Category: KFZ-Versicherung Forum

Hey guys, I sold My 125s about a year ago. At the time you were registered but not really ready to drive. The sale was quite normal. When I looked at my account statement months later, I saw that the insurance fees are still being held (quarterly) So I looked like crazy for the purchase contract but of course not found -.- Was now again with my insurance and they told me to load Then it will be forwarded to the traffic office and the vehicle will be shut down by the foreclosure. Maybe had an experience with it ? and knows what costs to come to me ? and how long this will take until the thing is over ? Because wanted to register a motorcycle again, but only when the thing is created out of the world. Thanks in advance.

it is a question that raised me by another accident with a 323 questions. in the case it is a vehicle, whose first registration is rather “unlike”. “A Mazda 323 F GT BG, which was rolled off the belt at the end of 1992 and which I bought at the beginning of 2006 with mileage 000012 and without forebear for about 19 k€.” (some will know the vehicle of the mt-user possibly ) if now this vehicle would suffer a damage by another traffic participant. or if different to this: self-inflicted total damage at VK in how far does the BJ play a role? or does only the EZ ? on whose basis is the value determined? (the vehicle has full Mazda DE new car guarantee) the combination from 14years between BJ and EZ will not occur SO often with “new cars”. Harry

Vehicle BMW E 36. Accident without fault. Opposite insurance the HUK. Reviewer was commissioned by me. Damage with VAT. = 5200 EUR. Replacement value = 4000 EUR. Remaining value = 850 EUR. HUK paid so far = 3150 EUR ( 4000 – 850 ) car already sold privately for 1500 EUR. Do I still have a claim to usage loss ? Car rental I did not take. According to the reviewer, I have 43,- EUR per day for 14 days. Should therefore still 602 EUR be open ??

Hi guys! A horticultural company dropped a big branch on my car this weekend. The consequences are dents in the roof without paint damage and a dent on the A-pillar with paint rack. The woman of the company says the insurance wants to settle this without expert report, if the damage is less than 1500-2000€. So I should have to make a workshop and a cost estimate and 2-3 pictures and get another questionnaire. So, my car is a 92er Scirocco GT2, value I would on could be a total economic damage. However, this could only be determined with expert reports, right? If this is only done with a cost estimate, can I get the coal or MUST I have it repaired? In case of total damage, I get the money paid out. Should I get involved or rather get an expert report done? Thank you for your help! I will first go to the next VW workshop and ask you about it.

Hello. My wife is supposed to be involved in an accident with a driver’s flight, stupidly she actually had an accident this day, however, is already arranged with the insurance! The anzen Hergang I once inserted! As of today: on our initiative my wife could now make the witness statement with the police, who knows how long this would have taken!!! The accident opponents have already reported the damage to my insurance, completely to the Astonish the police! My insurance has rejected the claim for damages! It is a damage of 2800 euros, there should also be a damage on our car. Now we wait for the reaction of the prosecutor regarding the driver’s flight before I turn on a lawyer! The reception policeman may not say anything about it, but gave us to understand that my wife can not be involved at all! The witness statements also do not quite agree! So now to my question: if the attorney’s office stops the proceedings, how can I proceed? I don’t see that we are being charged with what here and we have all the running and costing!

Servus! I really need a piece of advice from someone who knows something like that. The following situation: My dad had an accident, debt. Car: 5 gulf (Navi, Climatonic, seath. everything in it). Damage see picture left side broken. Attention now the opinion of the expert: replacement value (value before damage): 10700Euro repair costs: 10800Euro and now the hammer, residual value 6250Euro!!!!!! I would say this is such a trick! a no possibility except to give the car of the insurance and to take the 10700Euro! Less the VAT….. Can you have the car repaired on insurance costs despite the repair is expensive than the WBW? Thank you for your help!! In the appendix a picture of the damage…..

Hello, had an accident today. Unfortunately, I hit someone who overtook me shortly before, is on my trail (2 lanes federal road) and then slowed down to get to the right of the bend lane. Could not stop completely and I am pure. I have a witness and he also confirms that I am innocent. Police say the same, because the opponent practically cut me and I could not have done anything to avoid the accident. The opponent understands zero German and his colleagues (all in all with driver 4 people) are only bad. Are Poles or Russians. Have also only stupid stuff lad and was not really sensible. Opponents rejected warning money and now it comes to court. Now to my problem. Car is insured VK. My insurance meant, if I have now repaired, that must pay my VK, so the 500 € SB and I will be upgraded from next year. Normal I would be SF 4 from 1.1. and that will then be SF 1. I w w If I were not to be responsible, I would be reimbursed for the costs paid and then then downgraded accordingly. Option would be to wait until the matter is decided and then to have it done, but that would probably take months. Will I now only be upgraded in the UK for the damage if I have repaired, or also in liability? What are the chances in court if the police and the witness confirm my view that I am innocent? ? Although I was driven up, but I was not able to stop in the situation. How long can such a procedure take?

Hello, my car was damaged, side window was broken back and paint damage. I’m going to the workshop the next day, cost estimate and sent to the insurance company with request for payment. After 14 days came the money and I immediately had the disk repaired. Now the KRAVAG wants to pay only one day of usage loss because the repair took only 1 day. I did not use the car but 2 weeks. First I wanted to make sure that the insurance the costs so accepted or possibly determined an expert. Second, I had to leave the car in the workshop, so no disk can be locked and also no longer usable in public transport. Do I claim to be in use for the whole time? Who has experience ?

Hello guys, exactly one month ago (the night from 02.07 to 03.07) my car was tried to steal. The burglars broke through the lock on the driver’s side into the car and tried to crack the ignition lock, which fortunately you did not succeed. Now to the actual problem: On 03.07. my car was towed, because the ignition lock is “overturned”, so I can neither start the car nor move. Since 03.07. my car is at a Ford workshop in d I have not received any information until today when the car will be finished. Statement from the car dealership was always: “Parts are ordered but when they will come and be installed is still unclear.” Now to my actual question: I would like to claim a use loss with my insurance, since I have to come to work for more than a month (bus/train). I have already read that in case of a complete theft of the vehicle gs no use failure is granted. Do I have in my case a chance to get usage failure from my insurance, because I am not responsible for the accident myself and yes also the use will exist. Or will it fail that the offender is not known and therefore my insurance will refuse the use failure? I have a comprehensive insurance with car protection letter at the VGH. Data about my car Skoda Octavia BJ 2008 105PS Diesel approx. Such amount can I get usage loss from my insurance company?

Hello together, yesterday I had to find out unfortunately that the locking cylinder was drilled out of the driver’s door and pulled out completely. In the process, the painted handle cover was probably torn off with a tool, whereby the door around the door handle has several dents and scratched. The culprit took the handle cover and the locking cylinder with him, but did not enter the interior, which is why there is nothing missing or damaged. The case has been reported to the police and is led there under “tested car theft”. According to vandalism this does not look like at least – for fun nobody will drill the door lock. The car is fully insured, but I would prefer a settlement over the partial cascade because of the missing upgrading and the lower excess. It was, of course, up to the handle plate and the locking cylinder. The damage is estimated at 2000-250€ with the replacement of the locks, the door handle and the removal of the paint defects. The damage is not to be taken away in the vehicle – is this nevertheless a case for the partial cascade, or do I have to bite in the sour apple and take advantage of the complete?