Category: KFZ-Versicherung Forum

hello, I sold a used car for the first time on 15.07.15, I had paid the fee for my car insurance until the end of the year in advance. on the same day I reported to the registration office AND the insurance (ADAC) the sale, with all the data of buyers and sellers including addresses, personal card numbers and signatures. in order to get to the paid insurance amounts the insurance requires the certification of the kfz registration office via the registration, this te Now informs me that although the car has been registered by me, it has still not been registered by the owner and you would only inform the insurance company after re-registration. I do not reach the buyer by phone. what should I do now? is there a time limit until you have to have registered the car after a purchase? why does the kfz registration office cause MIR problems? it is MIR only about the registration confirmation and that has been proven. How would you behave? Greetings

Hello guys, I had an accident last week with my A3 and was responsible, but I have a VK insurance. The car was towed to the Audi dealer and examined there by the DEKRA. The damage amounts to 12,000 €! That comes to according to http://www.autobudget.de to an economic total damage already very close (see below). My question is, what would you do in my place? I find somehow stupid to have the car repaired for 12 000 €. udi dealer’s deal – he gets the broken car + 12.00€ from the insurance company and “sells me in return an accident-free car (possibly even with a few kilometers less and a few extras more. Then I would have made a very good deal to a accident-free car and the dealer. The other option would be to let me pay the money for the repair (-19% VAT, which you get only when you present the bill to the workshop) and the car in the broken Zustan d for sale. I don’t know how much of the car is still worth. The damage didn’t look sooo bad at all: the door and fenders in the back were heavily pressed and the rear axle was bent, but you could still drive (but had me to be towed by the ADAC as a precaution… ). So that would certainly be a popular “Poland-Vehicle”. What would you do now? And what is legally permitted at all (doesn’t want to commit insurance fraud …) Thank you already!

Hello, I need your help. My wife had an accident with her car. She was not to blame. We bought the car 2 years ago for 14000€ and now he has totally damaged. The expert got the car house where we bought the car. Now we should get 900€. We find that very little, especially when I look at car scout or so I find car with similar mileage and equipment only from 11000€!? What else do we have for possibilities ? 2. Expert ?

Greetings to the round! Last Wednesday I scratched my neighbor’s car and now I don’t really know how to handle it (nerve/insurance technical). On the situation: I wanted to go to football in the evening, get into my car (stands across the road) and buckle up. Look back and notice that a red car comes from the right. So I let it pass and start pushing slowly out and look further to the right, if not another one comes. But I don’t look to the front left, because I’m standing next to a (currently not used driveway) and there’s no car there. But now it happens that the red car is standing there suddenly! And so close that when I turn it out from the back door to the wheelbox, I’m not getting it at all at all and I’m going to go to the football, where I get later news from my wife that our neighbor from the next house reported that I hit him. And I’m supposed to report the next day. So that’s so nice!(?) The next day we met in the morning and I reported the damage to the HUK. He’s also there. He has witnesses. Funny enough, he wanted to go to my parking lot. I’ve already asked a “paint doctor” by mail with pictures, who said it might be like 400-500€. If there’s a lot to polish away, maybe less. Now my questions, I’m in insurance things, especially On the one hand, I feel like I should not have been in the driveway and certainly not so close. Is the insurance company asking for the approach? Does that mean that it also solves something like co-indebtedness? Let him appreciate the damage and wait for what the HUK says at all? Do I really see that this is about the comprehensive (SB 300€) and I have to see if buying back makes sense? The car is an old 4 golf, the neighbor actually quite nice. I don’t know if he would accept the offer from the paint doctor or if he prefers to issue a gold report. What about my damage? Have “only” 5cm wide and 3cm high scratches at the front left of the bumper as well as a color application on my headlight. If I have to pay SB anyway and get upgraded, can I also have the damage regulated immediately if it doesn’t matter in terms of money anyway?

Moin, I have here a not quite everyday constellation…. We have 2 rented parking spaces in front of our house, right behind is a fence and about 50 cm behind the fence stands the pear tree. This has, as usual at this time of year, various fruits in the form of pears hanging on the branches. Unfortunately, obeying gravity these pears fall now also from time to time from the tree and, since we park directly below (must) also on our cars. Now I have already with the owner of the tree versu cht to speak and ask Him to accept the problem… Lapidare Answer “I don’t care what happens to your cars is my property.” Now my question: Who is the contact person for me if something happens or what possibilities do I have to fight against the tree? And no, copper nails take me too long greeting Marcus

Hello, with the short-term identification marks a lot has changed since Spril, so that I somehow don’t see through there or have a mistake in thinking. But maybe you know another possibility for my problem. I bought a car from private. the seller hands me the car off on 01.09. Since the home of the VK is a bit away, I would hate to drive to him again to get the papers…. above all he wants to register the car only on 01.09… I do not understand why I need the vehicle registration number (certificate of approval part I) when I admit to a short-term registration mark, if it is withdrawn there and destroyed…… Above all, you read different information from county to county, which documents is required. Where is the joke for a short-term registration mark for a deregistered car, if no registration certificate part I exists after deregistration anymore? Or where do I do a short-term registration mark for a deregistered car? n Thinking mistake?! And for a registered car I can not make another registration with short-term registration marks? Or not? Or not? Or what? Unfortunately I don’t know anyone who lends me red numbers from Tuesday evening to Wednesday morning. So basically only the papers of the registered car remains to be fetched on 01.09 and then to let them go on Wednesday and then again and then pick it up. Does someone know with it and can explain to me what I now have Achso: the car has Tüv until 08/2017, so that’s not a problem. A copy of the Tüv report is also available to me, but seems to be of no use in my district.

About three or four months ago, my wife touched another car when she was shunting. She exchanged the data with the accident opponent (a driving school) and I reported the damage to the insurance company the same evening. Since then, nothing visible has happened to me, so I asked my insurance company what was the status of things. Answer: The damage has been handed over to a lawyer, but he has not yet taken any further steps. I was told that the victim would have three years to make his demands. Seriously? Three years? Can that be? I mean in time as a causer I would have more than enough time to eliminate all traces of the accident. Apart from that, I want to sell the car in the foreseeable future, what is it then? Don’t get me wrong, I don’t want to press myself against anything, the damage should be settled already, but please promptly. I think that three years will last. It would be nice if someone could bring me light in the dark.

Servus, maybe I can find some helpful advice here in the forum. The following situation: Person XY buys a Fiat Bravo from the used car dealer (100km distance) and finds a strongly moving gear stick on the way home when accelerating in the 5th gear. The car was sold by the dealer as fully functional including the usual 1 year warranty. Person XY reads on the Internet of frequent transmission damage at Fiat Bravo (M32 Opel transmission) and drives to the Fiat contract workshop and there an incoming gear damage is confirmed. After recalling the dealer, this person XY should simply continue driving the car and he sees reparatur needs when the gears fly out. His mechanics would only laugh at him because of a moving gear stick and that is quite normal. How would you proceed? Does he perhaps only try to save himself over the period of the reversal of the evidence? The car is now 4 days in Besit z the person XY. Thank you greeting tapout

Hello dear community, I have already used the Sufu but found nothing suitable for a 50% damage assumption and the expert costs. The following situation: On 02.02.2015 someone drove up in front of a hotel, but the opinion I have pushed up backwards. Unfortunately, statement against statement and me and the opponent are entitled to 50% of the damage from the insurance. I got after some time a letter from the Zurich, in which the 50% takeover confirms As a result, I went to the BMW dealer, but they immediately thought that the damage would be far more than €1500 and therefore I should rather have an expert report prepared, because an estimate also costs money. After telephone agreement with the employee of Zurich, who refused to send it to his own expert. Then I went to the Dekra to have the damage taken up. Repair damage Nice o 1690 € Appraisal costs 320 € in total therefore 2010 €, of which 1005 € (50%) is due to me, but since I have assigned the costs to the Dekra, in my opinion only 845 (1005 € – 160 €) are due to me. However, Zurich only transfers me an amount of 685 € and explains this as follows: The amount of damage according to which only 1690 € (only repair damage) is due to me therefore only 845 €, less the assigned 160 € for the report is now left an amount of 685 € for me, which I can use them for the repair. Lt. Zurich now come to a total cost of 1005 € ( 685 + 320) which they think is correct. I think the calculation of Zurich is chatty, because these do not calculate the total cost of the evaluators, but then pull them off from my share again below. I therefore think they want to push themselves away from the evaluator costs, although you have asked me to submit an estimate. help or maybe I have a mistake in my calculation ?

Hello experts, I am just a little angry about the Württembergische (from now on Wü). The following procedure: In October 2012 I have my T3-Camper (must be done some things, had been logged off) with season registration mark 10-12 “not allowed”, as vehicle lack. About an EVB of the Wü, all cars insured with the Wü, household advice, priv. HP etc. also. Neither me nor my friend has noticed that now for the camper never came a debit for the liability, or the Wü has in the corresponding time I didn’t really miss the police, which came only 8 months later. Our insurance man at the Wü is relatively new at the Wü, but had all the cars in his documents. In March now bad writing, car not insured etc. until the compulsory registration. This took place then on 25.03. The fact doesn’t bother me at first, as said: There have to be some things done. Today is in the mail: invoice and police for the camper. he effect: Penalties to the registration office When the work is done I can not simply drive to the TÜV, legally it would have been fine with the season registration mark also with strongly expired TÜV to get the badge again. By sending the police I have at once the insurance protection retroactively again and stand now with ‘ner deregistered Karre. I feel to say the least verarpiiiiieeept. exist there chances the now arising/generated costs I have already painted the 30.11. in the calendar. Beautiful WE and thanks for tips etc Uwe