Category: KFZ-Versicherung Forum

Hello, I used the scooter of my friend (who owns his father ), of course after permission from the friend. Then I had an accident, a wild animal ran in front of the scooter and I threw it at me. Therefore the scooter was broken. The whole thing is now about 6 months ago. Neither I nor the affected cared at first properly, except that he sometimes asked how it looks and I meant I have to call insurance. Now the sufferer makes so much stress at once him R Now he has given me long enough time he wants now 1100 Euro Reperaturkosten otherwise he sues me. On the 1100 Euro he comes through an expert report from a Peuguet dealer who allegedly investigated the scooter. But then he does not want to have the scooter repaired but wants to buy from it a new one. My liability insurance pays nothing, must pay itself. What I wanted to know now, he can demand the 1100 Euro Reperaturkosten from the expert report or only a Z eitwert ( der Roller ist bj. 2003, Peugoet Viva City ) ? Because 1100 Euro is already too much for the scooter, so I think the value of the scooter exceeds total damage. (Nich that I have to make more in court then). Sorry didn’t know exactly where to put the thread, roller doesn’t fit I find.

Hello dear forum, I signed up here because for the first time I had a car accident and no idea how to proceed. I was driven into the car and I was pushed onto the car in front of me –> my car is smashed in front and back. The conditions are clear, the driver who drove into me is the causer, police was there, so far, so good. I was in shock after the accident and drove the car into the workshop of my trust and let there Now they just called me and told me that an expert was there and estimated the time value at 9.700 euros, that the repair would be 11.500 euros, and the insurance would have to pay because the sum is less than 130 % of the time value. Now the thing is that I would never get 9,700 euros if I tried to sell the car (that was what I had planned in the summer anyway), no idea how that would come to the high amount, The high repair costs arise because it is a special model and they would order expensive original parts. Now I think I could perhaps agree with the insurance that they would pay me a sum of money that lies somewhere in between, and I could buy a much newer model for the money with less Buying kilometers (no special model, but I don’t need that either, was just a coincidence anyway that I bought this), but then the question would be who pays the costs (workshop, expert) so far, but I don’t have that much confidence in insurance and I’m afraid that they could try to pull me over the table. It’s certain that I need a car again as soon as possible, but I don’t dare to take a rental car either, because I don’t have to buy a car. I have no idea about these things and I’m not legally insured either. I’m not a croesus and my car was the most valuable thing I had 🙁 I’m grateful for any hint or tip. Greetings Garfield

We bought our daughter in May 2010 a new Ford Ka, which was scrapped in July 2011.We had a free insurance for this vehicle for over 4 years with us.We bought a new Ford but without this insurance because Ford no longer offers it. Since our daughter is a beginner (18 years) we have a huge damage, also the Financing that I have now completed is 1 percent higher.Can I claim this damage?I have heard from my lawyer that the condition as it was before must be restored with the interest and processing fees he has no experience of this claim he has not yet represented with any client which makes up after all 3-400 Euro. M,F,G Heiner

Hello, I don’t have legal protection insurance yet, so I want to take out legal protection insurance. Since I am a member of the ADAC, I have looked at ADAC, where the legal protection insurance costs € 69.60 per year, according to ADAC conditions page 4 also insured for cyclists, I understand correctly or is there a catch? Have compared price also with HUK, there it costs me only € 37.71, almost half against over ADAC and am surprised on such favorable condition, especially since I am used to ADAC for “FairPrice”. According to HUK also insured for cyclists! But where is the difference between ADAC and HUK, especially since ADAC is almost twice more expensive? Are there hooks? Can you please help me? Or do you have other recommendation for me? Greetings Wuffi

Hello all, I recently damaged my (almost new) car at a crossroads. The road was so dilapidated at the place that I sat on the asphalt with the “snout”. Unfortunately, this danger was not signposted and could not be guessed from the direction of travel (in my parking garage the ramps look “steiler”). Damage according to the workshop: about 700 euros. Well, the insurance of the municipality speaks out: “The road was according to the corresponding guidelines i This is a joke. The asphalt is scratched off at the place of VÖLLIG. M.E. would have to be put on the asphalt at the place of a triangle with white transverse stripes. What do you think: I guess that’s wrong or am I right when I say that the municipality with the I’d like to take a lawyer, but I can’t judge my chances here at all. The damage is not really tragic – but I’m very upset that I’m sitting on it now. I’ve been driving accident-free for 15 years and I don’t think I underestimated the position (which also shows the scratch marks of others in the asphalt). Maybe with the paint pencil over it and then drive “relaxed” by car? It’s “just” an H yundai i10, i.e. no super-duper luxury car. But I have also worked for a long time. Perhaps the community also gradually “recognizes” the structural shortcomings. Although this is probably independently handled by my incident. Maybe I also appreciate the situation completely wrong. I would be very happy about your comments. The pictures say everything. I turned off at the intersection on the left.

Hello dear experts, I hope you can give me a good advice on the following problem: We drive a bus, which we always park in the yard. Last time there were acquaintances of my brother with their children. We were not present at this time. A day later we discovered new scratches on the passenger side. We then found out that the children played catch or hide and seek or something around the car. So they have the scratches with their jackets (mistakes) Luss, buttons, etc.) or sticks scratched into the paint. We reported this, had a cost estimate made (which was quite high since 2 doors have to be made complete) and filled out several forms. The vehicle had already 2 bumps on the doors before, but we indicated that and made it clear on photos. Result after 2 months: Nothing is paid, since the car has already damage and the scratches are not in one line and in different height. “Waddling” children running with sticks now and when 5 children are running around the car this logically is not on one line. For the coronation we should pay as damaged now also 50 € expense compensation, because the insurance has shown an expert the pictures. A call today brought nothing at all and if an expert report is to be made, we should pay 400 €. I am completely perplexed. Is that possible that one as damaged so is cut into the pan? I hope someone has a good advice or I must consult a lawyer.. Many thanks for reading and your help greeting Klacklack

Hello, I hope someone can help me… I bought my A6 last year from private as accident-free. (So it is in the purchase contract and was confirmed to me several times so verbally) Now I sold the car a week ago as accident-free (I had none and the previous owner had none according to the purchase contract). Now the buyer of my car had an accident (a wild damage). At the sale the buyer had told me that the car must have had an accident because he nac But he just suspected it and didn’t say anything more about it. I told him that I didn’t have an accident and bought it without an accident, which I can prove. Now he just called me and said that if the car was already reported as an accident car, the insurance company would not pay for the damage he had now. He would then sue by lawyer and I would have to take the broken car back and give him the money. What can I do ? Let’s take to the previous owner had an accident with the car (total damage) and nicely collected the money from the insurance company and then had it sent to me and sold it to me as accident free. Would the insurance pay the damage that has now occurred?. He cited the example what I have described above. I hope for your help… Sorry if errors are in the text but am just something by the wind…

Hello, My registration certificate part 1 has been stolen (the car was registered in January 2016). However, I absolutely have to drive my car abroad on September 5th and therefore urgently need a replacement. So I have exactly one week to explain the problem. Can someone please tell me how quickly I get a replacement for this document and where? I have already requested an appointment at the registration authority Lichtenberg (Berlin), but this takes place exactly on the 5th at 10 o’clock in the morning. Do I get a replacement on site, or if not, then where exactly? And another question, when making the appointment I was given the following formLoss of the registration certificate Part I or vehicle registration – there is “theft notice No”, that means first I have to report to the police as theft, then with the the theft notice No I have to fill this out? I thank you very much in advance. MfG,

Hi, I’ve been the victim of a parking ramper. Luckily, I was just getting off when it happened and thus on site. Now I have a question / a problem The woman drove me in the rear right into the bumper. So put on the rim with the bumper, the bumper slightly pressed in and then passed it with a few scratches. As it is, the victim always remains on the track. Now I have the problem, however, that I do not know if I have an expert limp According to the law, damage below 750€ is a “bagatelle”. So under 750€ the expert is not paid by the opponent insurance. What makes more sense: Workshop estimate without experts and then report to the opponent insurance OR let experts of the opponent insurance come (which is for me free in each case)

Hi, I had a refugee kid driving in front of the car with his bike. The boy here in general always drives in disregard of all traffic rules through the area. So he drove today insanely fast towards a crossroads, I came from right, the boy wanted to turn into my road, braked neither, he drove slower and of course again in the middle of the road. I could see it very late and despite full braking he banged me against the car. The boy was probably unharmed (ok, the knee hurt), I didn’t come to the idea to look at my car. I didn’t call the police either, because there was no damage for me. I only brought the child home. But then I noticed that my car had a bigger damage (now I have doubts whether the boy really remained unharmed). I have to go to the police tomorrow or? Do I now sit on the damage? I didn’t drive too fast from my point of view, but can it not be But you don’t see any brake tracks despite full braking, so it couldn’t have been so fast or? 30 is allowed and I guess I was driving the 30. Could you still understand how fast I was driving? In any case, I would say the boy was faster than me…. LG