Category: KFZ-Versicherung Forum

Hello, I had a small accident with my new car (EZ 04/2011).. The accident was in July.. Damage was a crack in the bumper, headlights ne small Macke and on the fender was a small Macke.. We left the car in a contract workshop and from there all further steps were initiated.. -> goodies + repair.. During the repair the above mentioned parts were replaced and of course painted… When I wanted to pick up the car, were many beauty mistakes (Paintplacer, paint pimples, gap dimensions) available.. Did this complain and the car went back to the repair.. So far so good.. After a week I picked up the car again and there were still the same defects or others.. Well still get an appointment for the repair and all defects in writing with the workshop master.. Now the car was there two weeks and when I wanted to pick it up today, the same defects were present, other I think 3 attempts are enough.. I didn’t agree to take the car again, I wrote down what was being criticized and left my car standing there and took the car with me. Now the question arises, what should I do now? I’m just getting angry. It didn’t run an old box but a car with a few months and almost 5,000 km. Thanks in front of me. Out.

Hey you experts, 3 friends and I are planning a 5-week road trip in September across Eastern Europe to Istanbul and back again. For this purpose we would like to buy a car that is to be sold right after the trip (for the car choice there is a separate thread: http://www.motor-talk.de/…/…a-with-5-personen-gesucht-t531656.html); we are now on the verge of buying. Now it is about registration and insurance. To the participants: We are every 20-22 years and we have been How do we get registration and insurance regulated in such a way that we save as much as possible? Should the car be registered on one of us, or should it be registered on one of the parents of a participant or is it possible at all and saves the money? We had thought about a liability insurance, since our car is then already relatively old and not worth so much, right consideration? Of the participants at least 2 people want to define Is there any specific recommendations for insurance or policies that are suitable for our purpose? Surely there are still some questions that I didn’t think about here – I just have little idea how registration/insurance are regulated here. Maybe you can bring light into the dark! Thanks in advance already for your help!

Hello dear community…I have registered now also because I need a few tips from you. Ps. my name is Paul and I have an Audi convertible bj 92 with approx. 160000km So…nun first of all to the story We had a heavy storm last Saturday(11.9.2011) with us. We had hail grains in size of tennis balls (I have never experienced so before).I was visiting my parents and parked my car pretty close to the house wall(fortunately).We have by the hail 2 cars d my mother her A class and my car. the A class is completely dented and with my car are 2 bumps on the bonnet, 3 small ones on the tailgate and 2 thick fat holes in the cover. We informed the insurance on Monday (12.9) about the damage. They told us that they hired an expert to look at the damage. Today is Friday and no one has registered yet. I drove to the DEKRA today because the insurance said: that the expert comes from the Dekra. There I was told that there are a lot of damages and that they are now given appointments for the evaluation. I asked a few questions… My convertible will certainly be an economic total damage since the cover at Audi costs already over 4000€. What should I pay attention to when the report is prepared? Will such things like my aluminium rims and my chassis and so on be included in the report? What can I do about the insurance? had never had something like this before and I am completely inexperienced in the matter and would be easy prey for insurance. Please help me Achso…I have partial cassock with 150€ SB

Hello, a question to the forum. 6 weeks ago I had an accident without fault, while someone drove me to the rear. Lt. estimate of a specialist workshop a damage of almost 3000€ was incurred. The accident causer also reported everything and the insurance takes over the damage. As far as possible. Since the car is still financed by the GMAG (Opelbank) the insurance asked there whether this with a payment of the damage amount to me, as desired by me, understood Now I got a copy of the reply letter from GMAC to the insurance company, with the following content: “We ask for payment of the compensation amount after presentation of an invoice to the repair company.” Furthermore, it says: “Please transfer the damage to one of our accounts, stating the loan contract number.” (that is, to the GMAC) Now to my question: Can I not decide for myself whether I want to have the vehicle repaired or with the help of the m Makel wants to continue driving, even if it is still financed ? The car is fully transportable despite the high damage. (I have a cheap workshop at hand, which would cost the damage rep.) Why does the bank want the impairment? Does this not belong to me? And if the bank already takes the impairment for itself, what happens then with this money. Is this used for the repayment of my still open loan? I know many questions at once. But maybe I can You answer some of them or give me tips on how to proceed. I’ll say thank you in advance. Your grand taxi driver

Hello, had an accident with a Sixt vehicle. Now, however, the company invoices me in my opinion also a damage that I did not cause. If I now turn on a lawyer to take action against the claim to the extent provided, who then pays the costs ? The legal protection, the liability or must I pay the self ? Greeting Domi

Since the Allg.Thema insurance means I thought my problem is best solved here. Now to my question: So something very stupid happened to me at work and this stupid mistake broke a machine. Now my question can I report this to my private liability and will it regulate the damage? Thank you for your answer!!

Good day to each other, the following problem: I bought a used Astra a few days ago. A look at the FOH shortly after the purchase showed that the car is also ok from “below”. But: The steering gear is defective. No problem I think, is a case for the warranty. But the dealer wants to (or has already) with my data a later guarantee, which I will get soon. I could then have the damage repaired and the FOH then has to get in touch with the warranty company. Is this all clean and correct or should I leave my hands on it and take the dealer into the warranty obligation? Greetings, Andreas

Hello, I have a serious problem. I had a cyclist lightly hit last year. At that time the insurance contract ran on my mother with SF15 and I was registered as a holder. My mother was reclassified to the SF6. Since 2000 I have had my driver’s license this would correspond to the SF6 (if there had been a contract in 2000) So I took over the vestrag with SF6 which was confirmed to me by the broker. Now, however, the new insurance has me in the SF3 (i.e. from SF6 in SF3) is set on the grounds that a damage has been regulated last year. Is that correct now? For my feeling a double downgrading has been made here? I can buy back the damage for 300 Eur until December. Can I withdraw from the acceptance of the contract? Thank you for your help. With friendly greeting Pepe

hello people, maybe someone can help me. have a total damage and with this the partikasko enters into force (already clarified). insurance ordered expert, this confirmed total damage and hired fzg. in the rest of the value exchange. the most successful bid amounted to 860 euro. however, this offerer holds itself only until 8.9.2008 to his bid. insurance demands however first fact inspection and and and and… that is this date expires due to the lame processing of the insurance ng. what happens after that? does the insurance have to put him again in the rest of the exchange over the reviewer or do I have to take care of everything myself? or does the insurance also take over the rest value, because you finally (as always) need to work forever? many thanks in the vorraus matthias

Hello, yesterday I had a little bigger sheet metal damage. I drove in front of a poller and at the back to the right it doesn’t look so great anymore. Luckily I didn’t sign off the comprehensive insurance yet. This now introduces me to the decision either to send an expert and then to take the money or to leave the car in the workshop called by them without an expert. Is that so correct? How do you usually proceed? And can I despite all that Is it possible to proceed if there is a big difference? Would you be very pleased to reply quickly. Thank you very much.