Category: KFZ-Versicherung Forum

  • Car rental costs

    Hello, I had an accident 10 days ago, someone hit me at a red light at the back. Economic total damage. Debt question is clarified. My question is . I return the rental car on Monday, do I have to pay the cost myself first? Or can I say they pay off with insurance ? Did the car rent itself on the day of the accident. I believe they demand payment by EC or credit card. Since this is a relatively high sum, I am afraid that the car will be I’ll wait until the verse returns it to me.

  • What to do after an accident without fault?

    Hey.. on Friday night a bus drove me into my car.. (Luckily.. Tüv would have expired in August and wanted to sell it anyway..) Is en Ford Escord ’96 and theoretically (hopefully) en economic total damage. Front front of the bonnet dented, headlights broken and bumper torn off. The big question now.. what to do…? The police meant to call the insurance company and clarify how to handle this with the cost estimate or report.. From my insurance (friend of my dad) I let myself be told that I should go directly to a lawyer on Monday and that all this has to be clarified and the opposing insurance has to pay that. I could also choose the expert freely without agreement. And then I have a question about a rental car. If it is also up to me to pay, probably also the other insurance, only the question is whether this is “remunerated”. I heard that you give up a rental car a day also still Does anyone know how to do what when how where? MfG

  • Car percent transferable?!

    Aloha I know that insurance percentages are transferable within relatives 1. Greades, but also in my case? We bought a second car and closed off a second car insurance at AllSecur. This insurance runs since 09 June 2011 on father (namely) in county A. I the son live in county B and drive with the registration number of county A through the area (otherwise nobody drives by car). In the insurance contract is only the birth year of the jün In addition, it says that the car is driven by the policyholder (i.e. my father) as well as by “people living in the home community”. Now I don’t live in a home with him. Live somewhere else. Can you still transfer the percentages to my name if it is within 1-2 years and I can pay for the insurance? I made the driver’s license in 2007, drive Since then, accident-free.

  • You should boycott price comparisons!

    Almost everyone compares the prices of the car insurance with a price comparison. What the least should know is that the price comparison after conclusion of the contract receives a significant proportion – on average 80,- Euro!! – of the insurance sum.http://www.stern.de/…/…insurer-attacken-im-web-1711443.html In my opinion this is a far too high sum. 5 or 10 Euro would be more than enough. The operators of the price comparison could thus in Saus and Braus until the end of life. With the vast amount of insurance contracts that are concluded after such an insurance comparison, immense sums of tens of millions of euros will end up in the price comparison of your hard-earned money! Ultimately, this means that I may pay 400 euros insurance, although it would have to be only 320 euros without price comparison. Such a depraved business practice is hard to imagine in normal life. the fastest way to the station asks, and he says that he would like to have ten euros for the information. Or the guy who always throws the REAL advertising into the mailbox, knocks at my door at some point, and asks ten euros because I have saved a lot of money by giving him REAL-Schäppchentips. Also sad about the whole story is that if you do the work, and ask for individual offers with all the insurers, no cheaper offer will be found. The insurers must in the contract with the price comparison portals guarantee that the same service may not be offered cheaper when entering directly via the insurance homepage. ! The logical consequence is that if everyone boycotts the price comparison, it must become cheaper at some point !

  • Hail damage – Can your own reviewer be commissioned?

    Hello together, first of all: I’ve already been looking for it, but I didn’t really find anything to do with it. The day before yesterday it was a big hit, now I had the time to look at the car extensively. In the area of the front bonnet it has a lot of small impacts, where the paint is already off. On the roof not so many, but even deeper or bigger ones. I will now call the insurance company and report the damage. My question: Do I have to accept an expert of the insurance or can i And do I have to pay for it myself? Thank you very much!

  • Parkrempler trailer coupling

    Hello everyone! Here’s the thing, last Friday the neighbor rolled me with his car against my parked vehicle because he wisely didn’t pull the handbrake. You can see the result in the photo. The police also took the damage, the workshop estimated the damage at 400-500 euros. The grandpa still got 25 euros fine, because of not securing the vehicle. So, well: since this morning the dent is almost completely out again. Spontaneous self-healing? n claim from the opposing insurance? Even if the damage is not so visible anymore, behind it must still have caused almost 1500 kg car damage from the beginning. The insurance wants to send an expert, not that he then begins to laugh and I have the nerve, because of this senile old grandpa thanks you!

  • Leg parked from behind with approx. 70 kmh have been rammed

    Hello I just went for a walk with my 8 mon old daughter and wanted to park at the edge of the road.At the parking I didn’t want to scratch the curb with my rim (who wants that already) and put a small piece back,and then again 1 walk exactly where I wanted to drive in one with about 60-70 kmh in the back into the corner unbreathed well noticed.Who is now the guilty me or the other.Every normal person sees me from 50 meters that I half on the road but he doesn’t see —

  • Rides with unstamped registration plates…

    Moin… Once to the insurance professionals. Even if it is difficult, please not half-truths. For this the topic is too serious: rides with unstamped registration plates are so clear. Only in the same or neighboring circle, direct way, previous registration plates must be mounted, all papers including double card on the man in the vehicle. Well, my case, question what is possible (or not): Case 1: Does the journey also apply on the direct way with the approximately previously mounted and meanwhile abla Case 2: Or can you mount the existing future registration plates (as the end-of-life vehicle is remarked) for the direct route, although the new driving licence will only carry the registration plates for the first time after the re-registration? I think at least case 2 is to be rejected. But who knows what safe? Greetings and many thanks already for the help Totti

  • Heck wiper torn down by wash road. Does the operator have to stick?

    Hello, my friend was yesterday with her Ibiza in the wash road. After the wash she fell on that the tail wiper (artificial arm broken and joint damaged) was completely torn down and was only hanging on the spring. (Wisher was in exit position) Of course she reported the damage immediately. However, since the boss was not there, she could not be given precise information about the liability for the damage. Today came the call because the operator is not liable. According to some researches in the Net, but I found out that according to various court rulings one has to find a damage-free KFz after a washing process I get a liability lock for not unscrewed antennas, but nevertheless not with a rear wiper. Just wanted to make me smart as it looks before I dance there today….

  • Victims only report after one year

    Hello everyone, I would like to get some information. A year or half a year ago I had a small crash in which only the license plate had bent at that time. That’s all it was, as far as I can remember. I gave her my insurance number but the damaged did not report. So and now out of the blue she is reporting at once and wants to claim a damage. Is that possible at all? My problem is that I still have the car I have changed insurance since I sold the old car and bought a new one. How should I proceed now? The injured person now wants to have an expert take on the damage, is that at all legal too casual after half a year?