Category: KFZ-Versicherung Forum

Evening together, briefly the following: had logged off my car for a short time last year, I think was in October. I then registered it again, which is only possible with existing insurance. My payment method is monthly. I did not even pull off (!) money this year and asked my supervisor there once, he meant that everything is his correctness is debited from a bank account. I just thought: yes, maybe, but not from mine. So now I have my old car last week I can’t see anything from my new car. Can that be that they shot a bug at the insurance company? Or did I do something wrong there? Thanks

Hello, had just heard from my mother that the night of last so. on Mo. was tried to break open the caravan. As it looks like in the pictures, the window was probably tried to open with a crowbar o.a.! The man from the insurance (no expert, but contact person) referred to the partial cascade with 150,- SB. Sometimes just like that the insurance (provincial) does nothing… I find quite sad, at their insurance prices…

Hello, I got my driver’s license “accompanied driving with 17” about two weeks ago. Today we were at the insurance company to register with me so that I could also drive our car. There, however, we were told that this would cost about 1000€ per year more than before? Well, is there any “experts” or experiences, is that realistic or totally excessive? Do you have tips for me on how this might be a little cheaper?

Hello, yesterday another vehicle drove out of a parking lot drive forwards sideways against my vehicle, and touched with its fender my rear bumper (painted), as well as the rim. Paint marks can be seen on the bumper and the rim, they picture. The causer was immediately clear, and will report the damage of his insurance. I would like to know from you what options I have: – can I just repair the damage somewhere Is it no matter where I have it repaired? – can I have the damage determined on an expert basis, and have the money paid out by the opposing insurance company? Since my train is already older this would be an option. Do I have to accept an expert of the opposing insurance company, or can I visit one myself? How would you proceed? Thank you

Hello I have a question maybe someone can help me there. My vehicle is registered to me but de insurance is about my wife. we have separated now I have to start new with the insurance. the vehicle is registered I have to register now to insure it new about me ?? thank you already for your answers

Hello, my sister made her driver’s license 1.5 years ago and insured her car 03/2014 with AdmiralDirekt. She quit on time for March 2015 and changed to HUK. She confirmed the contract with the SF class 1. Now came a new letter with a contract adjustment. Supposedly, the information from the other insurer about the damage would now be available and she would be classified into SF class 1/2. Of course, this is more expensive. What happened here? Why is my Schw unfortunately she could not reach the HUK anymore today, as the insurance companies do not work on the weekend. I think that is quite naughty and would advise her to cancel immediately, if that remains the case.

Hello, I am looking for a cheap insurance for beginners. Since I have only had the driver’s license for 6 months and no one I can insure myself with I catch at SF 0 100% or 95%, now I am looking for a liability insurance to get at least the first 2 – 3 years into a lower damage-free class. Originally I wanted to get to the ADAC which was in ECO tariff quite cheap, has branches everywhere etc. The problem was the 1st year SF 0 with 100%, in the 2nd year SF 1/2 with 95% and in the 3rd year SF 1 should be with 79 %. That is quite expensive for a beginner.

Hello! I unfortunately broke my windshield when changing my windshield wipers. I then reported this to my insurance company and had the windshield changed at Carglass on 18.08. Ne week later, in good sunshine, I had to find out that the windshield was really unpleasant. Then I looked and there is a windshield of “FUYAO” in it. The original wanted to be of “Saint-Gobain”. Have the HUK an e-mail on 22.08 (there it is unfortunately only on efallen), which until now, except for a confirmation of receipt, remained unanswered. After a call, I was referred to Carglass, as they should know that original parts should be installed. I mailed them today. I can’t call them because no 0800 numbers work from abroad. I’m only back in D from 31.08. What can/should I do? By the way, I haven’t paid the excess of 150€ until now and I won’t be able to do that until then. a solution to the problem.

Hello together, I built an accident on Tuesday morning. I missed a car, then slipped and someone took the lead. The woman got into the side with her polo (directly at the height of the front axle). Insurance takes care of everything. Car is at my Audi dealer and the expert was there today. I phoned the Audi dealer today. That meant then you have to wait and see what the expert for numbers brings. He said if the repair costs more than 7-8000 euro is not sure if you can fix it. Can that be? I think the A3 Sportback (112,000km, 170 hp, S-Line optics and interior) is still worth 13.-15,000 euro. Can the insurance then say that you can’t fix it anymore?? Can it be if the expert estimates my car at say 10,000 euro that I will only get the money, although I want to repair my car?? Am very unsure at the moment, because I was very satisfied with the car and it is still for 3 years I’m sorry. I’m sorry.

Hello dear people, I did not find an answer to my special problem in the articles and FAQ. I hope someone can help me here. In December 2012 my parking car (12 years) was scrapped by another car. Expert report: Restitution value: 2100,- Rest value: 300,- Damage: approx. 4500,- Insurance paid 1800,- plus expense flat rate, the workshop found someone for 300,-. So far everything is fine. I find no solution for the failure of use. for my situation. The replacement time was stated in the report with 14 days. But now I have not found a new car to this day, which is due to my lack of resolve. On the other hand, during this time I drive a 24 year old Golf II of an acquaintance, who can no longer afford a car financially, but does not want to lose her beloved car. Therefore I paid for you the liability and the tax. So I come at least to the Arb and back and she doesn’t need to log off the car (had she done for 11 months before, which is not good for the car), until she is on both legs again. For me, the problem of the use failure now arises. The fact is that I need a car. Instead of a rental car I have found a more cost-effective solution with which I can also help someone. However, I pay for every day of use. There are court rulings that a new purchase is mandatory. But there are also (newer) court rulings that no new purchase is necessary. So nothing reliable for me. Some people come from practice here. How do you judge this case? 1. Can I make a little extra time? I would like to get (m) a new car (is not the best thing for me to drive the car), but then my acquaintance has the financial problem of the car again. An acquaintance told me about 6 months, which one has time. However, the different judgments confuse me. 2. By using the foreign car I may have lost my claim to the ground, so that I don’t have to worry about the rest anymore? I would be grateful for every tip.