Category: KFZ-Versicherung Forum

Hi guys, I’ve found a question and no thread on the subject yet! So I own a Citroen Xsara Coupe 1.8i and would like to get a new engine installed now, now I wonder, how is my car now insured??? The engine is the 2.0 16V of Citroen, which can also be found in other Xsara models!

Hello, I would need a qualified advice. My wife parked our X5 in the company car park and “allegedly” damaged the opposite car on the bumper. She was only informed later by the so-called accident opponent by note on the car, with the request to report for damage control. What we did. Our bolid is equipped with PDC and thus the contact with the other car would have been signaled. Also, she had no contact with the car. The accident opponent now claims that the damage (about € 1500) on his bumper originates from our X5 and was caused by my wife. As proof he has pictures on which 2 vehicles are very close, possibly even touching, as well as pictures of his bumper damage. Something incriminating for my wife is that on the pictures it is to be recognized that our bumper is about 10 – 15 cm above the front parking marking hi The fact is, however, that there are no eyewitnesses. The opponent cannot prove that the damage did not already exist before, or he possibly did not cause it himself while parking out. After a detailed description we are surprised to receive the following letter from our insurance: Dear Sir .. we have examined the facts. On the basis of the evidence we have to regulate part of the damage of the opposite side. The accident signs contradict each other; neutral witnesses or other evidence are not available to us. It is therefore liable to everyone from the operating danger arising from his vehicle (§§ 7 para. 1 and 17 StVG) .. submit further evidence … after the expiry of this period we will regulate. How can it be that if no guilt can be proved our cover pays? The it nevertheless somewhat contradictory or? company parking garage, there always apply the StVG? Would I ever many recommend using a lawyer?

Hello! If you would like help with a question about 07er-marks, since I have just discussed this with a buddy: This change sign for classic cars is subject to some restrictions. Thus you can only make trips to the workshop, meeting or hiring trips oä. Suppose I build an accident with my car, the other one is a 07er, I’m to blame, but the other has demonstrably moved his car outside of the approved rides. insurance must pay (and will take it in regress) – analogous to drunkenness trips? As I said, everything hypothetical, but therefore no less interesting! Thank you and greeting!

Hello dear community, after my accident, in which I waited so long for the damage regulation, I get today a summons for the witness hearing in the case of the fine against my opponent. Now the situation is regulated by insurance technology. 100% e.g. of the opposing insurance (other vehicle drove at red in my Vectra). Give me now a hint, what I should avoid with a witness statement. Even if no blame falls on me, kan After all, I was in private last in the 1970s in court. Nice greeting Carsten

Hello together, we stand before our first car purchase (probably skoda roomster or renault scenic) and do not have much idea. How many kilometers is a diesel worth? Is there a skillful link? We are grateful for your help Greeting Annill

Evening Have the following problem: I insured my polo on 20.03.2006 as a second car over my father. But I am myself a policyholder…was classified at 85%…beautiful and good. At that time my father was still insured with the Huk and I was classified only so low, under the condition that of the first car, i.e. which is insured by my father on 01.01.2007 at the Volksfürsorgung. Now my father has changed the last year and the Today I had a letter in the mailbox. Breitragsresidue: 1924,17€ So immediately called there… Can you do nothing…Contract condition was that the first car comes to the Volksfürsorgung on 01.01.07. Was now classified for the complete year 2006 to 230% and 07 to 140% retroactively. Can I do something there or do I really have to pay it back? Am Azubi and have not just 2000€ left. It is to be said that the car was chewed on 24.02.07 and has already been cut off. Thank you very much already in advance LG Philipp

Hello the following problem: Have a 13-year-old convertible (seasonal license plate for 8 months). Has always been insured: Liability 30% (SF 25) Extensive 30% (SF 25) Due to age I would like to have only liability. A total damage or theft would be rather a disaster with this old car – instead of financial. Does the comprehensive SF somehow remain with me, even if I have only liability? Or can it make sense to keep it anyway to the to keep a lower damage-free discount? Could save about 240 euros per year by renouncing it. Greetings Toby

Evening, I have an appointment tomorrow for a golf 1.9 tdi 101 ps. car in itself good,if I like it, tornado red rims and backlights on it,then fits perfectly.I received my driving license on 24.01.2015 <3,and so far no letter from Flensburg or police,how I got that,I can't say the other road users have probably understanding.A driving safety training at the ADAC costs for me 129 €. If I do a driving safety training w How much will the insurance be cheaper ? Do you know who people of you who have done such a thing in person ? What I have heard : There should be pretty girls Because I don't need to spend time, because then I would have to take a day's vacation. Hope for answers.

Hello, I don’t like to start a new -old topic, but really didn’t know where to put myself A friend had an accident on 07.12.12 -he was taken the way and it was very smooth, the other car driver could not brake anymore- the rear sliding door and the frame were totally down. An expert report was prepared: repair costs without VAT: 2932.79 € – VAT: 557.23 € – Rep.Costs with VAT: 3490.02 € Now the insurance has communicated by phone, that she transfers 2432,79 €. I can’t understand it right somehow…… does that mean that the VAT is always deducted and then the net counts? The statement was that too many people can pay out the money and can’t regulate the damage. But is that not completely irrelevant for the insurance, because the causer is to blame and the damage is present. Sorry, I read something about net and gross in the forum, but unfortunately not quite understood VG Steffi

Hello to the round, as you might already be able to read in the Lexus forum, my 4 month old new car was organized in front of the door “tossed away”. More about this a door further in the Lexusforum. I would be interested now, to whom I have to turn legally in matters of “values” in the car. In addition, the objects were not consistently in my property. So a laptop from me, but a Digicam from an employee. Invoices are of course all available. W In the end, I would be interested in the loss of a special payment in case of theft. The leasing contract itself is obsolete, but what about my special payment at the time? I thank you in advance, Filou