door was completely destroyed and had to be replaced. An independent expert attested a reduction in value of 250.— Euro, since the damage must be stated when the vehicle was resold, the door no longer contains the original lamination and had to be injected into the other body parts in order to adjust the lamination. the impairment with the argument that a replaced door is an exchange part and no impairment is considered. I have so far not engaged a lawyer to regulate the accident. Now my questions: – What experience have you had with the regulation of impairments ? – Who will bear the costs of a lawyer if I want to claim the impairment ? I was completely innocent of the accident. Unfortunately, I am not covered by legal protection .

Hi, in the fall I parked in a parking garage. When I come back my driver’s door is damaged. Next to me is a BMW X5. Wheelbase, entry angle fit exactly. Driver escape? Because the BMW X5 has fixed plastic on the wheel boxes, you can see nothing with it. With me is sand dust to see and the paint scratched. Can it be that a solid Kunsstoff on wheelbox has no traces, although the nevertheless sensitive paint has scratcher? After long waiting I have everything with In the evening, after work, I went to the police because of the advertisement. Damage according to the workshop 1000,- Euro. The opposing insurance (Kravag) commissioned Carexpert with an expert report. The expert looks at it. After that the insurance registers and says according to the expert report it could not have been the X5. I demand the expert report. But the insurance does not let me see it. What would you do? Many greetings!

Good afternoon Community I am 18 years old and have had my driver’s license since Thursday. My father has 2 cars ( Ford Kuga , Fiat 500) . Now he has on Friday at the Concordia the Fiat 500 in my name insured. He pays 750 euros a year!! But he pays already by his name also every month money for the Fiat 500. So we pay double! 1. I want to cancel tomorrow this is going to go? 2. Then I want to let my father’s first insurance run like this, May I the car then drive? 3. Does the car insurance accept the termination? My father has not paid anything yet Thanks in advance LG

Hello, so I’m almost done with my driver’s license, and look at which car comes into question for me. what makes me think so are the insurance and tax costs…I have absolutely no idea what amount it is there.. also not what it has to do with it because of 140 % etc… but I will have to write it on me because my parents don’t have a car.. now is the frgae, which car? I have heard, in the insurance and so should the r twingo be quite good, the mri also likes very well =) so I would really be happy if someone would give me some tips and information.. I also shcon sometimes looked at me so side of insurances.. but all these calculation forms… I see this i.how not, because you already have to give me some numbers of the car, which you have to read on the vehicle ticket or so.. no idea, there was not really any further… thank you already in advance! I would I’m really happy!!! =)

hey people. a couple of days ago I saw the bicycle fall from a teenager to my car. he descended to buy cigarettes and put his bike next to my car. he turned around and exactly at this moment it happened. my car was properly on a parking lot. it fell on my car and the result are deep scratchers and a bump in the passenger door and scratcher in the kotflügel. personalities were replaced. then the Gess you could hear that you do not like to regulate it about private liability. you want to “do it this way”. today I was in the friendly and during the evaluation of the car I found more thick scratchers and bumps in the area tank lids. these were not there before. 100% not. the car was only in the garage the last days so they could not have been added in the meantime. so the painting of the entire left side suggested. what do I do if they say that they don’t want to pay for the damage? pays in this case the private liability? for the first time something happened to me. how should I proceed? have just tried to reach the family by phone without success. mfg, drago

Hello, I have the following problem: I got into the car of my girlfriend (Corsa) one in the back. The opposing insurance already confirmed in writing that you will take over the damage (accident opponent is therefore 100% responsible for the accident). According to an independent report, which I ordered immediately, the car was worth 2300 euros before the accident and now has a residual value of 800 euros (economic total damage). The remaining value stated in the report would not be recognized, since someone would offer 1200 euros for the car in an online stock exchange (the opposing verse has placed the car in this exchange without our consent). Now we do not want to sell the car at all, since I will repair the damage myself in the summer (car body pressed in in the rear area, trunk flap closes only with considerable force). Have already turned on a lawyer. would pay the difference of 230-1200, i.e. 1100 euros, but not the 2300-800 = 1500 euros. Meanwhile about 5 months have passed and up to now she has still paid GARNIX!!!, despite a tenfold payment request and bank data transfer. My girlfriend has no legal protection insurance, but gets Bafög and therefore has to pay for the lawyer only a consultation fee of 10 euros. Now the big problem: she has the right to legal aid because of Bafög, i.e. the exemption of Legal fees and court costs. If the whole thing goes to court now and it doesn’t win, it has to pay the costs of the other side in full! (lawyer and court costs!) In a comparison, if its income situation has improved noticeably in 4 years, the attorney and court costs incurred by you to pay off in installments! If you win, you don’t have to pay anything! Now the question to the experts: WHAT WOULD YOU MAKE IN THIS SITUATION??? 110 0 EURO CASSIERN WHEN YOU WOULD FINALLY PAY, OR TAKE THE 2500 EURO AND ENSURE THE RISK? How do you get the verse in this case to come over at least once with the 1100 Euros? Greetings, Roman

Hello and healthy new, following censario: After two days of extreme snowfall, my father turned my car away with a road broom. Today I found out that the car was scratched all around. Whatever that is possible with a road broom. The question: Can anyone tell me if in such a case private liability jumps in?

Hello together, in the middle of last year I got a new car, which is of the same type as the previous one (Mercedes A-Class). I registered the old car and sold it. I took over the license plate of the previous holder. I informed my car insurance by telephone about the change of the vehicle and requested the rewriting of my insurance to the new A-Class. As now turned out at the end of the year, the insurance company did not have this change. During a telephone call because of a question, this was noticed by the clerk who admitted that it was a mistake in the insurance and said that it was now being corrected. My question: Was my new car insured this six months, although the documents did not have the correct registration number? If the insurance had been carried out in this Zei t must be responsible for any damage to the new vehicle? Does anyone have experience with a similar case? I look forward to your feedback. Best regards An insured person

Hello everybody, I’m new here and I want to know something about you. It’s about the following: On Friday morning I came to my car and found out that everything that is not rivet- and nail-resistant is stolen. They stole the front seats with seat heating, the steering wheel and my JVC radio from my 4 golf highline. In the process the lock was damaged and the cables were cut off in the interior. One day later, I got the call that my car is total damage, repair costs 5500,- Euro. The car fuzzi told me that on Monday an expert will determine the time value of the car, and then put the car in a residual value to determine the residual value. However, he already interpreted that this would be very high and I don’t have much to expect. (Sure, he’s sent the car, who took the car away. Unfortunately, couldn’t do anything else, as I have garage binding. The guy has a rather dubious backyard car company with tuning and repairing). To the question, if you could not do anything, he answered me, certainly do not want to deal with the insurance in court. Now my question: What can I do about it, should I draw a car expert and have a parallel report made? May the expert put my car in a stock exchange without my consent, or is there there s not a violation of personal rights? Greetings