Category: KFZ-Versicherung Forum

Hello, my insurance DEVK General has terminated the contract because the application came in too late. The insurance runs over my father and he was not home for 2 weeks because of his work. Because of that 1 week before the deadline expired, called there and explained it to them. But they could not really help me either and said that I should just leave it as soon as possible. However, since I need my father’s signature, I could not get in for 1-2 days. and now they have quit. I have also written an email and explained everything but have not received an answer yet. Since the insurance company just quits, I think it will be hard to find a new insurance. Actually, I only know such a thing with people who don’t pay. Do you think if I explain everything to the new insurance company, they will understand or if for such a reason the contract has been terminated it will not be difficult a new insurance company My father is the owner of the vehicle and the policyholder. Is it possible to register the new insurance on my mother so I don’t have to mention that the old insurance has quit? My next question would be how to find the cheapest insurance. Unfortunately, not all insurance companies are listed on the comparison portals. Thank you for your help.

Hello, my daughter has been involved in a car accident with my car. She drove the car over a closed line to the opposite lane, probably to turn (she has no memory any more), the vehicle behind her was set to overtake at the same time and also ran over the closed line (1st statement to the police). In a second hearing the driver of the opposite side stated that the car in front of him slowed down, d he drove the car to the left and he wanted to avoid my daughter, but it didn’t work out. How can you avoid it, if before one of the cars goes out to the left, he would have just gone straight ahead wouldn’t have happened. Since the track is known as a race track, I assume that my daughter has become so slow that he has simply set to overtake. So in my opinion both are to blame for the accident. The overtaking car has my daughter’s car v The investigation against my daughter was suspended in the meantime. There was no penalty procedure. Due to a threat of legal action, my daughter’s insurance suddenly took over the damage of the opponent in full. On request of my lawyer, whether the damage of her own in the insurance of the opponent can now be claimed, he said, “d If you don’t, then you have to complain and whether this pays for your accident insurance (HUK = liability and legal protection insurance) can be doubted. Have you already transferred your own share of the legal protection insurance to me?” Somehow I feel overwhelmed. My daughter is now healthy, that’s the most important thing. Can someone tell me if there are any claims to the accident opponent’s insurance in this situation that are still successful at all? I don’t trust my lawyer anymore. I’m also annoyed now that I took him at all on the recommendation of my legal protection insurance. Can someone help me or give me tips? Thank you in advance.

Hello all, I had a self-inflicted accident with economic total damage. Can I still have the car repaired and get the actual repair costs refunded by the insurance up to a maximum of the WBW, i.e. 5,900 EUR (excerpt from the insurance conditions at the end)??? Since the repair costs are only minimally above the WBW I am sure to get the repair costs below the WBW only through cheaper hourly rates in another workshop n. Here are the data on car and insurance:all-inclusive insurance Golf V GT (170 hp), 2006Repair costs: 5,200 EUR without VAT 6,200 EUR with VATWWW: 5,900 EUR with VATResidual value: 2,350 EUR without VAT 2,800 EUR with VATThanks for the help, eurostar89A.2.6 What do we pay for total damage, destruction or loss? A.2.6.1 In the case of total damage, destruction or loss of the vehicle, we pay the replacement value with deduction of an existing residual value of the vehicle. If the vehicle is damaged, we will pay the costs necessary for the repair up to the following limits: a If the vehicle is repaired completely and professionally, we will pay the necessary costs up to the level of the replacement value according to A.2.6, if you prove this to us by an invoice or if an expert commissioned by us has the complete and professional repair If this proof or confirmation is missing, we will pay according to A.2.7.1 b. b If the vehicle is not repaired completely or not professionally, we will pay the necessary costs of a complete repair up to the amount of the replacement value reduced by the residual value (see A.2.6.6 and A.2.6.7).

Hello forum, it’s certainly a standard situation – but it hasn’t happened to me yet: I am, or my car has been hit today. I sat in it, the other one hit me. Who’s fault is clear to both. Now I took a photo of the bump, one of his ID card and one of his vehicle license. Then the boy called his mother, who heard the car and did not reach it. He left a phone number and I let him drive away and notified him. e me later. I do that immediately and assume that he must report the damage of his insurance as a harmer or the holder. What do I do? Nothing else to wait, right? The insurance of the holder must approach me? How is my damage judged now? Does this tell me the insurance of the accident opponent or do I drive myself to be a friendly and let me make a KVA for regulation? thank you for tips and gruss, heinetz ps. my car is 15 years old and I do not intend to to have the bump repaired at VW, but will either do it yourself or not at all. However, if an insurance for the damage occurs, of course I would like to be compensated by it as well as possible. That is, the damage should be paid and not the actual incurred costs for the regulation. Do I, for example, claim to a rental car or the value of a rental car if I do not bring my car into the workshop at all?

Hello, I’ve already read some similar cases here, but I’m not really sure yet what insurance could come up for this damage. My wife wanted to get into a strange (of friends) car on the weekend. When the door was opened there was a very heavy wind shock and the door was torn out of her hand. She then bounced against another (of other friends) car and caused a bump and a paint damage. At the car of the opened door is Should this still be reported with? As far as I could read this out, I could have a very good chance to run this over the PHV because it is not owned by either of the two cars. Is that correct? Or is it as soon as the wind comes into play automatically a partial cascade damage? If so from which car insurance? I hope you can help me here. Thank you very much in advance!

Hello, a friend of mine went for New Year’s Eve to a family to celebrate New Year’s Eve and parked his car on the road and when he wanted to go home later the car was scratched all around and I mean really all around and the headlights are also scratched now the question takes over the all-round so what? and if yes what would cost a painting? Thanks in advance Mfg Ah yes it’s a BMW 7″er F01 Bj 2012

Hi guys, I have a short question, because an absolute stupidity has happened to me. I quit my old car insurance on June 1st (that is yesterday). So far so good, now was in the time after (the last two weeks) so much around the ears, that I just honestly planned to complete a new one, even though I had already picked everything out, etc… I noticed this today, of course I caught up with everything immediately and from today I am again motorized insurance. Of course, the question now revolves around yesterday’s day when my car was not insured. I am not dangerous, so nothing happened. But what about the authority? Does the competent car authority report me to the prosecutor’s office for this one day and I get an ad, or how does it work? I mean, I don’t get in jail because of such a negligent story that revolves around one day, it’s clear, but I don’t have any lus either. t on the related fine (I am aware of the legal situation). What does this look like? Experiences with it? Do you think that one day will be turned under the table or will I be delivered to the gallows right away? A realistic assessment would be very nice. Many greetings, B. PS: That the monumental was stupid and could easily have been avoided is absolutely clear to me. So please don’t tell me that again.

Hello guys, I want to warn you all about the AllSecur insurance. When I sold my car, I spent some time abroad. I was free of harm for more than 15 years. In order to make my insurance abroad cheap, my last car insurance policy required a letter with the current damage-free class. My email to AllSecur remained unanswered. A letter too. Calls are ignored. My login has also been turned off. It’s incredible! Now I have to pay almost twice as much insurance abroad, because AllSecur does not answer 1x. This insurance now costs me several hundred euros – it is the biggest shame that I have experienced in the last 15 years!

Hello, someone drove me up Friday and I asked a few questions : First of all the facts : Dangers on the highway, and then traffic jam occurred, so the Fzg before with braked and I also (somewhat stronger, but no full braking or similar) came to stand – distance to the front about 10 meters – warning flashing light was already there I had seen the traffic jam is. About 1 minute later someone hit me because his Fzg had no ABS and blocked (his statement) . This happened at a corresponding speed (so guessed so 30km/h – 60km/h) and has pushed me up to the other, so that I touched the bumper slightly from the front man and maybe a very minimal scratch was created. (Not seen, with me no damage, with the front man also no visible damage, so it has also the police noted) The police asked us nothing but only pieces of paper where we should exchange our data, because they want to that we get off the highway quickly. Jetz my question, if the one in front of me should have something (damage) pays the insurance of the vehicle driving me up,or ? (I don’t see it at all that my Volkasko goes up, because in no way a co-indebted/indebted meets me because I had enough of a distance and also duly warning light) I was in the emergency room yesterday evening and was ruffled, etc., but they don’t issue a medical certificate but s I was supposed to contact the family doctor on Monday. How does that go on ? Could you give me n some tips about how to run, what kind of claims I can make (costs,pain money, lawyer technical) etc.. I have unfortunately never experienced such a thing and am at a loss. I have not talked to any party yet and also with no insurance. What about my car this is ever an accident vehicle ? expert opinion ? Maybe also a few basic judgments or things that would help me since I I am not covered by legal protection and cannot afford a lawyer. Thank you very much

Good day!!! Then I put my question here again… To the facts: had a wild accident with my e36, but did not get the cattle frontal. that is, there is no dead proof. sounds macabre, but is so! I ended up in the ditch because of this accident and the cattle was gone. now I indicated at my insurance – partkasko/9000km in the year – everything is nice and good. but it has become more…40000km… now comes a good time and the whole pipapo… car is now standing inside workshop with a colleague of mine. I don’t even know if I have hair from the wild on the car. quasi as proof…before I forget, my question: do I have to pay back with my insurance or can it happen that the harm does not take over?? already because there are no wild hairs as proof, let alone a whole deer…but only a scraped bmw…