Category: KFZ-Versicherung Forum

  • Deutsche internet versicherung AG – Experiences in the case of kasco?

    A question about Deutsche internet insurance AG: Has any of you ever had experience in the case of Kasko? Somehow I have the impression that you are quite lame in good German, and even with questions about the new contract, to which you can not get an answer at all by writing. You can not reach this insurance, except in case of damage. Well, the contribution is quite low, but with bad service you don’t have any too much….. What is this supposed to look like only when you want to handle a cash case with this insurance and want to have money from them? Greetings, Roland

  • Autversicherung or car rental in USA for 20-year-olds

    Hello, I’m going to usa with my father in the summer. the flight goes to ohio and back we fly from Oregon. on the way we visit some people. and there we want to rent a car or buy one and then sell it again after the holiday. someone knows a car rental that lets a 20 3/4 year old drive and where you can rent a car in ohio and leave it in Oregon again? usually you have to be at least 21 to rent a car. achja, from the sample I’m out of it. but I don’t think that’s playing any role in usa. does anyone know a car insurance policy where you can insure a car for as short a time as possible? to run the car insurance over an American should not be the problem. if that doesn’t work for foreigners. achja, where you get cheap used cars, would also be good to know. somehow in usa the cars at least in the gaaaananz lower price category seem to be more expensive than in d. b a us you can find a golf II with a tüv new for 500€… for 700$ in usa nen mobile kit will be found I don’t think I’m greeting karl

  • Is my insurance crazy?

    Who can help me? I am receiving mail from my kfz insurance company for the third time now, that I should express myself to a damage, because otherwise my right to regulation on the part of the insurance expires. But I have not reported any damage at all. So how do they want to know that I have caused a damage? Don’t you have to report your damage to the insurance company yourself? Or can this also be done to the police or to the one who has suffered a damage? Then everyone could ever accusing him of doing something…..?? What should I say to my insurance company or should I rather ignore the letters as before? Rejoice me about help!

  • Road Traffic Office awards red dealer registration mark only after 3 x short-term registration marks?!

    Hello, I am a new car dealer. Now, of course, I need a red dealer license plate for my trade. So far I have clarified everything, the business is of course registered, with my insurance representative everything is discussed because of the insurance. I get the EVB for the red license plate also in the next few days. (Leader’s certificate and traffic central registration extract are also available). Now I was at road traffic office and there they told me that I don’t get a red license I have to prove that I need the red plates at all. And I do that by applying for at least 3 times a short time mark I then explained how this should work if I have a customer there and he wants to do a test drive. “Then I say: Please, I just have to drive to the county town (Hinweg 25 min, waiting for the short time mark 30 min, return trip 25 min) and then you can do a test drive That can’t be, Is there no legal regulation? Ask for help. Thank you. MFG Frank

  • Beifahmer – Carpooling Accident

    Hello, I would like to drive with friends by car more often now, but since I don’t want to get any trouble if something happens I ask myself, am I correctly insured if what happens? The car and the car insurances run on my father’s name, but I have been registered as a second driver in accordance with the rules, you can also notice on the post :-/ ^^, now we have a car liability, partial cascade and (this my father insisted on an inmate accident insurance). Is it not actually the damage that is caused by an accident that I cause, which also includes the passenger or? Or is the damage not allowed to be in my car? and how does it work if my passenger has an accident insurance? Thank you

  • Time limit for the settlement of claims in the event of unclear circumstances?

    Hey guys, I had a little accident with my golf about 2.5 months ago. I was turning opposite a car that wanted to turn in the same direction, but had its own track for it, drove into my lane. When the police came I said that he was in my lane. The police asked him if that was true, he said “yes”! Then the police said, “Well, then the question of guilt has been settled.” When he heard that, he suddenly said, “No, I thought I was going to go back to school.” You meant my trail. I’m not on his trail.” -.- And that in front of the police. Anyway, the situation is unclear and I am now waiting 2.5 months for the damage control. My car has a damage of “only” 650 €, his car a little more, I estimate 1000-1500 €. We are insured with the same insurance! When I was last afterward told me that they are still waiting for police documents for the question of guilt. But I don’t trust this statement. How long can such a thing be done? Should I write a letter of formal notice? Lg, Pericles

  • Tüv depending on the federal state?

    With us in Lower Saxony, the HU is dated back. If, for example, I had a trailer, where the Tüv expired for 6 months, the HU had to be re-made, I only got 1.5 years of Tüv. Now I had to put up with horror, which is different depending on the federal state. In Hesse, you get the full 2 years. Somehow a piggyback… What does that look like in your federal state?

  • Selling a car, then logging off?

    hello, what happens if I sell a registered and insured car on Saturday or Sunday, make the number plates (because dealers collect red signs), correctly hold the time, date in the purchase contract and shortly after “something happens”, accident or other. Is the car still registered and insured on me? I can not inform you until Monday e.g. registration office and insurance. Will only be safe there. Bzw. what does the buyer get everything? Tüv Bes registration and letter, that’s it? Registration certificate I know that I need to log out then? Don’t you also need the letter to log out? how is that supposed to work?

  • Accident, bad guy’s got a red license plate!

    My wife had an accident on Wednesday with her Yaris. She drove on a 2-lane highway on the left lane and overtook a BMW driving behind a truck. The BMW wanted to overtake the truck without blinking and touched the Yaris. Accident damage on the Yaris: passenger side: paint damage and smaller dents from the middle front wheel box, passenger door clearly kink, rear door paint damage with dents, rear fender black rubber / plastic brie tracks. I think d The BMW driver had to pay a penalty of 35€. Now to the problem. The BMW had a red 06 license plate, the driver, a young Turk, according to the police an expired residence permit. Can it turn for us to a problem if the causer of the accident was no longer tangible? The car dealership on which the red license plate is registered is insured with the Allianz. The alliance has expressly pointed out this during a telephone call. In the event of an accident caused by a red mark, I would not have the right to an expert of my own. If I myself were to use an expert, I would have to carry the 300 to 400€ myself, since an alliance expert would definitely inspect the vehicle. Is this information correct? Is there a different procedure for red marks than for normal liability insurance? According to my legal understanding, the dealership would be liable and I would have the The telephone calls with the car dealership and the insurance company made me easily insecure, since two years ago I was already sitting on a damage caused by a drunken cyclist who drove against my properly parked car. To crown my liability at that time, I should still pay compensation for the hospital stay at the social insurance funds (sharing agreements!). Thank you very much.

  • Attempted burglary/theft driver window TK/VK

    Hello, have read some similar posts, but did not find my case. Yesterday morning the car was broken up. The side window on the driver’s side was smashed. However, nothing was stolen. Have the following problem: The TK pays my disc. However, the smashing of the disc has left some cuts on the door panel. Directly on the window rubbers. According to BMW a clear consequence of hitting the disc. Must now pay the panel from the TK w otherwise there are no vandalism traces available. Notice to the police was made of course. They were also in front of me at the vehicle, as a resident called them. Thank you for your help. LG, Michl