Category: KFZ-Versicherung Forum

Day together, I am about to buy a car and would like to know what the legal situation looks like if I have taken out a VW or BMW insurance company, which had inspections carried out at e.g. Premio, ATU or Pitstop, but after 2 years the engine gives up its mind. Who pays for the engine damage? Theoretically, the insurance company of the manufacturer, practically???MUSS the inspection or repairs are made at the dealer? Or only according to manufacturer specification also with a free We It’s all right.

Meal, would like to know if someone here also has trouble with a brand expert who has been sent by the car expert. I have here a strong suspicion that the expert gives here special expert opinions for the insurance. gladly also per pn lg

Hello together, now it also caught me (or my E91): In the company’s own underground car park a colleague has striped my car while parking. The result were two smaller, barely visible scratches next to the fog lamp, a longer over (paint at this point) and a about three cm large dent on a nasty edge of the M-stick incl. removed paint. Since I could not first assess to what extent it is a minor damage, which idR applies without expert report I went to the local BMW workshop. This thought that the bump in the plastic would not be pushed out easily and will now provide me with an estimate for a new front apron. Anyone who knows the part prices and labor costs at BMW can imagine that this will certainly be between 1,200 and 1,500 EUR. In principle, my plan would be now, the damage herewith plus loss of use for a day and flat cost for the journey. I am afraid, however, that this would have the possibility of rejecting the KVA as too high (which I could understand in principle, the workshop in turn has an interest in as lucrative orders as possible). If a consultant who has been commissioned by me would then also place the damage in the area of a bagatelle, I would probably be at the expense of it. Apart from a lawyer… I assume that I would not be able to both should still be commissioned by me even after the first assertion? How would you proceed? Thank you

Hello, a year ago I bought my grandson a golf after passing a driving test. Because of the otherwise astronomical amount of the insurance premium for beginners the insurance runs on my name. Among other things, the contract took into account that the annual mileage is not more than 9000 km. Now he has met a friend near Dresden, we lived in Berlin, and he drives there almost every weekend. Logically, this is a far higher J What if I didn’t do that? The increase in the annual run rate certainly also leads to an increase in the premium. Who knows advice? Greeting HorstB.

Moin together, I have a “small” problem. I quit my car insurance company like every year and this runs out now on 31.12.2012. But now I totally failed to sit down and conclude a new insurance deal. Does anyone know how this works internally with the insurance company and the road traffic office? Would it be a problem if I only closed the new insurance on 02.01 or 03.01? My insurance representative is no longer tangible before…

Hello community! On the facts: In October 2011 I received (even if not completely understandable for me) a termination of my car insurance at the end of the year. A short time later (about 1-2 weeks) I received a new contribution invoice for the year 2012 with a reduced contribution payment by 5 Euro/month. Understandably because I had no damage in 2011. I know that these contribution calculations are mostly sent automatically therefore I nevertheless on 01.01. n a new insurer, however, with whom I pay more than with the old one. NUN, however, yesterday my old insurer deducted again from my account…and that is the changed contribution!!! A friend of mine, also active in the insurance industry, has now told me that the termination is void (actually even with the recalculation of the contribution) because with the debiting of the contribution the insurance indicates that it is the policyholder in de The question now is whether I can insist that I can stay with the insurance company even further this year, because from the contribution this would be interesting and the insurance could only be terminated if a damage which it has to regulate and makes use of the special notice right. If someone can say something about it or has experience with such things then always come with the information, thank you already! Lybranatic

Hello, the day before yesterday 25.12 on the way to the club(Not far away from where I live about 1.5 km) drove in front of me on the (30-zone) road a car with 3 occupants(The driver middle 30 is not the holder of the vehicle..but according to accident report his father),which suddenly became slower about 25Km/hour and quickly left in a driveway Small plot without blinking. He wanted to turn Since it was a non-domestic license plate, I went from that he had an address s ucht or…I drive behind him I thought he wanted to stop suddenly at this moment the driver tore the steering wheel around and left in a driveway (lot). Despite immediate braking and trying to hit left to the left wheel I drove the car into the rear door with it, not in the middle but with the edge of my car-wing pole.The damage with me is small, but with the other one the rear door is completely damaged.The accident was on my Verla ngen received police. The approach was also confirmed by the opposite side, only that this suddenly claimed that he had flashed. I do not realize, possibly to get a debt, for which I can absolutely nothing. I had to pay 35Euro. I called the insurance of the opponent today and reported the accident, the opponent did not report his insurance yet the accident means the lady. The nice lady asks me at the end what is damaged in my car, I said r Damage is low-wheel run is torn down, the bumper is torn down sideways and the Little Fog Light is hooded (see pictures). The lady offers me an expert from DEKRA to order without cost if I want and if I want to other expert I have to pay myself. The lady has confirmed the order and next week the expert reports to me to make an appointment: Do I have to pay the expert?(According to the lady, I don’t need to pay anything?!) Thank you.

Hello, this is about a motorcycle insurance but I think you know that too 😉 Currently I am still driving with a 25 kW reduced machine, from 01.07.2013 I can drive this open with 78 kW. At the moment I benefit from a very favorable insurance premium with many extras e.g. no mileage limit, no surcharge for drivers under 23 etc. Since in 2013 the insurance premiums increase again I have the following question: If in July 2013 my machine is reduced to 78 kW l and this report to the insurance, my contract will then remain with the old tariff blocks and it only changes the premium because of the increase in performance or will the whole then a new contract with significantly more contribution by the 2013 tariffs ? I mean to have heard, as long as the vehicle with license plate remains the same, one retains the old tariff.

What I just noticed, in the insurance calculator my current insurance with the same provider for next year would actually be 80.00 euros cheaper. How come this?

Hello, is there anyone with an export identification number? I would like to move to neighbouring countries (EU) at the beginning of the year. I would like to take my car with me. Unfortunately, the registration regulations on site are very time-consuming and I have to use the car in the first month for professional reasons. Therefore, my question: if I apply for an export identification mark for 30/60 days in D, what can I do legally with it? Can I drive with it abroad while my registration process is running there? 8 weeks before the crucial paper is through. Is there another variant? I assume that my car will be registered in D for another 1 month while I am logged out myself will not be possible… unfortunately I have to unsubscribe in order to start the process of reporting there at all. Thank you very much!