Category: KFZ-Versicherung Forum

Hello and good evening! I put a used golf in the ditch. it was dark and I was a little too fast, so I could not take the curve. Shortly before that a car came to me, which blinded me, but which should not be an excuse now, it still remains with self-inflicted, because I was simply too fast. At the front everything is scratched, the whole bonnet has to be replaced and now has a big dent in front. Besides, it can not be in the 4th Gan g. My question now: what does the insurance pay with comprehensive in such a case? it is after all self-indebted. do I have to carry one or everything? or ask the unpleasant ask me? Would I have had to call the police, since the insurance afterwards still means I had drunk alcohol?? Thank you already for your answers.

Hello together, is it possible,d we ate our temporarily deregistered trailer, which no longer has a Tüv, with the help of the short-term identification marks from Holland to bring over to here? He is now logged out there for a few years. The regulation with the Tüv, well, I will in principle also direct the first examination station, because we live anyway directly at the border… Thank you!

Hello forum, I hope I am in the right subforum with my question here: I have purchased a used car with Mapfrey guarantee insurance. The first damage occurred even after 2 weeks in the amount of 700 Euro. The guarantee assumes the costs after some round-and-round proportionally, but material costs only to 50 percent, about 150 Euro remain open. The dealer thinks that I remain on this 150 Euro. The question: Since I have at the same time claim to warranty, the Is there a basis that someone could give me? PS: I know that there is no legal advice here, but I am interested in the principle of who is in the right here. I am not interested in the right here.

Hello, recently my vehicle was damaged in a parking accident. Fortunately, the causer of the accident reported to me, admitted the accident and even informed his insurance about it. So so far so well, the damage is regulated by the opposing liability insurance 😉 In relation to the damage regulation I decided to have it fictitiously settled. For this I had an expert report made by a car expert, which Today the account came from the opposing insurance company. And with this account I am unfortunately not completely satisfied. From the damage sum stated in the report (about 1600 €) the opposing insurance company deducted again a good 300 €. As I could read on the Internet, something like this happens more often. Often the insurance companies try with reference to cheaper workshops, spare parts or by deducting the transfer costs the In my case, however, this is a little different, with me the concrete repair procedure is not accepted. The insurance has according to own statement the expert report subjected to a professional examination and considers some of the listed repair costs to be not comprehensible. Concretely: – A side window does not have to be removed, covers allegedly enough – Renewing of the decorative mouldings of the door frame is omitted accordingly – wages are equal due to the lower effort In accordance with the manufacturer’s guidelines, the paint specialist can only make a binding decision as to whether a coating of adjacent parts is required as part of the paint preparation process – surface painting of the door is no longer necessary. According to the manufacturer’s guidelines, the paint specialist can only make a binding decision as to whether a coating of adjacent parts is required as part of the paint preparation process. Does the insurance provide reasonable arguments or does it try to squeeze the amount of damage? Should I accept this? Or contact a lawyer? Or talk to the insurance company or my expert first? How would you proceed? Thank you for the help 😉

Hello, I would like to ask you for help and I hope at least one of you can find out from the traces of the perpetrator’s vehicle its car mark. My friend has driven someone into the parking car and has turned himself out of the dust without “recognition sheet” or “self-indication”. This is just annoying and fellow human seen associal. The police have already taken the case. It is a little busy road in a village. That’s why I have great hope the perpetrator d As you can see in the following pictures, the cause of the accident is a blue turquoise (metallic?)-painted vehicle, which should exclude certain manufacturers from Vornheirein. Accident damage 1 Accident damage 2 Accident damage 3 Accident damage 4 and on the following photos I photographed the “evidence” which hopefully can be used to find the mark so that I can limit my search in the village. nn. All parts are made of plastic and probably from the left front blinker of the creator.Proof 1 one observes the paint marks on the pimples (?)Proof 2 approx.8 cm longProof 3 close-up of “Proof 1″Proof 4 approx.2 cm tall I hope you can help me. MfG Seb

Moin Moin boys and girls, Yes how and where should I start, fortunately no one came to harm just Anyhow my car is completely damaged Actually I wanted to sell the car, but that’s probably done now, will see if I can put in pictures of the car afterwards, but that’s next thing, because I have some questions here to The Experts. I try the case to signs: My girlfriend was on the road with my BMW last night to get a For whatever reason she drove past the driveway and then wanted to turn at the next intersection. However, this attempt failed….She drove on the ancestor road to the next intersection, then drove a little further to the right onto the intersection, put the turn signal to the left and then wanted to turn. Well, she started turning and had already covered over half of the curve, as a small car, which drove on the ancestor road, her fully into the B-Sä ule and the rear door of the driver’s side drove in. Both cars have a total damage. According to the police, the driver of the small car was probably a bit fast and if you look at the cars it looks as if the driver had also fully stopped. My wife had already managed the curve and at that moment he got them full! At the moment is probably the full fault of my girlfriend and now I have some questions about the procedure: – Since I the holder of the PK Who am I, would I like to know how the insurance works, because my girlfriend has driven!? – Who is now upgraded, the holder or the driver?? – Does my girlfriend really bear the sole guilt?? questions about questions….I don’t know where to start I’m really happy that nothing happened to my girlfriend, but how is it going now?!?!? Thanks in advance greeting Ricky

Hi, I know it’s often asked, but I have a further question that could not answer the search function. What I know: When a car is logged out, no valid HU/AU has left, so I can’t allow it anymore, I can drive my old license plates and an insurance double card to the Tüv/authorization point. Now two more problems: 1. I have done some repairs on the car during the service life, among other things on the steering gear, the track Can I make a detour on the way to the Tüv via a workshop/tire service? 2. I have installed another engine (not identical to the same engine). I don’t have a valid type-approval for my car (I suppose?). Is this necessary to make trips without registration? Otherwise, I have no choice but to get a short-term registration mark. I wanted to avoid this because of the bones.

Hello together, about 5 weeks ago my car was stolen at night from the road. Telephone damage report with the insurance as well as pol. display was made directly on the night morning. All required documents, damage report, car keys, copies of letter and bill as well as all invoices and contracts in the original sent to the insurance. Also the cancellation confirmation. The 4 week waiting period has now elapsed for a few days. In the same way, the prosecutor’s letter that the investigation procedure was terminated unsuccessfully. Now I have run out of data, which I can now expect to have a quick refund of the time value. This does not seem to be the case. The insurance company would like to carry out its own investigations, for example, to have the car keys examined (which it has had for 5 weeks) and the devil knows what else. I understand that an insurance company has to secure itself. My question is, is this procedure of insurance common and correct and I am only sensitive or really want to gain time ? What experiences have others made ? Is it worth it to resist it and if so how or is it rather counterproductive ? Many thanks to those who take the time to answer me. Greetings from B Thomas

My brother will return to Germany shortly after a six-year stay in Italy. There he had a vehicle almost all the time. He wants to take the current car (exported from D) with him again to D. Before his stay in Italy he was also seven years abroad, but without his own car. My questions: – is it easily possible to have the damage-free years experienced in Italy charged with German car insurance? – Are there insurance companies that do that? n and others not? – Which documents are required for such a credit? Greeting Florian

Hello you experts, I would have asked a question and that happened to me about 2 months ago with the car of a friend an accident. When from parking I came against a house wall, it is only a property damage on the car and not on the wall. The car was a MAZDA 323 Bj. 91 worth according to Autoscout24 1300 €. The thing came about so we were with friends and all except I drank alcohol. When the supplies were used up my friend got the idea that we were going to the gas station and d buy new ones. Since you don’t get alcohol after 22h without a car at the tank, so one had to drive. I was the only one who could drive and I also agreed to it. I was provided the car by my friend and no conditions for use were laid up and then the misfortune happened. Since I knew that my private liability will not take over the damage and otherwise also no insurance. The cost estimate was 3000€. So an economic total damage. Well, I’ve got my friend Atoned that I’m going to repair the car, however, I’m private with the help of an acquaintance of the car masters and owns a paint shop or pay 500€ compensation. Well, the proposal didn’t come so well and he just insisted on 1500€ but that’s still too much I find at a moment worth 130€. I now have the fear that he wants to go to court. Now my question looks like I am liable for damages at all because I have not acted intentionally or grossly negligently and out of a favor. How are his chances of getting compensation from me. I know that I am only obliged if at all the currently worth minus residual value to reimburse. Greeting and thank you already