Category: KFZ-Versicherung Forum

Does anyone have any idea?Have a total economic damage, but the car is still ready to drive. The passenger door is so pressed that it can no longer be opened and enters water from above in case of rain. (Not very much). I see it so that the car is only partially usable for me, i.e. you have to climb on the passenger seat, from 80 it pulls at the door and it is also not particularly nice if you have to drive around with a car, where the whole right side “platt” is In case of rain, he must also stay in the garage.My question: Can I claim a loss of use despite the readiness to drive? Expert report: repair 10 days, residual value 50.-, reclaim period: 1550.-, reclaim period 14 days For your advice VIELEN DANK in advance!I greet you from NürnbergSandra

Hello, I am fully insured with the Allianz. Today my Audi A3 Sportback was broken into in a public parking lot (!). Burglary tracks are clearly visible at the lock of the driver’s door. It was professionally done, Navi and changer (incl. CDs) were removed cleanly. They are factory equipment, which were installed from the beginning. I now ask myself: 1. How do I continue to proceed? Tomorrow morning directly to the police and report, then to my insurance? 2. W the door is scratched, the door handle is partly sawn off, navigator, changer and CDs are missing. Can I have all this replaced by the Audi dealer and send the invoice to the insurance company? I read that navigation devices would not be replaced, but there was also a part of the on-board computer functionality here. Be happy about every answer!

Hello and that I caused an accident with my motorcycle about a year ago, in which a third-party damage of approx. 17,000 € was incurred. The motorcycle was admitted to me and insured. The stupid thing about it is that I have no driver’s license, the insurance has regulated the damage and demands now regress. “According to the AKB our freedom of performance is limited to 500€ due to this violation of responsibility towards you” So my question is I must in any case number en ? or is there perhaps a way to avoid the demand? I should sign a debt statement! how should I best proceed ??

My uncle bought a Mercedes Vito, which is however registered as a truck. In order to “save” your SF-Class we wanted to leave the vehicle on you now. The representative of the HUK-Coburg with us suburb now said that you can allow the truck on you, but your damage-free discount of the car range would expire if she would allow a car on her at some point again. I have in the Internet read that this is not the case because you can take over the SF-Class, but the percentages in the different vehicle classes are different. In my understanding this is not to your disadvantage, because the class represents only different percentages. So for example class 10 cars -> 45% and for truck class 10 ->60%. I understand that right or is it a disadvantage to allow a truck on itself. For answers I would be grateful, since tomorrow we will be able to I’d like to leave the car.

Hello dear community, there are a few questions in my mind at the moment. Let’s assume that there is a comprehensive damage with the following figures: replacement value 1500€ residual value 1000€ repair costs net 850€ The repair will be done in-house or abroad and later certified by the expert. Therefore, if the repair costs were to be net, the car should still be kept for 6 months. What would look like if one would have an equivalent value during these 6 months buy high-quality cars with excellent VAT? Does this still fit or do you have to be satisfied with the billing Wdw-Rw? I thank you in advance!

Good day to have a question? Vlt. can someone help me just stand fully on the hose the following situation: I was driven in by someone (A-pillar according to an expert report) / (BMW E93 330D) according to my expert was a damage with impairment in the amount of almost 19 thousand euro. Check booklet maintained at BMW (2011 year) Service etc. everything about BMW … I gave the lawyer all this running about him. today the shock: I looked at my account and I was only given a question. transfer an amount of 9500€? does someone know how to proceed or what I can do?? and just don’t reach my lawyer by Tuesday — but the topic is annoying me very THANK YOU FOR TIPS AND INFOS

My wife was taken the way last week and our golf was seriously injured:-( . An expert report found a damage or repair of probably 10,300€. The repair period is to be 10 days. Repurchase value of the car 14,500€. Does this mean that the costs could probably be even higher with the repair? My second question is how long can I drive the car rental? I got it last week directly on the day of the accident and drive it now already a Where che. According to the opponent’s insurance, I can drive him for another 10 days after the report has been issued. The causer has not yet reported the damage to his insurance. It was a company vehicle. What can I do? Would you have the car repaired? Are there so worried because he also has to go to the directional bench. Did you ever have such a case? Thank you for your help.

Hello together, I have a problem with the opposing insurance: Briefly to the damage: My wife approaches a red traffic light, car goes off (start-stop-automatic). The car in front of her sits back and drives us into the car. The accident opponent gets out and asks her if she would have driven him up and if my wife’s car is a service car… Both is to be denied. My wife called the police. This took the accident, said that she knows that one is lying and s ind again. -> No statement about the damage, but photos with customs stick etc. In the meantime statements to police, both insurances. Was with our car in the meantime at a workshop, who sent a KVA to the insurance. Today’s phone call with the opposing insurance states that they have requested the accident report with the police ( 4 weeks ago) but not yet available. The damage can be understood however still not What do you think I should do?

I have today redeemed a Groupon voucher in Cologne where my car was cleaned from the inside. The service provider has made me aware of several small stone strokes and a small crack in the windshield. That he does not do this out of good will is quite conscious and certainly part of the coupon marketing. However, the offer sounded very good: ==> I get this sort of again. However, I was told that the insurance of this discount does not contribute anything My insurer (Admiraldirekt.de) takes 20% of the costs “on top” or deducts them from the cost assumption for me in the event of infringement of the repair shop binding. This is also what the service provider wants to take over. Think of these are small goodies. I don’t know if they appear on an invoice, but I have been insured several times, that is free of charge for me – for the insurance too? Has someone already had experiences with such “offers”? What can be done for What difficulties are there, if any, in conjunction with my insurance? What should I – if I respond to the offer – necessarily consider? Would you advise me not to take such an action? The fact is: the stone strokes and the crack are clearly recognizable. Thank you in advance.

Hello I drove a parking car into the car in August (I was standing in a waiting lane and sat in the car). The causer escaped, but I have his license plate and witnesses. The police also recorded the accident and have been investigating the accident for 4 months now. At the opposing car probably also a damage was found in an introduction … Now however, the opposing insurance refuses to pay, since you probably do not have any insight into the investigation files Is there any time limit or other means of pressure? Because it’s pretty bad for me who drove the other car, because it was demonstrably (announcing the opposing UN at the police) at the scene, but the opposing UN denied that it was driving itself. However, the stated driver has not yet been pre-loaded. Do I have to accept such a thing?