Category: KFZ-Versicherung Forum

Hello, I had a car accident before about 6w in which the opposite side drove me into the side when changing lanes. The person admitted the accident as far as possible, but denied that the damage to the rim was due to the collision. I called the police. For this the matter was clear and the officials took up the personal details and the statements. The next day I prepared an expert report, this went to the lawyer, who contacted the opposing insurance. ereits a counter-opinion which is very similar to mine. However, the payment is not delayed since the causer does not report and reacts to no letter of the insurance. Now the police file is available, in which it says: “01 for on the right lane next to 02. 01 changed the lane to the left and overlooked the 02. On both vehicles a property damage occurred.” “The person concerned was informed of the alleged irregularity. ..” at the end still “The affected does not admit the irregularity” A fine for the irregularity of 35€ was also caused against the polluter. My question is now, what are the chances that the matter will end without difficulty? Does it have a strong effect that in the one paragraph there is: “The affected does not admit the irregularity” ? Is the police statement/opinion sufficient for the insurance to pay the sum? Thank you beforehand!

Hello guys, I’m new here and have the following problem With us in the company had a car fire and the fire department came to use. My car on the passenger side was damaged by the fire brigade operation, but I had noticed only after the whole haunting was over. I had reported this directly to the company and they thought it would have to take over the insurance his car had burned. I told the lady of the car and she said that she had it to the police and After two weeks I hacked again and she asserted that she had asked again it will take time. After I had heard nothing after a month, I then took care of it myself and see that there was no report available with the insurance. They then reacted directly and sent an expert, who found a damage of 1700 euros, but was happy too soon, insurance does not want to pay, since d he didn’t tell the police that my car was damaged. After I had addressed the UN, he said he had told the police by MAIL, which seems to be no more true than he would have told the insurance company. What do ????? Lawyer I can’t afford, and the burden of proof lies with me.. Thank you for your answers.

So far I have been very satisfied with the HUK24 in the last 15 years with several damage cases (all TK, martens, storm damage, hail, disc exchange), whereby in the past all of them have been regulated with KaskoSelect. The current case is now the first WITHOUT KaskoSelect, because my current vehicle is new and I prefer to have it repaired at the brand workshop. Today I reported a stone blow in the front window in the viewing area, which in itself also problem At the end of the conversation, however, there was an indication that the max. hourly rate would be €98.50 + VAT. On my surprising demand, which would result from this cap, it was generally pointed out that this would be so common and I would get this in writing. In the local BMW workshop, the AAW costs €8.60 + VAT, which corresponds to €103.20 + VAT. 34 AAW, i.e. just under 3 hours. If the time limit during the disc exchange is met, the behavior of the HUK24 would cost me almost 17 € from my own pocket. On the one hand, the question arises whether the procedure of the HUK24 is so right. At least according to the AKB and the various threads here in the forum, that shouldn’t be right. On the other hand, however, the problem is whether it is worthwhile to use a lawyer for 17 €. However, I don’t think the procedure of the HUK24 is right, which is why it is d a also a little about ́s principle. With the other threads here at MT it was mostly about larger deviations or cuts, where also a lawyer should be more willing to represent the case. Did someone else have current experience with the procedure or the case also by lawyer or complaint with the ombudsman?

Hello, and was at my 7er f01 the complete inside console with genomen from 08.05 on 09.05 have stolen my door to come to the central clearance with success distance you have got me tacho, steering wheel, navi and any control devices that were in it all fixed so that there is a dimensa damage I have a full cascade insurance at the AxA, it is covered by the partial cascade the insurance has sent your expert by the Gu Taught created darahin I called the insurance and that I need what from the police no problem showing the damage I have also sent after a few days again called and that I will regulate the damage to you but old of new deduct ca.2700E that wa mzuvil I meant pay it from I buy the things used ok should not be a problem it should just go back to the exam dan it will be well and that’s it in the exam g no longer out literally you wait on the police file or how long the insurance time is allowed and the damage is taken over in which case such a thing would be rejected (in the meantime I already at the anwald) can still give your caution to it P.S car is standing with me in front of the door and can not be taken into consideration man knows also how long such a thing can last should the car rather be put off or what do you think

My father got a new car and changed the insurance on the train.The old car was registered on 13.04.16. I already called at the Hanse Merkur because one was apparently not able to transmit the SF there.The Hanseatic League sent the SF there to the GDV, and not the discount base year.There are still 5 insurance years missing. When the call was announced that the balance of a good 270.- € will be paid in the next days I have last week already by e-mail a deadline until Tuesday 24.05 until today the amount has not been received Another vehicle which was insured with the Hanse Merkur will also be registered this week Is there no time limit in which the balance has to be paid out ? I can only say for myself : fingers away from the Hanse Merkur.

Hello, could someone please clarify to me how to calculate the driving performance if the start of the contract is not at the beginning of the year? I have the following case: I insured the car with annual driving performance of 19,000 km at Europe from 01.09.2014. The mileage at the beginning was 163,000 km. If I understand correctly, I have the following limit, which I cannot/can not exceed (at least not inform without insurer): – until 31.08.2015 -> 182,000 km – until 31.08.2 016 -> 201,000 km Do I see this right, or does the insurer see it differently, i.e.: – until 31.12.2016 -> 201,000 km? Thanks for the help and sorry for the mistakes, I am not from Germany. VG, Jacek

Good evening, dear community, this morning at 5 o’clock the return trip to Germany from Zagreb in Croatia should be ready. I was there with some friends. At 3 o’clock we decided to refuel and buy drinks. Then it happens, an accident! The fault is quite clearly with the Croats. I turned left and he boarded me with 100 things full in the side. When the police came, he went directly with you in the van and came out 10min later with the policeman again. And before we could say something, it was my fault and I should pay 120 euros on the spot! I tried to explain it and my friend too, but we didn’t speak and it was our fault! Then I telephoned a Croatian friend who lives in Germany and he said that I should just pay 120 euros and report to my insurance company in Germany what it really was like and that they would then settle it. with doors and fenders damaged and the car looks really bad and the damage certainly amounts to the 8000 Euro! Now my question, do I have any chance that his insurance will take over the damage by telling my insurance correctly? Bzw. what should I do now? Or did any of you have a similar case?

Hello, yesterday afternoon, a vehicle driving in front of me on the A2 threw out an object that I could not see exactly (but because of the light reflections would tap on a CD, distance approx. 100m, speed 138km/h cruise control) out of the window. This one was split in front of me on the road and I drove over it shortly afterwards (no way to react). I heard the hits of the “splitter” in the front and on the underfloor. About half an hour later sat Then the air conditioning out and only warm air came out of the ventilation. Just at the check in the workshop it was already established that there is no residual cooling agent in the system. Since there is this “weak spot” with the climate condensator, which should also be susceptible to rockfalls, I suspect that fragments have caused damage there. However, nothing can be seen purely optically. Now the system is currently filled with refrigerant and constraint agent. If a greater damage had been caused by the “vandalism” of the previously moving FZG (blue Corsa C, ca. 16.50 Hildesheim –> Hannover), would this fall within the range of a partial or comprehensive or are such damages not covered? I am aware that there may be differences in coverage in various contracts, but perhaps this is a case in which one can say it in general. Thank you for possible information.

Meal. I have a somewhat more complicated question, you can probably also see on the title I have allowed a golf on me for over 2 years, as insurance we took at that time on the second car insurance of my mother where I started with 75%. Now I am meanwhile SF2 and next year SF3 where I will definitely change the insurance because my DEVK is “priced” in contrast to others. Now I would like to know, I have a chance to get out there now also we nn the contract runs until the end of the year ? I know this is possible if a damage has occurred, or you sell the car etc. Since I am the owner, my mother the policyholder, I would like to cancel the insurance and look for another, which I then close, is this possible or can this only be done if the holder changes. And to the damage case, I had last year in August a “total damage”, it probably does not work retroactively or ? Thank you !

Hello, I bought a new car and would like to sell the old car privately. Now it is the case that after the vehicle change the old car is insured for 14 days (R+V24). After that I would have to unsubscribe it, or it would be classified as a second car in SF class 2. Since the SF2 classification would of course be expensive, I will probably unsubscribe. The point is, if a buyer comes, should a test drive be done. We are doing best? I get for everyone interested (no e Know if and how many come at all) a short-term registration mark at the registration office? And probably only I can get it, because documents of the car are needed for it?