Category: KFZ-Versicherung Forum

Hello… I hope one can calm me down here 🙁 Owns a beautiful BMW E92 Coupe – year 2008 in an absolute full equipment in Spacegrey. I LOVE MY AUTO… Yesterday after I got some A….. :-)( my car completely destroyed. Vandalism damage all over the car. The whole car is scratched. (low) – disk smashed. Besides, my Navi Proffesional was stolen, cable was cut off of course… I was happy to be full as well as partial cascade but I bought the car for 22000 euro, the car has to be completely painted, of course I want to have it done in a SUPER paint shop so that it looks like before… I could howl. How do I connect my navi again? The cables are through if then I have to make it with luster clamps, otherwise it has to be re-placed, otherwise it would be nciht more original? Am there quite pingy… The fear that the versi I have not paid, is my first harm in 8 years only what would cost me all that if I wanted to make all SUPER. So how much would the expert calculate then ? Calculate the evaluators the so that I let it make as cheap as possible ? Please someone can calm me here a little ?

HALLO TO ALL MOTOR TALKER I WANT TO KNOW HOW IT SHOULD BE ENSURED IN AN INTRODUCTION AND WHEN THE FIRST STEPS MAY BE MAKEN. THE EVERYTHING SHOULD BE PASSENGER. THE EVERYTHING COMPLETE KAPOTT AUTORADIO WHET NATURAL RIGHTS BEFORE THERE ARE CYLINDERS INTO ACCOUNT LEATHER JACK WEG USB STICK AS A WOOD AND CRATER IN THE CAR’S INNOVATION. I HAVE GIVEN THE POLICE AS A REQUIREMENT AND AS A REQUEST OF INSURANCE. RINNE AND WHAT IS EMPLOYED? I HAD EVERYTHING SELECTED AS E.g. : AUTORADIO WITH USBSTICK LEDERJACK HEADING SUPPORTS BETWEEN 2 STUDY . I WOULD ALWAYS BE COMPLETED AS A FORMAL PER POST AND WILL BE RETURNED AND AT LIKE TIME THE DAME TO ME THE LEDERJACCE WILL NOT BE EVERYTHING THE USB STICK . NOW QUESTION I WANT TO BE CONTINUE TO SELECTED TO ME EVERYTHING EVERYTHING EVERYTHING EVERYTHING EVERYTHING , AND WHAT I SHOULD HAVE TO DO NOW EVERYTHING TO WORK EVERYTHING EVERYTHING EVERYTHING EVERYTHING EVERYTHING EVERYTHING , I WANT TO KNOW NOW IF A ME CAN SAY WHAT TO MAKE AS THE NEXT STEPS? How, for example, WHEN THE GROUND OF THE GUTAHCTEER COMES? CAN I EXCLUDE SELVER? AND HOW WHEN WILL THE BOY BE CALCULATED? TO ALL MOTOR TALKER

Hello, I want to buy a car and insure it with a Hafpflicht… A rough picture I made myself via an online insurance computer, and it comes when I compare with friends about… Approx.250€ per year for a BMW E36 328i Coupé I am at 240% If you are looking at the more expensive insurances, however; they also like to charge 10 thousand per jar! And with totaling even 15,000€ (car value= 4000€) Due to these extreme price differences, between no-na and more expensive insurance, I ask myself, of course, how can I take the favorable 2,500€ as a guideline? Are these data pi times thumbs reliable… so on the 1-200€… Or otherwise asked: are 250€/year relistic for a 328i (200hp) or do insurance calculators give out any low number, which then acts as an advertisement? Thank you!

My wife and I have been driving “without a self-inflicted accident” car for over 25 years. – But we couldn’t prevent it from getting involved several times in accidents. – Each time I first turned to the opposing embezzlement and did everything possible for myself to get “without financial damage” to a degree. – The opposing insurance never went into my (our) demands. – I always had to take a lawyer to help and always it cost the Versi – Now it has happened again, damage, close 5000 Eu. I made an appointment with an attorney and then received a questionnaire from the opposing verse. – Since I already had the appointment, however, I have handed the case over to the lawyer, now I ask myself, do I have to pay the lawyer myself ?? What is grateful for the answer?

Hello, I bought a used older vehicle at the beginning of the year and insured on me as a second car. My son had a self-inflicted car accident with opponents. Both vehicles total damage. Insurance took over the damage, son got his punishment. Now I want to buy a new vehicle and am not sure if I have to report the accident with my new insurance. I did not do the damage. I want to get a new vehicle at an On My son will of course drive the vehicle as well. I have to state the accident. My son is 19 and has already driven with 17. Maybe someone knows each other?

Moin, I’ve always been the loyal customer who stayed with an insurance company (currently ADAC). But with electricity and telephone I notice more and more that you can save quite a lot of coal by frequently changing. So the question: Does it have any disadvantages if you change the car insurance often? If you make a price comparison, there are some worlds between them. Also consider the insurance with the Audi bank, since the apparently good discounts work on whom n one through which also financed… How do you do that? Simply the cheapest offers at the price comparison (the frame conditions can usually already be entered by now)

Hello, after an economic total damage my car was put into a residual value exchange, the offers were very different, but moved almost all within a certain framework, however an offer was about 4000, EUR higher, which actually does not make any sense or but the dealer has already had various parts in stock. Now I have heard that the expert can also reject the first offer, is this true and if so under what conditions? My second question would be, that for example 10 offers are at 4000,- EUR and one only at 8000,- EUR, is this one offer then really representative ? In my case times concrete figures: WBW: 10,000,- EUR residual value 8x 3000-4000,- EUR offered, 1x 8000,- EUR damage is over 11.000,- EUR Thank you

Hello forum, the topic has already been dealt with exhaustively, but here is a new case constellation: I was on the way to the car dealership. Purchase contract for new vehicle signed, my “old ones” wanted to take me in payment for 1,800 EUR. This was handwritten at “others” on the purchase contract. On the return trip from the car dealership I came into a hail shower. The dents are not deep, but numerous: roof, bonnet, roof bars, doors, and the front window has louder I am partially insured and have reported the damage the next day of my insurance. They send an expert (for a collective inspection). I honestly also called in the car dealership, who actually wanted to take my vehicle into payment. Of course, they don’t take it anymore, even if I have the damage repaired (if that is possible at all, because of the probably low level of damage). So I would choose the fictitious bill and not have the car repaired. After what I have read here, the insurance company will probably pay off replacement minus residual value anyway. Here are my questions: 1. Can I sell the car at all? I have read, you can only fictitiously settle if you use the car after 6 months. But I wanted to sell it anyway, regardless of the damage… And the new guy is definitely on the road. And soon there. I can’t “shift” that anymore. 2. Or should I not allow the new one to go home yet, and still drive the old one until the deadline is around? 3. If the insurance presents a residual value of x EUR, and because of me the buyer XY, I can then take the insurance into the “obligation” according to the motto: If you have determined a residual value, then take the car with you! If the insurance then takes care of the contact, collection, Cash payment? Or is that my job (and my risk, if there is such a “half-seat” coming)? I hope that with the insurance payment and the remaining value, I will at least come to the original payment offer from the beginning of the text. Or would that not work for some reason as I imagine, since the car should be sold? Thank you for your tips Katja26

We have in our household 2 cars with two insurances – both separate, however with the same insurance – one runs on me, the other on my girlfriend. We are in the insurance of the other but each as additional driver because we change the vehicles quite well. I wonder just what happens if we have a self-inflicted accident. Let’s assume that I drive against a wall with her car (or vice versa) – that would now be over her vehicle. And what if I drive a strange vehicle? For example, an acquaintance buys a new car and I would like to try it out and then something happens (or I let someone else drive my car). After we have limited the driver circle in the insurance, I can not let anyone drive, even for 1-2km to test the car. Nevertheless, the driver is still liable for damage. ? Would something like this be covered by private liability? Probably there is already this question, but I could not define a unique search term to filter it out in the forum. Therefore, I am grateful for answers.

Hey community, I have a question about the insurances. If you take out an insurance, do you take it personally or on the car? For example, should I drive the car from my buddy or my grandmother, or do you have to take out an extra insurance for it? Because some tell me so and others so…?! My buddy thinks that it is related to the car and that with all insurances. Say everyone should drive every car… MfG and thank you