Category: KFZ-Versicherung Forum

Hello together, first of all: I’ve already been looking for it, but I didn’t really find anything to do with it. The day before yesterday it was a big hit, now I had the time to look at the car extensively. In the area of the front bonnet it has a lot of small impacts, where the paint is already off. On the roof not so many, but even deeper or bigger ones. I will now call the insurance company and report the damage. My question: Do I have to accept an expert of the insurance or can i And do I have to pay for it myself? Thank you very much!

Hello everyone! Here’s the thing, last Friday the neighbor rolled me with his car against my parked vehicle because he wisely didn’t pull the handbrake. You can see the result in the photo. The police also took the damage, the workshop estimated the damage at 400-500 euros. The grandpa still got 25 euros fine, because of not securing the vehicle. So, well: since this morning the dent is almost completely out again. Spontaneous self-healing? n claim from the opposing insurance? Even if the damage is not so visible anymore, behind it must still have caused almost 1500 kg car damage from the beginning. The insurance wants to send an expert, not that he then begins to laugh and I have the nerve, because of this senile old grandpa thanks you!

Hello I just went for a walk with my 8 mon old daughter and wanted to park at the edge of the road.At the parking I didn’t want to scratch the curb with my rim (who wants that already) and put a small piece back,and then again 1 walk exactly where I wanted to drive in one with about 60-70 kmh in the back into the corner unbreathed well noticed.Who is now the guilty me or the other.Every normal person sees me from 50 meters that I half on the road but he doesn’t see —

Moin… Once to the insurance professionals. Even if it is difficult, please not half-truths. For this the topic is too serious: rides with unstamped registration plates are so clear. Only in the same or neighboring circle, direct way, previous registration plates must be mounted, all papers including double card on the man in the vehicle. Well, my case, question what is possible (or not): Case 1: Does the journey also apply on the direct way with the approximately previously mounted and meanwhile abla Case 2: Or can you mount the existing future registration plates (as the end-of-life vehicle is remarked) for the direct route, although the new driving licence will only carry the registration plates for the first time after the re-registration? I think at least case 2 is to be rejected. But who knows what safe? Greetings and many thanks already for the help Totti

Hello, my friend was yesterday with her Ibiza in the wash road. After the wash she fell on that the tail wiper (artificial arm broken and joint damaged) was completely torn down and was only hanging on the spring. (Wisher was in exit position) Of course she reported the damage immediately. However, since the boss was not there, she could not be given precise information about the liability for the damage. Today came the call because the operator is not liable. According to some researches in the Net, but I found out that according to various court rulings one has to find a damage-free KFz after a washing process I get a liability lock for not unscrewed antennas, but nevertheless not with a rear wiper. Just wanted to make me smart as it looks before I dance there today….

Hello everyone, I would like to get some information. A year or half a year ago I had a small crash in which only the license plate had bent at that time. That’s all it was, as far as I can remember. I gave her my insurance number but the damaged did not report. So and now out of the blue she is reporting at once and wants to claim a damage. Is that possible at all? My problem is that I still have the car I have changed insurance since I sold the old car and bought a new one. How should I proceed now? The injured person now wants to have an expert take on the damage, is that at all legal too casual after half a year?

Hello, have a huge problem at the backe. I hope someone can help me there. The following; I bought a car from Germany, but what was registered in Austria. the previous owner had to lie the vehicle letter in Austria and assured me to send it after it, however he did not and the car was still registered on his name in Austria. Now the police in Berlin confiscated my car because it was now in the investigation because of lack of custody t insurance!, and the vehicle letter is still in Austria!!! Vehicle license and keys have also confiscated!!!! I only have the purchase contract here!! I want so much to have my car back, would have the possibility to place it somewhere in the garage until I have the vehicle letter for re-registration!!! I urgently need your advice!!

Hello together, my question doesn’t really have anything to do with “insurance”, but I think that this forum is best suited: On Monday, July 10th, 2011, I borrowed a trailer to bring wood leftovers, an old sofa, etc. to the tip, along with three other people. So hangers half filled, off to tip, emptied, swept, and brought back to the rental location. None of us four even noticed the smallest Macke on the trailer. On Thursday evening, that is several days later, a call that the trailer on the Deichsel – ladder wall is badly damaged, I am the last tenant and should please look at it. I went there on Friday together with one of my helpers, and see there: The damage was already seen from the road: The cover rail at the front was in two places through broken, and the left ladder wall torn out of the screws, which could also be clearly seen from the inside, because “the sun ran through”. No one had seen this all days, not even the person who had put the bullet fuse back on. And neither did we, when uncoupled, nor when sweeping, nor when bringing back. Now I am supposed to pay the repair, but I am absolutely not aware of any guilt, which my three witnesses also confirm: The trailer was ok at the delivery. ? Rising heavy guns? Refuse to pay? I’m a bit perplexed. Thanks for reading and also for any tips. Gruss cube

Hello dear community! The following: I have bought a car (my father is a policyholder and vehicle owner, I only registered driver). Now I have unfortunately had an accident, is everything regulated, etc. Now my question: if I now take an insurance in MICH, do I have to state the accident? I know that there is the question. In theory, however, I would not have any pre-insurance, since the current one is on my father and the vehicle o Officially not mine. So am I theoretically harmless? :/ I hope it is understandable how it is meant. I found nothing on the Internet. Thank you very much!

Hello, I had an accident with my only 11 months old car (slipped in the snow against a road sign). The bumper, the wheel run left and the door left is damaged. According to a car mechanic, the damage is about €4,000. Now I don’t want to have the car anymore! What possibilities do I have now? – Either I have the car repaired via the comprehensive repair – I can fictitiously have it billed…but then what? Will I get the (accepted) €4,000 paid out and nd could theoretically have the car repaired with a friend cheaper? Just as I read, you have to keep the car for at least 6 months with fictitious billing – but what if I would still sell it before? – Sell the car unrepaired? – What possibility is there still? I definitely don’t want the car anymore. Oh so… according to my insurance I should drive to a workshop of my choice and this should make an estimate for the repair. KV would like to have the insurance before the repair and then decide whether to send out an expert. – Is that so correct? Or could I go directly to an expert of my choice? Does the insurance have to pay that? Many greetings