Category: KFZ-Versicherung Forum

Hello people, for forum members who remember your vehicle at the Asstel -(directly well insured) …quoted advertising log, to insure, …it is warned !!! Worst service to realize damage handling only by a RA. Today is the 23.02.2010 and with the Asstel insured road user drove me to the car in mid-December. Accident escape in turn, police reception took place there witnesses were available. After often calling at the Asstel take place imme r again excuses to postpone compensation. However, all necessary documents are available to the Asstel !!! I count: Accident report of the police with named witness Legal notice of the Procuratorate Witness Hearing certificate Own hearing sheet (public prosecutor’s office and Asstel) Notification after traffic accident in which the offence is established. Now by my RA the compensation is sued to court. Now present yourself before you would have with this ‚association of a casco damage …d ann have fun. Greetings to all sends Uli

Hello, I need help on the following case: I brought my car to our local car workshop for the summer tyre change on Friday morning. Unfortunately, my car came back on Friday evening with a fat bumper accident. The owner of the workshop told me that his employee would have driven against it with another car. He apologized and wants to get the car back on Wednesday to repair the damage. Can I for the time of the repair, or also Nu Is he still driving, just looks shy and everyone thinks I was… No matter how, do I have to tell the workshop or where do I have to apply for this? Unfortunately, I don’t have any experience with something like this, just want to know what is due to me. Thank you very much.

Hello guys, I’m really mad. Good-nature is no longer thanked. My car parked in the parking lot in front of our house with several parties. I went to the car and saw the damage (inflamed+scratched door+door handle damaged). The car that stood next to it fortunately had paint tracks at its passenger door, but I didn’t know the holder (45 parties). So I hung a note on his car, he should please report to me. The next day nobody reported and I called the Po lizei, who found the holder and after checking the damage they came to the conclusion that it should come from the car of the holder. The cleaning lady had gone along the day before. Neither the holder nor you remembered such an incident. Thus the woman explained this damage by the strong wind that prevailed on that day. The woman offered to regulate this over her private stick, so an advertisement was not necessary. Unfortunately, the PHV does not attack in the event of storm damage. Holder of the car refused to report this about his car liability, because he is not to blame. So now I am sitting there, the car is damaged, I have not filed an ad for driver flight, and now I should pay for it myself? Who do I have to charge now? The woman or the owner of the car? Do I have a chance at all, since “the force majeure” is to blame? lg

Hello. My father caused an accident in which he ran over a crossed centre line. Now the question arises whether his insurance for the damage of the other road user arises or if they can refuse it, because of the fact that my father has run over the crossed centre line and thus caused the accident. Hope someone can answer this reliably.

Hello at the moment I have a car where I am the holder, but the insurance on my grandpa runs …… at the Huk24. Got a cheaper offer from the Zurich, and wants to change before 30.11. I heard when I go to the registration, and bring a cover card where my grandma is then policyholder and I as usual the holder, gets the Huk a notification, and I can insure about the Zurich. Risk of double insurance then does not exist ? Is that true or is it possible d only with from time to time registration ?

Hello I have already searched the internet for an answer but the statements contradict themselves So I have a totally harm to my car my insurance has sent an expert to me result the rep. Would 12500 Euro cost resale value 7100 Euro rest are worth 2600 Euro so totally harm now my question I may also sell the car to third parties and not to the one in the report it is guaranteed to buy for it

Hi guys, I’m going to take over the car that’s currently registered with the company. In the past, I’ve always taken care of things like this, so the whole bl*de question: how do I have to proceed. So far, the car has been registered with Insurance Y on Company X. I can’t stay with the insurance, therefore I have to register the car on me and look for a new insurance. What do I have to pay attention to everything and in which steps do I have to proceed? Thanks schonmal for helpful answers!

Hello, I hope here I am right with the topic. My camper will be 30 years old at the end of October, is in the original condition and I would like of course as soon as possible the H-mark. My insurance (DEVK) meant that a change to H-marks would be possible only after the end of the contract to 31.12.. Since the DEVK offers no oldtimer insurance according to the employee, I have to look for a corresponding insurance. How can I get the H-mark on 01.11.? that is important, because from 2016 on, classic cars must be 40 instead of 30 years! “H-marks from 2016 only for fully restored original vehicles from 40 years after first registration taken from the Federal Gazette ( BA 15-00360104 ) the Ministry of Transport in Berlin plans the following changes for historical vehicles and will submit them to the European Parliament for vote. Here the short form:1. In the future, only original restored and preserved vehicles will be considered as historic vehicles. 2. Changes and or additions to vehicles which were not available in the original factory or as special accessories/equipment will no longer be classified as historical, or the classification will be revoked. 3. Expenditure on vehicles which will be covered by this classification shall be assessed by means of the vehicle tax and by means of: Toll exemption (decrease to a flat rate of 10 € / year) and vehicles classified as historic according to the amendment law are to be exempted from the toll levy throughout Europe in the future. 4. This regulation is to be introduced throughout Europe. The target is 01.07.2016 This proposal for the amendment of the law is to reduce or regulate the wild growth in the registration and classification of so-called historical vehicles.”

Hello. I would like to allow a used car. (previous owner (my uncle) stays and I become a policyholder). As insurance I would like to take the HUK24. This costs me for the liability incl. protection letter 256€ in the year in the SF13. With additional discount protection (1 liability damage in the calendar year without any increase) I would pay 290€. Without discount protection I would pay in the future in case of damage 330€ or 39€ (with discount protection). of course, it is difficult to answer, the extra charge for protection is not particularly large, nor the one after the reclassification. I am more interested in your experiences, how the HUK24 exploits the customer retention measure after a damage case. Since I can not take over the SF class with me into another insurance, the possibility is obvious, to increase the contributions cheerfully. Just that happened to me with the DaDirekt: My previous car cost last year 530€ for SF12 and type class 18 and this year then 763€ for SF13 and type class 19. Therefore I tend to leave the discount protection away…or is the behaviour of DaDirekt rather unusual and not transferable to other (serious) companies? P.s. I would like to have the previous car registered for a short transitional period. Is the procedure correct, the DA direct by fax to inform that the insured car runs from 31.03. as a second car and I confirm + a modified invoice please? Thank you Wolf

Hello! I have a question about the freedom of damage classes and I have just grown up, but I already made my driver’s license shortly before my 17th birthday. Since I am going to study now and will probably not need a car at this time, I have considered whether I could still sink in the SF with the following plan: I buy some car that just came through the Tüv and then register it, but only hire it somewhere off oh The idea behind this is the following: When I’m finished studying in six years and I can buy a good car, I don’t want to pay 120-150% insurance. Now I’d like to hear your thoughts about whether I might not have thought of anything and what you think about it in general. Mfg