Category: KFZ-Versicherung Forum

@ Hello, I’m looking for a car.- Insurance Liability with TK SB €150. There are cheap providers or direct providers but there are no certain services.That’s why the price is not so important if the services are right then also a few Eurononnen more will be paid. What I want. 1.) Discount saver or protection nix happens in case of an accident in the first year. 2.) International damage protection which also happens in Turkey (completely my so European and Asian part of Turkey )v 3.)Partial cascade which includes very good services My data for insurance: Manufacturer number: 0708 Type number: 439 SF 16 driving in the year approx. 20000 tkm plus minus only is driven almost only over me Age 32 verh. 2 children both under age. I thank you in advance! Mfg Senderos

Hello, I have the following problem. I would like to introduce a vehicle to Belgium, which I bought privately in Germany. The person I bought the vehicle from did not register this vehicle. Therefore, on the vehicle letter is still the previous owner who leased the vehicle. The Belgian customs authorities must receive proof that VAT has been paid for this vehicle in Germany. no information about this vehicle. The customs has informed me as a possibility to allow the vehicle in Germany so that a private person is registered in the vehicle letter and the vehicle is then no longer subject to VAT as a “right” private purchase. Can anyone give me information about whether a new vehicle letter is issued on the authorised person when applying for a short-term registration mark? Anyone sees another possibility- possible seasonal registration,… and what costs Thank you so much for your efforts, Greetings Toto.

Hello, at the beginning of December I had an accident caused by me. I reported my liability insurance. Until the recalculation of the SFR I did not hear anything from my insurance company or from the opponent of the accident. Now I received a letter from an expert who presented himself as an expert ordered by the opponent of the accident and informed that only € 680 of the costs of the expert were transferred by my insurance company. was “valued” as an “unfounded excuse” and therefore you now demand the balance of 120 € + 50 € additionally incurred processing costs now directly from me and I should apply for reimbursement directly to my insurance. What wurmt me about the thing: 1. An invoice / composition of the costs is not before me 2. The “unfounded excuse” was not carried out further I do not want the accident opponent to remain at any cost but I ask myself , whether it is wise to pay the claim itself here. Of course I will try to ask the “unfounded excuse” of my insurance and get further advice there but is this procedure in some way justified? Why do I have a liability insurance insurance if in the case of damage not all costs are reimbursed to the accident opponent? Bzw. doesn’t the expert have to argue with the insurance?

Good day, short of the facts: In August 2006 for the first time a second car was registered on me. In August 2009 changed to Huk 24 (Annunciation at the previous verifier was only possible on this date, since it does not have to be billed / terminated on the reporting date) and at the beginning of 2012 to German Internet insurance. The second car is consistently registered on me and has not caused any damage yet. Now the Huk24 informs the current insurance, for 2012 the SF-Class 2 for the Zw This is not apparent anywhere in the insurance terms, nor is it apparent to the policyholder, since the car was classified in 2009 in SF4, because of the first car in SF 20 (which is still free of damage). My question now, what can I do? On what legal basis is the classification in SF-classes or is the purely wilable Abbreviated? Greetings to Aligan

Hello! I’m afraid that this question has been asked several times, but I couldn’t find a suitable topic for it so far. So I apologise earlier for my search expertise This morning I found out that an elongated scratch on the rear fender was created.The paint has burst off in one place and the scratch pulls about 20 cm. I’m pretty sure that it was created in the New Year’s Eve, because the scratch with a white S If I understood the insurance conditions correctly, the partial cassock occurs for such damages. I simply reported the damage and sent pictures of it there. I would be interested in the following: how does the insurance assess whether the damage was really caused by a fireworks body? It could also be a parking rempler. I type that painting in a contract workshop with everything around it. Does the insurance in case of such minor damage check at all how the scratch came about? An expert would have to get there. So is it to be expected that the insurance will wink through the damage without a closer examination, or will it turn on an expert? I would be the same, I just care what the procedure is like. Thanks and a lot of greetings

First of all I have to say that I found no answer in the FAQ!!! I am 20 years old and have been insured as a second car on my mother since 17.10.2006, have now 80%. Have the vehicle also registered on my mother because it is biller. But I am the owner of the vehicle!!! Do you tell me when and how best to take over the percentages of my mother? Have read in the FAQ that I can only take over the damage-free years as long as I can my Fueh 1.Can I easily take over the percentages at all? 2.What about the percentages? 3. When should I do it best? 4. A buddy of mine said that his insurance didn’t want to overwrite him the percentages of his father because he doesn’t live with them anymore!!! Is that also a criterion? Please answer only if you know about it, thank you in advance

Hello together, by my friend the son man has unnoticed minimally striped another vehicle. After he arrived at home, the police was already there, which was called by passers-by who observed the accident. Meanwhile, the victim in a free workshop had a cost estimate for the so-called “damage” made in the amount of say and write 550.- Euro on the bumper of a 2001er Seat Ibiza. On the vehicle of my friend however is not We don’t believe the free workshop’s estimate in any way. Is there a legal possibility that I might ask for a second estimate from a workshop I know or have set up in order to have a comparison??? Or do I have to accept this estimate??? I would be happy about every information. Greetings Colibri

Hello, I have insured at the HUK24 a BMW convertible with VK (1000 Euro SB) and TK (150 Euro SB) with SF 22 for 550 Euro annual fee (invoice for 2009). Now for comparison exactly the same data that my contract has entered into the online offer invoice of HUK24 and as a result receives an annual fee of 423 Euro. That is at least over 20% less. Does any of you have an explanation? I have requested the HUK accordingly, but no answer yet.

Hello, I am still quite new here, but this forum is very great (that’s why I also registered) So, I am currently 17, but I will be 18 in March. I would like to buy a car that should be used as a beginner car. I have to say clearly here that a car is a useful item for me and therefore I don’t want to have any tuning stuff or anything, even scratches or something (they are not alzu pronounced) do not bother me. I had to a Opel Corsa, Ford Crown Victoria ( can get a relatively cheap answer) or something else. I got information once and looked on the Internet, so I know that the taxes would probably be the cheapest…so I can count around 200-350€ a year. But the insurance will have it in itself I think, although I have friends who pay as a beginner around 60€ a month, is that normal? How much will a car (about 70hp) cost me when we have registered it as a second car? I could also use my parents’ car now which could say, is only insured if the driver is at least 23 years old, besides, I have the “noble” option to save money as a beginner, e.g. register the car with the grandma as a second car to get in with less percent? (if this is possible, I don’t know about it).I am very grateful for suggestions.

Hello have a car with partial cascade and 150€ self-participation. He is registered as a garage vehicle with the insurance. Now come, my vehicle was broken in at the weekend at my door. The driver’s disc went to break the radio, the sun blinds with LCD monitor and ABEs for the vehicle were stolen.A damage according to opinion 500€ Reperatur plus 900€ stolen goods. The insurance does not pay 140€ minus self-partions no she pays only 550€ for the damage. It is no Wi You justify it with the vehicle was not as insured in the garad but at my door. Can I not even park the vehicle for one night outside .?! Without which my insurance cover is reduced by 50%. Funny is only once had a doll hail damage on the vehicle there you have paid everything minus self-payments. Would nevertheless the same then apply or not. Sometimes so please help. MFG Freak For Two