Category: KFZ-Versicherung Forum

Hello, I know by now that I have made a very stupid mistake and swear that I will never sell a car registered again!!! I am 28 and I also had not sold so many cars in life but this is now really the lesson of my life. now to my story: 2 weeks ago I sold my old Ford Ka for 120,- euro. The Vk of course had no ID and I, the stupid + naive did not think anything. Did me his name from the driver’s license necessary he wanted to re-register the car within 2 days. was listed in the contract.Of course… the address was not correct and he still drives at my expense. I immediately contacted the insurance (to be sure) and described the case to them, also purchase contract etc. faxed. they do nothing as long as they did not receive the GO from the registration.Good, so I’m quick to register Offenbach on the Main: Here, you can only get the vehicle 18 months after it has become a fae I got the information that I should immediately hire my insurance contribution. at some point the insurance will terminate me and the car will be advertised for the search. Now the question arises, which insurance will insure me then??? after many telephone calls and begging I get the correct address from the Vk. so I thought, on to the Poizei, someone must help me after all..nettly, the patrol is driving with me to the idiot.unfortunately we don’t meet him and the car. The police can’t do anything more, it’s a private matter, I can’t show it.should go back to the registration. So I go back to the registration and here again 18 months!!! I have sleepless nights, am really desperate and cry for my stupidity ever since. I’ve been waiting for the guy since, but the car just disappeared. It’s logical that I have the whole race for my mistake. But I just can’t believe that this cheater is getting away with it. Why do you write down the whole re-registration period in the sales contract if nobody cares anyway? I’m asking for your help, because I don’t see one of these fucking idiots begging for it.

Hello together, I hope you can continue to help me. My car an Audi A5 was stolen last October and the insurance had refused to pay because I had not parked the car in the garage in the time. I had honestly given up the case. Yesterday I get a letter from my lawyer that the car was secured abroad. Of course I was very pleased. Those of the Kripo want to know if I had money from the insurance back then and if not, if I am interested in a return. What costs such a return and do I have to take over the costs completely now? Since the insurance at the time did not pay, I strongly assume that I have to bear the costs. But would I be interested in how this is going on now. Do I get the address of the Kripo in the country where it was secured and then pick up the car on my own? What about customs and all these topics? Would someone be nice if has experience and this would share.

Hello, we had a little parking jumper – a careless person damaged our car when parked out. We first had a cost estimate made in the workshop: 700 €! We gave this to the opposing insurance company with the request for release. Now we received mail from the insurance company: – We can have the damage repaired in the workshop – We are supposed to submit the invoice and photos What irritates me a little…why should photos only after the repair not that the insurance does not want to reduce afterwards any deductions or anything else. In addition, we consider to have the net sum paid out possibly. We did not have such a case yet, so I prefer to ask here beforehand for thanks!

Hello people, what I have noticed, you can apply since April, short-term registration marks also again at the vehicle location, therefore the question arises to me whether I can also have these issued as Austrians, or do I absolutely need a residence in Germany? I would like to transfer a vehicle from Augsburg to Austria on 08.05. It should not become customs registration marks, since there is also a green card with which I can drive to Austria. In the worst case ic h from the border then also continue with the Austrian “Werkstadtkenzeichen”. Can someone please explain to me the exact process for the application? Sooo, I have already made an online appointment in the Büro Lechhausen and then received the following list. Please bring the following documents to the application for short-term identification marks: •electronic insurance confirmation (eVB) specifically for this identification plate •identity card or passport of the vehicle owner •Zula •Proof of the valid main examination (TÜV, DEKRA, GTÜ, KÜS) •If performed by third parties: we need a written authorisation (with identity card/passport of the holder, if applicable in copy) and identity card/passport of the authorised representative •If the vehicle owner is underage: written declaration of consent and identity card/passport of the authorised person •In the case of companies: business registration Is it about the eVB in particular. Where should I apply for the best? On the Internet or can I get it in the Bürgerbüro? How can I continue when I am finished in the Bürgerbüro? Do I have to go to a sign maker or do I get it right there.? Would be great if someone could answer these questions. Thank you. Bürgerbüro Lechhausen: http://www.augsburg.de/…/ Greetings.

Who of you knows what you’re doing here? Does the fee of a car-damage expert measure in proportion to the damage detected or does an expert always receive the same expert report for any assessed car damage, no matter how large the damage is? Do car insurers have their own experts who work for a fixed salary, i.e. are employed by the “own” insurance company and therefore do not make any invoices at all?

Hello, in March last year my dad bought a Dacia Sondero Stepway from private. I think it was an annual product. In the purchase contract the seller signed that he guaranteed freedom of accident. Now after less than a year on the rear fender the zeir strip has dissolved. Below it can be seen that the paint goes off and the part is spatted. When you drive under the sheet you also notice that it is very thick. Now he has called the seller, they are visible r nice, but as it turned out very naive. The man didn’t want to know about anything at all, he had to ask his partner. Then she called and complained that she was driving with the trailer and then somehow brought in a dent. Since the car was already on the internet they had it done quickly. She also said that it might be bad done, if that goes away after a year…. Since my dad also didn’t know exactly what e And she wasn’t really aware of a guilt, they postponed the conversation until tomorrow. He wants to get rid of the car again, because he isn’t satisfied with it anyway! How should he proceed now??? Probably they won’t just take the car back again. From when is it an accident? Would they have had to declare this dent (probably the whole part is leased and repainted) as an accident? Must now still be done an expert report, even if the lady had everything to do with It would be very nice if you could give me some tips! Thank you! EDIT: Oh yes, the Lord was the first owner!

Hey guys. In short the story: I have someone in my A3 8P 1.6l (EZ: 2004, 110000km) crashed in, I am the injured person and the opposing insurance confirmed that they will take over the costs. Report values: Total reperture costs with VAT: 4591.01€ Total reperture costs without VAT: 3857.99€ Repurchase value: 7300€ Merchant value: 300€ Rest value: 350€ approx. 5 days Reperture duration and 35€ per day if a rental car is not used during the rep eratur I have already read a lot about “fictitious billing”, “accounting according to expert opinion” etc., but I didn’t quite look through it. The difference between WBW and RW is at 3800€ (replacement expenses) below the sum of the repair costs without VAT. In my opinion the evaluator has set at 7300€ very generously. I understood correctly that a payment of the replacement costs without VAT is not possible here, since this the replacement expenses of 3800€ ü I had thought about selling the car, inserting the damage control value of the insurance and buying a newer A3 in better condition for almost 700€, since my car is now an accident car and had lots of flaws anyway. Only I can no longer see through the whole. Would I only get the difference from the net amount of the WBW (i.e. 5913) and the residual value (350€) if I were to settle the invoice? That would be just 2413€. Would I sell the car for 350€? The sum of the remaining value and the net cost of reproduction would amount to 7357.99€. Besides, I have been waiting for something of 6 months before selling the car, read it. I would be very close to you if someone informed me about this.

Hello, yesterday on the highway a bigger Mercedes drove to the VW Golf of my friend EZ 10/2008. Guilt question clearly, the damage is also relatively large, because the body is definitely warped. e.g. the rear lights look out of the body now by 0.5cm. This is the second accident of this kind, at the first the vehicle was towed into a VW car house and repaired there. I was transferred a depreciation of 1,300€. At yesterday’s time the car was was previously optically 100% impeccable, for which I also have a witness, because the car stood for sale and an hour before was an interested person there, who confirmed to me the freedom of objection of the vehicle (had indicated the repaired pre-damage nat. at the sale). The buyer found zero bumps, scratches or similar. Had before the sale also asked again with reference to the pre-damage at a Karrossiebauer, who praised the “perfect work” of the car dealership. I have to admit that I didn’t expect it because the question of guilt and the freedom of objection of the vehicle was actually given to me. Can someone help me what I have to pay attention to? I want to wait for the report and then decide what happens to the vehicle, but I don’t want to fall into a trap. Thanks to the fact that the report is quite simple, but today the expert has experienced a bad surprise. e and lg

Hello, I have a problem with my insurance. In my car a roof avalanche hit on it, roof pressed in, damage 3920€ ! The vehicle is a “disabled” just converted vehicle (seat rail extension, seats padded off, mirrors adapted, etc. ), but runs officially as a normal car. In addition, I have much more expensive extra accessories, fixed 230volt system, preheater, voltage converter, video system, car PC, hifi system, etc.). l claim that the value of the accessory and that of the disabled person just conversion is greater than the residual value (according to Schwacke 4200€) of the actual vehicle. After all, I would have to have this included in the purchase of the vehicle, and would certainly be ~4000-500€!!! So for the new purchase this is at least about 900€! But the insurance only wants to replace the Schwacke value. A reviewer came by and got a copy of the vehicle license, took a photo and is wide My accessories didn’t interest him, I said, “It doesn’t matter when it comes to replacement. Is that right? Can the insurance just push the replacement value to save money? What should I do now?

Hello, today the first snow fell and immediately one of me drove in. The police came, he admitted the guilt. Vehicle: BMW 1er, E87, Built 12/2006, 123000km Now I have registered with the insurance company for further steps. The clerk said that I should drive to the workshop and have the damage estimated. Finally, depending on the amount of damage, the insurance will decide whether an expert is switched on or not. expert experts found that from a sum of approx. 1200 € an expert can be engaged. Is this true or can I always hire an expert? Of course, without me remaining on the cost. Furthermore, the insurer of the accident opponent is also my insurer. An expert of the insurance would probably not be so practical. If the insurance agrees with an expert, I can reject the experts of the insurance company. Is that true? And last but not least: I have an insurance with a workshop binding. Does this have disadvantages for me as a injured person, e.g. when choosing the expert or the like? Thank you in advance for your help. I always read with you here. But if you are affected yourself, you get a little bit uncertain.