Category: KFZ-Versicherung Forum

  • Oldtimer bought without a letter, how to get new letter?

    Hello, I bought myself a vintage car that still needs to be restored. A friend who thinks he has a clue advised me on this. He said the missing letter was no problem at all, I just had to sign a federal insurance and get a new one. So I was so stupid and bought the car. I was then at the registration office and they told me that I can not fill out the insurance myself because I did not lose the letter, that must be done the In addition, the car has to be removed from the TÜV first. I called the previous owner, but he said he never had the letter and which previous owner did not know. My friend said then still if I did not get a letter would not be a problem I could apply for a red 07 license plate and would not need a letter. Now I wonder if I can really get a letter when I can restore the car and TÜV mac I don’t want to put a lot of money in first and then I can’t let it happen. So what do you think there is hope or did I just buy junk?

  • Unrepaired damage, new accident, probably economic total damage

    So fogendes, girlfriend with BMW at the end of September had a wild accident with wild boar. Police accident taken, car to BMW, report issued, insurance damage regulation approved. Repair costs were made at 7200€ replacement value 8290€ appointment for repair, should take place last week. Now the following, 4 days before repair one channeled into the car, fault lies with the accident opponent. Car towed, to BMW, today new report received… egen bei 11200€ Daten aus Bewertung: WBW 8290€ Rest of value 450€ Attorney is already switched on for security. Has jmd no idea how the insurance will proceed here or has ever experienced the same or similar case?

  • Total damage with private “rental car”

    Hello to the round, I have a problem and hope that I might get a solution here. Maybe someone knows about it or was in a similar situation. Starting point: 4 years ago I signed a contract with my former employer. He bought a car, registered it and insured it (liability). In the contract also says that I pay the total amount (car plus current taxes and insurance) with a monthly amount. The car was used exclusively by me. As I have already written, I have not been working with this employer for a long time. However, I have continued to pay off and drove the car. However, the car is registered to my former employer and insured by him. Now I had an accident recently. The accident opponent is solely responsible. The car has a total damage. go: – who takes care of the settlement of the insurance damage? – now I have to continue to pay the monthly payments, although I no longer have a car? (Stand value according to Schwacke is about 4,000 euros; open claims total by my employer still about 6,000 euros) – can I buy from the money, what the insurance pays, a new used or gets this automatically the policyholder, so my old employer? I would be very happy if someone would help me. No, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no.

  • Assessment of damage

    Hello… met me today with an A4 on the federal road “since the driver had his car about leasing at the beginning of 20 was also the police there with the words “what should we do now the insurances” drove again… with him only the mirror is defective… With me it unfortunately also got the door and the window… How is it now going on? Both insurances pay first and then? Do I have to pay for his and he for my damage or everyone for his own? My car is fully covered at the moment SF10… I’m probably going back to SF4 if I have read the terms and conditions correctly… (additional price ~200€ year) Or should I pay for the damage myself? With some photos… Blue = my A3 Black: his A4 I have heatable mirrors… and on the engine for the glass adjustment is also what is broken you don’t see on the pictures…

  • “First at Panne in ADAC or other club?

    Hello It’s not about a “insurance”, but I didn’t find any other category. Talking about the ADAC back or forth… There is the “wisdom”, if you have a breakdown, you can enter the automobile club at the place of breakdown and then “only” pays the annual club contribution and “spart” thus the costs for this “first”-pan. After the last year of the contract you can cancel again in due time. Is this still possible with the ADAC at all? And do the other automobile clubs (which?) also? It will certainly not work for everyone abroad!? mfG

  • Damaged retaining wall

    Hello a question to the insurance experts. On my property a small supporting wall was damaged by a car (must be partially re-created). The wall is about 15 years old and would have kept it for a long time without damage to me. The insurance also, after the estimate, regulated however new for old with 35%. Is that okay?

  • Car leasing fleet insurance

    Gutentag, With my business in Straelen (NRW) I offer my customer vehicle leasing. I am looking for insurance for my car fleet because the insurance I now have is too expensive. The fleet now includes 12 vehicles: Audi R8 BMW 530d GT Ferrari 599 GTO Ferrari 458 Lamborghini Aventador SV Land Rover Defender Land Rover Range Rover Land Rover Range Rover Autobiography (2x) Land Rover Range Rover Sport Mercedes SLS AMG Rolls Royce Drophead Coupe Add to this definitely iv nog a Bugatti Chiron! There has never been an accident, so there are in liability and comprehensive range different SF-class (SF7, SF6, SF4, SF3 and SF2). comprehensive would be enough but liability is enough. What is important to me in this cooperation is that we arrange how the tariff comes about with which I can create my own customer a leasing price without request. I have already informed Zurich; 1000 forms and a lot of time but…do not insure an exotic! Something that i I don’t like that kind of thing… what do they suggest? Thank you very much in advance!

  • After total damage, insurance pays rental cars only 20 days

    I had an accident with my vehicle in August (debt question clarified). My vehicle was declared as total damage by the expert. The amount of damage (approx. 7000 €) was recognized by the opposing insurance immediately in full. I handed the case over to a lawyer for safety and obtained a rental car. So far so good. Unfortunately, the insurance read itself with the payment of the damage sum for no apparent reason over one and a half months. E-mail and Tele The employee only informed me that he had 200 applications on the table and that he would be on the table. In the meantime, I asked my lawyer to clarify an extended rental period. I could not, of course, purchase a vehicle of the same value during the time of the unpaid damage amount (age credit could not be replaced, etc.) and was absolutely dependent on the rental car. After which the damage amount was received I de n rental car delivered on the same day. But now the opposing insurance only wants to pay the well-known 20 days rental period and not the further 25 which would of course have been possible without any problems, the damage amount would have been transferred in due time. Now I feel in the equality before the uninsolved accident considerably injured, because the opposing insurance can of course not explain to me plausible how I would have an equivalent vehicle without payment of the damage amount I hope someone can help me or know a similar case. Thank you in advance.

  • Help!? Audi A4 8E 2007 Completely scratched? Damage height?

    Hello, need help from specialists! My vehicle was scratched completely 2 days ago. bonnet pages roof Both mirrors have been damaged. Front Re/Li headlights (scratched) Rear Re/Li rear lights (scratched) I immediately returned a report to the police. The insurance has been notified, have bought the car as a year car, since the No accident nothing, since I have Godseithank also the comprehensive insurance, the insurance has the next day an expert Beau ftragt, have now worry that they do not pay me the corresponding amount, have meanwhile 500€ plugged in 3 weeks ago, DPF NEW Oil pump NEW Turbocharger NEW Km Stand 140,000 S-Line Equipment Can tell me one or the other about a price which the expert should calculate approximately for an amount,or what the normal regular amount will be for this damage case. Chassis: removed by moderation – twindance MFG Hopefully you can help me. I will last you very long. Thank you.

  • ADAC-KFZ Insurance or Alternatives ..

    Hello, search for my coming BMW 428i a “good” car insurance. I have been with the VHV with SF28 for over 10 years to date and could not report anything negative, because I had nothing to do with the productions. Now I have of course checked.24 tried and since I noticed with almost the same range of services already blatant price differences. For me the service u. fast u. kullante help in a damage case but more important to save than a few euros. The ADAC is a comparison with the most satisfied customer reviews in my eye. What do you think about it or have a good recommendation (please no insurance markers !) MFG Micha