Category: KFZ-Versicherung Forum

Hi At the moment I have insured my Golf4 with the Huk-Coburg, but will possibly change over to the Huk24 in the next few months because this is almost 100 Euro a year cheaper. However, I have the problem that I have exceeded the indicated kilometers (9000) by a good 15,000. If I now want to re-insure myself with the Huk24 I did not have to enter the current mileage anywhere. If this is then asked by the Huk-Coburg (and then punishes a possible contractual penalty) or do I just have to state it later? Don’t get me wrong I would raise the kilometers (if I don’t change the insurance) at the Huk-Coburg anyway, but then I can of course drive much less next year to get back to a normal mileage. Then it would of course be quite right to be able to start “from the front” again with an insurance change. Mfg, Heinrich

Hello together, I hope you can help me: So on Wednesday I had a small drive-up accident, which took place as follows: I lead to a traffic light jumping on yellow, where I came to stop in front of red. Unfortunately, the sprinte (Mercedes) slept a bit and did not come to stand in time. I then called the police, (sure is sure). But did not want to make a pólizei report, for the reason that only 2 small scratcher 3cm long The guilt question was / is clear anyway. Happy wisely kahm in the meantime an acquaintance can testify by which all statements of the accident records can testify. When I was now friendly to make a cost estimate (because of the scratches and the license plate) which was about 930€. My question now, how should I proceed? thank you already in advance.

Hello together. I have a PT cruiser and it is bombed down to 2 doors below. A varnishierei wrote me a KVA of 6500,- incl… In the time when the KVA went to the insurance I got an appointment with the expert: 2900,- incl was their price idea for the cold pressing. The varnisher probably says that you can get away a lot of it, but not everything because here and there bumps are where you can not get it. The bumps at the edges are problematic exactly before the edge at the WS. And once seen like this 190 bumps only the roof, hood has few places that are untouched, etc. They are so tasted. I think if a bump remains in the roof the order is not fulfilled. Almost 0 is more like 0. But the type of insurance stays cold, and I don’t want to leave it cold. Funny way the E-Class looks the same from the neighbor, and they also want cold pressing, just for 7200,-. I don’t understand anything or how I have the . I’m doing it now. I want to leave the paint, because the paintr I have is a god in terms of painting. I saw a Peugeot 206 in the one he made. That was also a hail damage, probably from Krefeld. But that’s the real hammer. That’s where the Mercedes factory can cut off 2 slices.

Hello, I turn to the insurance forum for the first time, I have to confess, I have never had contact with insurance companies…except the annual payments of course. So, the following happened to me last weekend. I helped an acquaintance to transport furniture. When loading a longer board (about 2m ) we arrived together with the board going the windshield. ( I stood at the rear flap, she at the front of the passenger door). We were both shocked, of course, because no one could imagine destroying the disc at such a slight touch. Well, it happened, but there are insurances, I thought. I thought I should drive for you, she was part of the invitation, so it shouldn’t be a matter of the rules with her insurance. She saw it the same way. I don’t have a partial cascade. My question now: Does anyone know how this really works? Does the insurance agent just not want to have to submit any damage? The damage also amounts to 360€, which does not kill me (I’m a student, she already works ), but now many extra shifts have died at my job which actually already for what else What bothers me much more, however, is that the insurance company thinks I have to pay for the damage, which is ultimately responsible for it. Can someone tell me something? many thanks for your effort and time. qniss

Hi, this morning it was pouring ordnantly and then had an accident. But I am still in the probation period. Short story: I (person A) drove in a column of several cars, it rained and suddenly brakes some (person XY) in front in the row strong. Person A (I) then also braked, but because of the heavy rain slipped a whole piece forward and drove my front man (person B) in the back. Person B is again around his front man (person B) In B, however, the rear bumper is broken and various bumps in the trunk flap. Person A = car has total damage (although only 30 / 40 km/h were) Person B = rear bumper is broken, bumps in the trunk flap Person C = small scratches on the rear bumper My questions are actually.. Do I have to pay, if at all, for person C? Does the accident prolong my probation period? Do I have to do a follow-up training? g is due during the re-training and before that with my driver’s license continue to move a car, or drive a car? What else comes to me? LG Vince.

Hello! I have a few questions, And this is about that my better half last week caused a parking rempler. The whole went off in about such a way that she has striped an A5 in a parking lot while parked backwards with the rear bumper, but this (at first) has not noticed/realized. At the next parking, she then checked her vehicle and found that there are a few scratches/abrasions in the paint at the back left. So she back to the accident location, In a shop, after a brief explanation, it came out that the victim (netter, young man according to statement) is known to the lady (private friends) and she will inform him. She also tried to reach him on the cell phone, which remained unsuccessful. My holding wife then called her insurance + her license plate, and her cell phone and landline number incl. address. give, since the lady said she would pass it on to the victim. In addition, she stuck a note behind the windscreen wiper of the Audi with the most necessary information. When she arrived home, she also immediately called her insurance and reported the damage that comes there, and also gave the license plate etc. So, because the damage to the Audi could certainly cost more than 500€, it would be in the interest of the victim to report. He did not have that with the insurance She also tried to find the lady in the shop again, who is now on vacation and whose cell phone number has not been released by the colleague… What should we do now? -Are we or the insurance now in the bringing debt, or has the victim at some point just had bad luck? -Are there deadlines, from when the victim no longer has any claim? -Should one still go to the police? The damage to her car should also not remain for eternity, and there are B ilder deposited with the insurance of both vehicles. Your insurance is slowly also skeptical why not why, and we said we should wait until after Pentecost, and could then repair. Is this ok if your own insurance “OK” says for repair? Or is there trouble afterwards, if the victim still reports, when ever? Thanks in advance already for helpful tips and information! mfg

Hello, I had an accident 10 days ago, someone hit me at a red light at the back. Economic total damage. Debt question is clarified. My question is . I return the rental car on Monday, do I have to pay the cost myself first? Or can I say they pay off with insurance ? Did the car rent itself on the day of the accident. I believe they demand payment by EC or credit card. Since this is a relatively high sum, I am afraid that the car will be I’ll wait until the verse returns it to me.

Hey.. on Friday night a bus drove me into my car.. (Luckily.. Tüv would have expired in August and wanted to sell it anyway..) Is en Ford Escord ’96 and theoretically (hopefully) en economic total damage. Front front of the bonnet dented, headlights broken and bumper torn off. The big question now.. what to do…? The police meant to call the insurance company and clarify how to handle this with the cost estimate or report.. From my insurance (friend of my dad) I let myself be told that I should go directly to a lawyer on Monday and that all this has to be clarified and the opposing insurance has to pay that. I could also choose the expert freely without agreement. And then I have a question about a rental car. If it is also up to me to pay, probably also the other insurance, only the question is whether this is “remunerated”. I heard that you give up a rental car a day also still Does anyone know how to do what when how where? MfG

Aloha I know that insurance percentages are transferable within relatives 1. Greades, but also in my case? We bought a second car and closed off a second car insurance at AllSecur. This insurance runs since 09 June 2011 on father (namely) in county A. I the son live in county B and drive with the registration number of county A through the area (otherwise nobody drives by car). In the insurance contract is only the birth year of the jün In addition, it says that the car is driven by the policyholder (i.e. my father) as well as by “people living in the home community”. Now I don’t live in a home with him. Live somewhere else. Can you still transfer the percentages to my name if it is within 1-2 years and I can pay for the insurance? I made the driver’s license in 2007, drive Since then, accident-free.

Almost everyone compares the prices of the car insurance with a price comparison. What the least should know is that the price comparison after conclusion of the contract receives a significant proportion – on average 80,- Euro!! – of the insurance sum.http://www.stern.de/…/…insurer-attacken-im-web-1711443.html In my opinion this is a far too high sum. 5 or 10 Euro would be more than enough. The operators of the price comparison could thus in Saus and Braus until the end of life. With the vast amount of insurance contracts that are concluded after such an insurance comparison, immense sums of tens of millions of euros will end up in the price comparison of your hard-earned money! Ultimately, this means that I may pay 400 euros insurance, although it would have to be only 320 euros without price comparison. Such a depraved business practice is hard to imagine in normal life. the fastest way to the station asks, and he says that he would like to have ten euros for the information. Or the guy who always throws the REAL advertising into the mailbox, knocks at my door at some point, and asks ten euros because I have saved a lot of money by giving him REAL-Schäppchentips. Also sad about the whole story is that if you do the work, and ask for individual offers with all the insurers, no cheaper offer will be found. The insurers must in the contract with the price comparison portals guarantee that the same service may not be offered cheaper when entering directly via the insurance homepage. ! The logical consequence is that if everyone boycotts the price comparison, it must become cheaper at some point !