Category: KFZ-Versicherung Forum

On 15.6.2012 jmd drove me into the car. (I drove inside on the main road and from a LIDL car park someone shoots out) Result: Economic total damage… (Both doors, threshold and B-pillar on the passenger side strongly crushed) Police, expert opinions, lawyer etc. everything has run out properly.The insurance of the accident causer has regulated and paid without if and but my damage. Well, half a year later, the causer wants the damage to his The strange thing about this thing is this: My old car was insured with the DEVK, my new one I insured with the VHV. Now the DEVK wants to have a statement about the accident (which was 6 months ago) Why should I give information now? And now it’s even better: My new insurance, the VHV, where my new car is insured, wants information about this accident now as well…. uto has nothing to do with the insurance of the new car…I should mention that I kept my old license plates, can it be that this creates confusion with the new insurance?

Hello, have a somewhat complex case where I don’t know for sure how to proceed: Holder and owner of a car is not a policyholder – this is the grandma (because of the SF class made so). Now the grandma dies; this is also communicated to the insurance company. The insurance does not want to do the rewriting of the insurance to the grandson (because not 1st degree) and therefore the insurance without taking over the SF (price). However, the insurance does not cancel until now, but insists on rewriting – but it can hardly force the holder to sign it (it does not do so anyway). How do you resolve this stalemate situation? Soon the holder wants to move and therefore needs a new cover card. Goes the following: Register a car, make new insurance on holders Register a new car and then enter the old contract with the owner. What could the old insurance company do against him? Greetings Gerd-Weiss

Hello, I have a bit of trouble after an accident. I can tell you the facts you can give tips. I helped a neighbor with the corn harvest in autumn. I drove his tug with trailer. Everything so well. Around late afternoon I drove to the next field with us in the village. The road is not exactly the best, but stop two lanes with little traffic. I drove towards the field. From a distance I saw where I had to go. I reduced the speed because oncoming traffic came. S Put the turn signal on the left, but then waited briefly and thought if I was going to the field or directly to the next. I decided to drive to the field and drove off. Exactly at that moment a car overtakes me and patrols my left front wheel. Car left side broken, tugs no sheep recognizable. Police came, we described the facts. Police looked if Blinker was ok, then everything was kept on protocol. I did not really look into the mirror, the Autof I paid my warning money and thought everything was good. Today I got mail from the local court to pay for his car. The good gentleman was on his way with Papa’s car, probably told the insurance I didn’t want to be blinked or made signs. They don’t want to pay now. According to the court the testimony is available as proof and the police file. From this I would clearly be guilty and should have the time value Only I know exactly what was on the record and I also had a witness with me. Will you talk to our neighbor later or tomorrow, if he also got mail or what he knows about it, he is also the owner. Did someone ever have such a case? Or what do you think about it?

Hello guys, it’s been a long, long time since I had an accident, so I have to ask on behalf of my wife, she hasn’t had an accident yet, and so we are absolutely amateurs in this regard. Short history: My wife was on her business car (my wife is self-employed) on Sunday morning the 01.03. private. On the way suddenly someone drove without blinking out of a parking gap and my wife drove the other car frontally into the side. Police called, is t yes a business leasing vehicle, and the police found as a matter of fact that the “parker” neglected the duty of care when driving out of the parking space, issued an accident arc and the driver of the opposing vehicle was warned with 35€. At the description the youth, who drove the car, made a little theater, but for us (and the police) the situation was undoubtedly clear. Therefore the warning. Since the car was not ready to drive, we have the A DAC called him and he had towed him to himself. We called our workshop and ordered them the following day to have an expert report and to have the car repaired in case of damage recognition by the opposing insurance company. The damage amounts to 10,500€ Today (03/09/2015) our workshop told us that the insurance company would not give an OK because the bad guy had not yet expressed himself. Question(s): 1. How long can this game be 2. We don’t actually need a rental car yet, we can claim 50€ a day of loss of use compensation, i.e. in principle easily earned money. 3. In the middle of next week, however, we absolutely need a car, if the car was finished by then, would be great. 4. For security reasons turn on a lawyer, or wait a week for the first time? Don’t want to shoot guns at sparrows right now, in principle not much has happened. About questions, would be nice if someone could help us.

Hello, I’m new here and I have a very important question maybe someone can help me here. So I had an accident about 2 months ago where I was to blame, now my car on the driver side has a complete total damage. 1 week later a car driver took my track and crushed my wings, it was made an opinion in the amount of 1900 euro !! Now I sold the car last week and now the insurance ( Allianz ) wants to make a follow-up The car had a residual value of 350 euros I sold it for 1500 euros I sent my lawyer the purchase contract, but not yet to the insurance. Now the question is what happens now? I can no longer get money or what will be deducted from me and if so how much, I thank you in advance.. mfg

Hello, I don’t check this with the VAT refund. I have read several threads here on the topic, but still don’t understand it…. To the story: Our passer-by has lost against a bus (self-indebted). The expert of our insurance (full kasko) has the following in the report (total damage): The insurance has opened the following invoice: The amount we got and the wreck sold to the valuer for 5,740€. So far, so good. We then needed one. in Passat bought from the used car dealer for 17,000.00€ (net 14,285,71€) I have sent the purchase contract to the insurance company with the request for a refund of VAT (2,714,29€). Today we receive a letter of insurance by informing us that we will be refunded 317,07€ VAT. Why the amount? Does it not have to be the designated amount? When I write these lines and look at the purchase contract, I also notice that the 2,714,29€ on the contract is not as MwS t. stand, but as VAT. !?!?! Behind it is printed the note “Rule taxation or option to the rule taxation”. What about the ***** should that be. Does not there have to be VAT? Does the refunded amount of the insurance event. come about by the VAT statement? Thanks already for your help, the non-checker

So two weeks ago I had a small accident. Yesterday I learned that the Scahden on the other vehicle cost 1749€. Now the question arises whether it is worth buying back the damage? The damage to my vehicle was 40€. So now a few details: I am at the Alliance, to the ZEit to 100%. SF 2. Car is a GOlf3, 66kW, costs HF in the MOment 140€ p.a. So next year I would be upgraded to 155% by the UN case, then make ~2000€ p.a. The other possibility would be, me in car after the “marriage regulation” to register my mama, then mine could run to 40% ~500€ p.a. Your car would then run to 85%, makes ~550-600€ p.a. So my thanks, why buy back the damage: sometime I wanted to have a car on my name, so then I would have to get back in at 155% or? But if I would buy back the damage, I would not be upgraded and fall down to 85%. Now the question is, how do I calculate, o b it pays to buy back the damage? What else needs to be considered, what else do you need for infos to help me there.

Hello! Would like to switch from the DEVK to the Allianz24, because it is more than 100€ cheaper for me. However, I was immediately classified in SFK 2 with first insurance of my car on my name at the DEVK, because my parents are insured there and I was over 23 years old as a starter at the beginning of insurance. I now wonder if my SFK4 (from 2007) is also taken over by the Allianz24 at the DEVK. I had also made my driver’s license only at the end of 2004, so that I 2007 actually only two “real” damage-free years can show and not four as with the DEVK (from 2007 SFK4). Or is the Allianz24 enough for the SFK transfer the last invoice of the DEVK with the indication about the SFK? Thank you in advance for your help!

Hello, who has experienced this before, or who knows such a case???? Yesterday 05.06.2004 we picked up our niegel nagel new caravan about 10 meters in MG with a Volvo V 70 with removable trailer coupling. Super max trailer weight 1800 kg. Through MG right…left…high…down…braking…starting…… everything ok!!! After 50 kilometers on the highway (tempomat inside) look into the mirror and a set of my husband “Now he’s gone”. Shock, a look backwards and there he rolls. M uttersoulen alone direction guardrail!!! At the guardrail he came to stand after a few meters. a starter of 20,000,– € 4 hours old 50 km driven, a damage of approx. 10,000,– €. Great!!! Does anyone know about this??? Can someone tell us or help us, what the case law looks like??? The safety rope was attached to the clutch, but the hung yes on the trailer (the entire removable trailer coupling, lured, safety bar closed). r Trailer trailer is still covered by the factory with a red number but only liability. Do Volvo have to bear the damage or the car insurance or the caravan insurance? Is this a messy

Hello, wants to insure my new car on my father. I already printed out the following question: Whose name will be in the letter then? I bought the car and also paid so only insurance technical and therefore probably also holder on it should be registered. But should definitely my name be in the letter because the car paid by me would not belong to me otherwise 🙁 (Question already for an important reason and not only because it looks nice)