Category: KFZ-Versicherung Forum

Hey people, my name is Marco 20 years old from the Black Forest I wanted to ask you guys a lot of nice suggestions which car I should get relatively cheap insurance so be around the 100 ps+, used, from the dream new car I have now said goodbye to the insurance sums My parents are separated and my mother did not have a driver’s license had just had what to calculate at check24, a Bmw 320d would cost me almost 5k in the purchase n and 1.6k per year for the detention permit in the year, here I ask myself the question how long do I have to pay 1.6? eig. only 2 years I hope times or? Please no answers like “this is quite different there are many factors…” theoretically, vehicles with low accident statistics should pay less insurance costs

Hello I got a younger woman on the highway in the back before Christmas and next week the car will also come to BMW in the workshop. This took, among other things, so long because the opposing insurance has crossed the line because of the repair costs. However, the lawyer of my car house has solved the matter. I was offered a F30 320d as a replacement car and the whole should be completely free for me according to the dealer. Now I have a about already partially read that some accident victims still had to pay a considerable part themselves. So how is that now? The car is not absolutely necessary, because it is the last week before the semester vacation and if necessary I could also drive by train. I at least have no desire for a subsequent procession.

Hello together, on Saturday morning the race management is standing in front of my door with the indication that someone was driving against my parked car. My car is old and rather degraded. The TÜV runs off at the end of the year and I have my doubts as to whether this will be Christmas again. The damage was also quite small. In the rinzip only the mirror glass jumped. I don’t mind that and at the end of the year the question arises anyway, whether the car will get away. On Sunday then the lady was there, d he went against my car and told me the police file number and her phone number and address. She then said that her insurance would contact me, but first she would like to see if she could settle the damage jnciht out of private pocket more cheaply. Can she certainly, but what should I think of it? I now thought that this would be so that I had a nice estimate made by the dealer and send her insurance, whereupon Is that working, or what does it look like? Do I have to accept this when it offers me “100€ and forget”? Am I really obliged to have the mirror renewed in the specialist workshop? This will not be in proportion to the value of the car. I estimate the car to be 800€ and the mirror costs 150€ without installation at VW… Thanks for tips!!

Hello, I had reported a rockfall in the driver’s area of view of the alliance. Car Glas pressed it on me – I spontaneously didn’t find it so great. Since TÜV is coming up soon and I was away a week now, I wanted to do it before. So last week Friday and evening picked up the car. Also looked good, I didn’t go through the wash road and just parked the car on the ground level, as I was told. On Saturday everything was still great and I got the car in the garage parked. Now I was away for a week and drive today with the car and hear already at the most slight bumps or if the engine in the stand is still a bit restless a squeaking, which seems to come from the right side front. Since apart from the disc change nothing was gmacht, that can only come from it. With a 20 year old car such a squeaking from the interior might be normal, but with the 5 year old MB absolutely unacceptable, it sounds like a mixed car g from frog concert and the cracking of bursting bubble foil. I’m just asking myself the following questions: Can this come from the disc glue, that the disc does not fit 100% correctly? Is it possible that something from the amature board is solved when changing the disc, which is no longer sitting properly now? Should I first talk to Carglas or with the insurance company? Thank you for every helpful note!

Hello! I spent the entire evening searching forums and threads to find answers. I could bring some little things into my experience, but I still have questions. Background: Yesterday a woman with her Opel Corsa hit me in the rear of my beautiful, until then accident-free and only six week old S3 8P (2007). And that’s how the airbags were triggered in the Corsa. Rear apron and trunk flap of my S3 are literally Scrap, the right rear light no longer sits as it should (too defective), as well as various plastic parts in and around the trunk. In short: The impact was not without and the fear that the wearer has got a lot off should probably be justified. The guilt question is solved anyway, I have her insurance number and the accident certificate of the police. However, I want to become active already and not wait for the insurance because I want to get the car Therefore, the question: What should I do now? Should I – send an independent expert (certificate) or – unload the S3 directly at Audi, where they take care of everything? I am a bit perplexed. I fear that the insurance will possibly refuse to repair at Audi and will require me to go to a free workshop. And in the case of free workshops I have concerns, because I absolutely want the S3 to be back in My old car was also involved in an accident and I have had quite bad experiences with free workshops. I just say: gap measurements. I would be very grateful for your advice and advice on how to proceed now.

So I am now 17 years old, in 3 months I will be 18 years old since my 17th GB the BF 17 and was indicated on all our cars with the insurance as the youngest driver. This has cost both the X5 e53(business car) and the bmw 325ci cabrio(private car) no extra charge. the x5 was now bought out privately. and now there is the following problem with the huk coburg. Cost per year quite roughly: 1300Euro WITHOUT ME, so without driver under 25 1800-1900 including me. are 500Euro difference. When the car was in the shop there were 0. and besides the cabrio were also 0, only why then here at once? Apparently this plays a very big role with the business, because even if the car is used privately (e.g. also with the m3 and 130er) the car does not or only becomes very marginally more expensive in the insurance has perhaps a better insurer? or. what should we do. I would drive the car with 18 already more often though I myself have one.

moin people, had a Friday accident, yesterday the expert was there and rated my astra as not ready to drive (gasses come into the inside room but the car is in front of my door. wait for the reperature release of the opposing insurance is the question if I can calculate the loss of use from the day of the accident or the expert, since the vehicle is needed every day, but not allowed to be moved

Hello municipality, on Sunday I parked my 2004 Leon unsanft in a guardrail. So now I’ve been struggling with the formalities for the last few days. A first assessment of the master at VW was a damage of about 8,000, if you look at comparable cars on mobile or autoscout24, the car without a cracker still has around 10,000. I am now concerned about what I do best. The insurance company writes to me yesterday, I have to get their permission, who And also that the bid amount on sale has an influence on the performance of the damage. This is probably called the obligation to reduce the damage of the insured person if I understand this correctly. I ask myself now: – If I say that I fix it somehow, they pay me according to the expert opinion regarding fairy tale tax. What about loss of value? – After a few weeks I decide not to repair the car at Uncle Egon after all, but to a flying Hän If I now run from Pontius to Pilate in order to achieve the highest bid, I will be punished, because my insurance will then simply pay less, did I understand that correctly? Thank you for your efforts, but I have had nothing to do with it so far. I would like to thank you for your efforts.

Hello guys, I got a little problem in November 2007 and what had to happen to me was driving on the first day of a back, everything nice and good I had to pay off the damage then according to the expert report, also repaired the damage with a buddy in his free workshop. But now I got another one on it and also on the almost same spot, was again with the expert and everything the expert also did not have any pre-damage that since I pointed out that someone has already driven against it there. Only now the insurance spins and wants from me a repair confirmation, the problem is that I have none and that my buddy can not write to me either because we have made everything private. Can I do anything here or I now sit on my damage.

Hello, a few days ago I parked backwards, which I did very carefully because the other car was slightly weird, came against a parking car. The “shram” looked worse but when I wiped over it was only a deeper scratch to see. And with our car was to look even less after wipe. We called the police and I took photos in the condition “before and after”. With the “damaged also phoned, he has now a reviewer commissioned and announced that maybe still more harm has arisen (scaffolder and wheel) What I strongly doubt! Since I know that the insurances are very generous in compensation for damage (example: sending the documents= post “pauschal” 30,- Euro “vergüten” I fear that the gentleman wants to make a nice reibach and the actual damage is stated much higher! How can I deal with it? A counter-assessment on my part uses nothing in court, also the damaged does not have to get involved if I on my part wanted to commission a reviewer and I can not demand that he bothers the damage so long until the actual height can be determined by my side ! I asked an expert and he meant after my description that a bumper should not be broken when scratching slightly … The stupid is also that we do not have the money necessary to challenge the report in court or away Is there any way in which we can defend ourselves against insurance fraud ?