Category: KFZ-Versicherung Forum

Hello guys, I have a problem, 3 months ago I got in the parking garage a pretty heavy paint damage on my new polo (:-((() when parking on a wall – I didn’t report it to the insurance because I wanted to see if I found someone who painted it cheaply and exulted it to me, but I found out that the damage is over 1000 euros…now I turned on my insurance, and didn’t say that it happened three months ago is–does you think I can just say it happened last week??? I was back in the parking garage last week–it can’t prove to me that the damage happened 3 months ago and not last week, right? Or is there the possibility that I was filmed with the video surveillance? Parking garages are being monitored, right? There it could be that if I told the insurance company it happened last week…????? I know it’s cheating to lie But I didn’t know that I should have reported the damage right away…I’m of course afraid that Volkasko won’t pay because I reported it too late…. what do you think I should do? Do I even have a chance that the insurance still pays for it?

Hello. I hope I have placed the question right here. I am 31 years old, male and have owned the rag B since 2004. Since then I have never owned a car. Since I am a spar fox and I don’t have much money available, cars are not a passion for me, but only means of passenger transport, I want to get an overview of vehicles that can be insured as cheaply as possible. I have unfortunately no one in the family about which I am a car as a second car. can you call me a few soap boxes that are to be insured cheaply and do not otherwise have “mistakes in all parts”? as needed as possible, as cheap as possible in the purchase, with low maintenance and follow-up costs, and reasonably insurable? is there something like this?

Servus, I was with two buddies in town the other day, because it was very hot that day, we opened the windows, but somehow I didn’t drive my window down and somehow put my arm on it. When we wanted to go shopping for a little bit the shock, I had unconsciously pushed the window down so that the window lifter didn’t hold any more handle and the window in the door. Now the window lifter was exchanged in a workshop and everything funktio Now my question: Who pays for the damage? Do I have to pay for it myself, or does my insurance pay for it? Didn’t I deliberately push the window down…. with kind regards, Andreas

We had a breakdown in Serbia And we were towed from ADAC to a factory town And couldn’t be repaired ADAC Volte have a confirmation that the car is not repaired in 3 days The ADAC can take us home and the Wergstadt faxed the ADAC a confirmation that the car is not repairable in 3 days And then the ADAC delivered us to a hotel and said that we will fly to Germany tomorrow and delivered the car after us about 8 days later we get notice that the car is repaired and we are supposed to pick up the car We didn’t hire anyone to repair the car And the factory stat requires 1060€ After our union, the car should be delivered to Germany and not be repaired What can I do against it ADAC Says the car is repaired and our thing is finished How should I get the car We didn’t make out that it will be repaired And should the car be repaired after ha use to be delivered and not repaired Why only 8 days later should the car be with us in Germany in 8 – 10 days What can you recommend to me What can I do against that the car is brought to Germany Thanks to all that give me info

Good day, vlt. Can someone help me. Last September my neighbor drove me into the car. Slight damage with bumps and scratches have occurred. I then went to the dealer and had an expert report prepared by DEKRA. And left everything to the workshop. This got the OK from the insurance company for the reperatur. Then an appointment was arranged. During the reperatur it was noticed that more hooded has gone and you need more money. The expert was brought in again and wanted to confirm this damage, via invoice confirmation, the extra expenditure. After I had done my repair I received my vehicle again and everything was well thought. This was in January. Today I received a letter from the workshop, which prompts me to pay the remaining amount of 480€. I then called the insurance company and wanted to inform me. This said that this report was too high. On the basis of that, was just nic now my question, how should I behave? I’ll call the workshop tomorrow morning and try to find out something. Thank you very much. Mfg

I had a glass damage today and I informed the insurance company about it. I have a free workshop choice, so I am not bound. However, the service employee told me that I was basically tied to a workshop at R+V24. That’s totally banal, especially since I pay more to not be tied to a workshop. Is that the same with other insurance companies? Greeting aysoo_canoo

I would like to know whether you can suffer an economic total damage due to insured accessories. Let’s assume that a vehicle has a market value of 3000€ (without modifications). On this is a (accessories)wheelset in the (new) value of 2000€. The insurance does not provide a new for old tee. The accessory wheelset has been insured against additional fee. Now the wheelset is stolen, the insurance commissions a reviewer who comes to the following: WBW 3000€ residual value 2000€ gschäden 2000€ Then the VN would get 1000€ – SB and its vehicle would be considered as total damage?! In itself, the invoice is actually clear, if the vehicle would have been equipped with standard wheels. However, the (comparable) vehicles available on the market do not have such a wheel set at all. Is the actual damage with the difference between WWW and residual value collected with it and if so, how can one be insured against this risk?

Hello, the following problem. I will probably buy a new car and am at the HUK24. Unfortunately, I don’t have a lot of details about the vehicle, which is why I want to apply for a short-term registration mark for safety reasons. However, HUK24 only gives me the EVB number if I conclude an insurance contract there. When entering the contract, I ask for the mileage and for the first registration. Here I also only have imprecise data from the seller, which is why a correct input What do I do now, how do I get an EVB number from HUK24 until tomorrow. There is no central phone number, so only the contact via mail is possible. Would look forward to quick tips. Thank you. MfG

Hello in the round, have 2 small problems with the report which an expert commissioned by me issued. He has, I think, made some mistakes… We are fine, no injuries. Only the car is done… Question 1: Does one or more very expensive special equipment/s have to be listed in the GA? There are missing among other things: electric rear scooter, seat heating, foldable and glareable exterior mirrors… (This SA has been retrofitted, but nevertheless this is available ) Question 2: is this calculation really an economic total damage? If so, what does the fat-marked rate mean?Summary of the report Repair costs without VAT. € 5,819.22 Repair costs with VAT. € 6,924.87 Replacement value differential taxed € 7,300.00 Residual value with VAT. € 3,000.00 Repair duration in working days expected 5 replacement duration in calendar days 14 Usage failure group G Usage failure per day € 59.00Repair release can e rteilt werden – Reparaturwertigkeit ist gegaben I would be happy about competent answers, which the appointment at the RA is only Do. until then I like to prepare something myself…

Hello, I’m pretty new to some forum history here, so please don’t blame me for formal mistakes. I’m just collecting information about the following facts: I got into the car in the parking lot jemdand, police was there, I’m not to blame (so it’s second place) so everything paletti so far. I’ve already received a questionnaire from the opposing insurance company with more or less meaningless questions – but I haven’t answered for the time being. My question: W he I get the TOTAL costs refunded, so I mean not only the damage… since I was told elsewhere that the appraiser numbers and the insurance pays me this after the report. I mean, there is still a bit more?! Usage and all that?!!! So to me this happens for the first time and I don’t want to “dish” myself there, but everything I can get I also told Nen friend about som club, they call me “Verkehrsverfallhilfe Brandenburg”…he himself does not have any experiences but from him again the acquaintance has had to deal with them already and they probably have taken care of everything for him – was probably also satisfied…but you know how that always is: the acquaintance of the acquaintance has told… yes… So someone has experiences of you (with or without this traffic accident help) …?? thank you Many greetings Stefan