Category: KFZ-Versicherung Forum

Hello dear forum, let’s take the following case: Car A turns right at “green” into a two-lane road (2 lanes in every direction of travel). Since car A wants to turn left after 20 meters, the car A adjusts itself to the left lane while turning. At the same time, from the opposite road car B also turns into the two-lane road to LINKS – also into the left lane. Car A drives the car B into the passenger door, at the car A Therefore the front left part (engine hood, fenders, bumper) is damaged. From my point of view, the right position should be clear: car A has an advance and can choose which lane it bends into. Car B, on the other hand, is subject to waiting and must not assume that car A does not line up on the left lane but on the right lane (parallel turning). There are no drawn lines. It is not possible to turn at the “90-degree angle”, which usually takes place in a “bow”. A second later, car B would have driven the car A into the side. In my opinion, this is an advance failure of car B. In addition, the opposing insurance for 4 weeks has not been paid off. f the claimant’s request has responded to how to proceed (report yes or no…). The case is not traffic-proof. If the case continues for weeks / months until the insurance declares the obligation to enter the damage – and the case can therefore not be repaired(?) – is then assigned for deb entire period of use failure? Thank you in advance for your assessment! Best regards, Schutzschi

Hello, this morning a Wildsau got on with me. Unfortunately, my car doesn’t look so good anymore. All 6 airbags open, bumper, left fender, left headlights totally over, but some engine has moved inside. The great thing is I had the car yesterday for a big look, timing belts, water pump, etc. 800 €. I can puke. Now everyone is literally fighting to repair the car (if that’s possible). The tow company is a Chevrolet H ändler, he would handle EVERYTHING for me. The insurance would also work a workshop, but ne free, but they take all original parts and have special conditions, so the insurance. I would like to go to the dealer of my trust, the official Peugeot dealer. Drive a Peugeot 307 SW, BJ 2002, 120 tKm down. What do you think, where am I best kept in case of repair? Especially with things like airbags I thought the official there special tools have Is that so? Greetings, David.

Hello all, I’m looking for advice on a current damage regulation of a liability damage. Damage: I have damaged a tire due to certain circumstances on my employer’s premises. (tire total damage) Debt question clarified – employer reports it to his liability insurance – Now the situation is the following. The damaged tire (WInter tire) was used 14 months old (one season) – nevertheless somewhat abfaren. endienst advises/requires the change of both tires there otherwise – imbalance problems and these things. Damage costs amount to 327 EURO two new tires assembly disposal insurance paid but only one tire – because only one tire was damaged.! What is right now? Without the damage incident I would have driven the tires another about 3 yrs (3 times winter season). Now I had to take apart from the costs of the damaged tire for eden second tires on me – WHY? The repair was not possible and an exchange of both tires required ! Does not have to take over both tires (so the damage regulation ) to 100% . Thanks for a advice . Rafael

Hello, I would like your expert advice on the following: Since Friday evening my friend has kindly received a Scirocco from his VW car dealership as a replacement car for his car in the workshop (he probably smashed the turbocharger). Now he would like to take this spare car from the car dealership a tourist ride over the Nordschleife. I know that the Nordschleife during the opening for tourist trips does not as Rennstrec However, I can’t imagine that my friend will not get Palaver with the car dealership / insurance if something should happen to the borrowed Scirocco on the Nordschleife. How do you see this? Thanks for the help! sonjabianca

My girlfriend had an accident in France (she is an elderly lady who crashed her Audi into the trunk). Accident report was filled out and the lady also admitted her fault – so first of all everything was clear. Again at home the Axa Germany was determined by the Green Card as mediator (was also incredibly difficult, because the lady was insured with the Axa France ), which then needed some time to get the release (or as one calls it) We should then have an estimate made, which I refused, because an estimate for a total damage (Heck is nicely squeezed and the Audi 19 years old). Was also no problem, one asks in France because of takeover costs for an expert for… he would then call me. On my objection, that I would rather commission an own expert report, was only briefly said that this is also possible, but one should wait for the first time. 2 Where The expert commissioned by the Axa constantly calls me, but I still reject it – a call to the Axa (which now became absolutely unfriendly) now revealed that one could not take one’s own expert at once and I was asked what I would have to expose to their expert – I told her that she should answer the question herself… Well, it would be checked now, but after 2 weeks nothing happened and my inquiries will be abs Olut unfriendly schmettert, I should have patience, whether Axa France pays that at all. Now my question: Can I also take my own expert according to French law? According to the side of the French embassy in Germany that would be so… but that was not quite clearly described there! The Axa meant that at the beginning also, now it winds itself… Has someone sound knowledge and experience here and can answer me that I finally order an expert next week n can?? Thank you very much in advance!

Would like to get rid of the following story.My old car was insured with Zurich Conect.Sold the car on 28.06.08.Message to the Zurich Conect followed on the same day by FAX.Buy contract and this form for the insurance.The buyer re-registered the vehicle on 01.07.08.So my registration office of the Zurich Conect confirmed the re-registration.On 15.07.08 the insurance continued to book contributions from my account. To this day contributions from, so after 8 months still ! ! ! Have already sent endless faxes and letters by registered mail.Now I am curious on the 15.03.09, whether they rebook????Should this be the case, unfortunately I don’t see any other way and have to turn on a lawyer.What do you think about it.Have already thought about whether they might not even do it on purpose…..many might notice the 18€ monthly at all, at least.MfG Thomas

I got my billing today and I dropped from 95% to 90%, I thought super and then I look at how high the new contribution is and I have to find that instead of less, I should pay 7 euros more in the quarter! I called right there and I was told that the new accident statistics concern my car and therefore actually have to pay 20 euros more, but by the 5% less it is about 7 euros. Is this right? Do I now have special announcement right? said that I was better off with quitters… well, he said that the officer in charge is getting in touch with me tomorrow and they’re gonna see if you can offer me favors and they don’t want to lose me as a client.

Hello! I have become more damaged on Tuesday in an accident… debt question has been clarified clearly and the matter is already with the lawyer (since I myself and other people in my known circle already had several problems with the vers. of the bad guy)….. since I will demand pain money due to the consequences of the accident, I would be interested who pays for the pain money…..the accident causer? the private liability of the accident causer? or the kfz liability of the unf All-causer?

I HAVE A FORD ESCORT BJ: 95 AND A RESPONSIBILITY REQUIREMENT IN VOLKSFÜRSORGE I had a small accident in November and that was when one came back from the curve and booms accident… so he had broken the grill and a 2 cm scratcher I had photographed everything on the day and so…today I get a letter that I was upgraded from 60% to 100% and paid to the opponent’s driver 1400??? So I think it’s too exaggerated that it’s going up like this…do you have suggestions maybe what else I can do with the insurance or suggest proposals or so I’m asking for your help

Good evening together, have the following problem. It is about the car insurance of my father-in-law. His car had been insured with one and the same insurance for many years. At least 10 years. In March 2007 his daughter had bought a car and had it insured with the same insurance through Him, her father. In the new application was checked with the second car regulation additional vehicle, but at another place was transferred fee rate checked t (which actually does nothing about the matter in this case). The daughter paid her contributions well and the father received however since the payment requests and nothing else. This occurred to me last month while scrolling through your documents and I then contacted the car insurance company, and the insurance company informed me that the contract from the father’s car was terminated by the insurance company with the assumption that the car replaced the father’s car by the daughter. is, for whatever reason, not notified to the car registration office. So the father has been on the road for almost two years without insurance. Now, of course, the insurance comes with a new contract and asks the father to pay the contributions for the last two years, although not the father but the insurance had made a mistake. My question: does the father have to pay the contributions? and what possibilities are there to pay besides good? Am for each n Hint, thank you for any help.