Category: KFZ-Versicherung Forum

Hello, have before me a used Seat Ibiza (6L) to buy. During the test drive the climate system did not work, according to the dealer it was empty and was now filled up. Now it is the case that the problem with the climate system is not an undescribed leaf with this generation. I am right in assuming that if I now are detected after the purchase further defects (e.g. cooling liquid is leaking too quickly or climate compressor or valve defective), the dealer but then (at least within the first 6 months) should stick to it or have to improve it? And what about excessive oil consumption? In these years of construction, it should often happen that extreme oil consumption (e.g. 1L to 1tkm) should occur, e.g. by worn piston rings. Since I will drive about 2.5tkm in 2 weeks immediately after the purchase, I could find this out relatively quickly. Should then also the dealer be responsible for this? Although the piston ring is a wearer, however, I can after 2 weeks already say that this lack was already present at the purchase? Thank you murda187

Evening, from 02/10 – 10/13 a car was registered with the alliance on me. Liability SF3 Kaskovers. SF3 So it is in the cancellation supplement of 10/13 which I received the days as a copy again. I was here only the policyholder. I bought a new car the week. The alliance says, I change the insurance and take the SF class with me, I will be classified with the incoming insurance with SF2, I stay with the alliance, then continue with SF3. Grun d is that at the beginning of the contract SF 1/2 was classified. Is this procedure so far correct? If I inform the new insurer that I would like to take the damage class of the old insurance from an already terminated insurance company, I identify myself in the application with the Allianz insurance no. or with the copy of the cancellation order. There are the 3 years visible. If a “port” of the SF class the alliance will work again and confirm the new insurance company r the data or will they no longer be used? VG Dani

To the experts, I have now for 30 years all my insurances with the same company, we call them A. That is, both my car insurance as well as my legal protection insurance I have taken out at A. And I am quite satisfied! What happens now if I have a problem with my insurance A. Will the same insurance A in the legal protection area then give me a cover commitment to take action against insurance A – so yourself? Z I have a complete damage and I do not agree to the settlement. Can I then proceed against my own insurance A using my legal protection insurance A? I have a controversial accident with an unexplained question of guilt. But the opponent is also insured with A by accident. Can I use my legal protection insurance A to clarify the matter with A? So the question is, can I do that. And above all, the insurance company makes use of it? The question is real, the examples – still – fictitious. So I can’t provide any facts. It would still be interesting to know if I might be better off taking out my legal protection insurance with another company. Thank you Johan

Unfortunately, it has caught me now and someone has scratched my car. On both fenders an elongated scratch, as well as on the tank cover and 2 pieces on the trunk. The scratches go up to the tin, can not be compensated according to the first opinion of the workshop with only loops, so that a complete repainting is possible. Costs for this have been estimated with approx. 130€. The car is a new car, in August 2006 registered and with comprehensive insurance. Currently I have with my insurance (Helvetia) 120%. What would come to me cheaper to pay the paint from my own pocket, or to report the damage and to be upgraded for it?

Hello guys, I have a question about my hopefully soon coming car dream. I plan my first car purchase, so I’m a bloody beginner (runs already two years). I looked out on the internet a nice used GTD, everything with parents cleared up, and then swoops should go to the visit. But before that my mum told me that I should call our insurance guy again, what this car for me every year in insurance After the phone call, the tour was canceled; 3100 euros a year, if it is admitted to me and 1900, if it is admitted to my mum as a second car, with me as the youngest driver. That’s just way too expensive for me. And now my question: Do you have any ideas on how to join such an insurance for such a car most skillfully? Or do you have a wonderfully cheap insurance that you can recommend? Is there any kind of insurance? And any tips you can give me as a “beginner” in that direction? I would really be very grateful for one or the other answer.

Hello, my wife (is really like this – I wasn’t) set our Zafira (1999) against a concrete post. The bumper is scratched to the rear right completely and pressed in. I called my Opel workshop and described the damage. Antowrt: Under 1000 € nothing runs. I would like to fictitiously calculate the damage with the comprehensive (300 € SB) and asked the FOH again via my insurance company (HUK), who gave me a free KVA (at the expense of insurance) ng). The estimated repair costs were created using AUDATEX and are visible in the plant. With regard to wages and painting (especially painting), the repair calculation is quite low. The painting of a new bumper should cost net including wages 108.55 €. I am very happy if someone could tell me more about it – whether these are the usual amounts. Thank you! … under pictures the calculation is set …

Hello together, I have already opened a threat here last week, in which I described the accident of my girlfriend with my car on ice cream and had questions about my partial cascade. www.motor-talk.de/…nem-wagen-teilkasko-haftpflicht-t3706477.html I received very nice and competent answers from all of you. Thank you for that. As mentioned in this threat, the police who wanted to take up the accident drove from the other side into my car. The damage caused by the police is clearly demarcated, i.e. only parts that were not affected by the original accident were damaged. Since the policeman told me that the green white cars are not insured by an insurance company, I am unsure how the handling of the damage continues. A few days after the incident I had the registration number of the police car given to me and announced to hire an expert. The damage is about 1100.- EUR. The report costs almost 400.- EUR. Can you tell me how to proceed in this case? Report to the police and get the money transferred? Or are there any regulations that I have to observe? Thank you!

Yesterday my parked car was caught by a truck driving a driveway on the left side. It is the entrance of a particular company that is right next to me (Vienna). After I went to my car, the truck was already gone. When I contacted the company from which the truck was sent, a woman who said to call me in a short time. After 5 minutes a call came from the driver. He assured me that he was 100% after more I told him that he was seen by 3 of my employees and suddenly asked for my data/insurance/police number. The driveway is also approved for trucks up to 3.5 tons, he was far above it, so a medium heavy truck (14 tons). I would like to know what I should do now. After I gave my data, I said, “I’d like to know what I should do.” he, to settle this with his boss and to contact me still. Greetings

yes I know saudumme question…but with background woman came off the road on a smooth road this morning in a bend… penguin and just slipped into the adjacent meadow. so now it has found a “dole” from any base in the meadow. so a gulli cover that is also nicely washed out and the “foundation” stands free. what should I say…madame hit the thing exactly in the middle and ripped up the oil pan and bent a few axles. and of course… “not noticed”…in the attempt to get out of the meadow, the machine probably acknowledged the service because of lack of lubrication. huge theatre with firearms and oil leaked out lalala…motor just there, no topic…is exchanged on a tight day…But now, of course, it starts with the sentence “Had I just finished vk, that would have paid the engine (which has come to harm by the accident).”… I don’t think or what does it look like?…sometimes apart from that, a new engine would be NO economic total damage.

Hello, my neighbour drove me into my parked Audi. The police were called up for safety, but the neighbour admitted everything. Then I went to the Audi center and had an expert report there from a free expert. The report is now ready. Vehicle residual value 6000,- unrepaired replacement value 13100,- Repair costs (including VAT) 5000,- Repair costs /without VAT 4200,- It is the A4 Avant 2.7 TDi from 03/2006 with 199,000km and very Questions 1.Option: if I find a repair shop that repairs cheaper, I first have to pay myself the repair costs without VAT, then I submit the repair invoice and how much VAT do you get? Put the full 800,- , or less? Put the car in mobile unrepaired, think that I get for it max. 9500,-, because you find comparable Fhzg. only from 12500. then let the insurance difference of WBW and residual value pay out. a still deductions towards me? I know nat. that in this case I don’t get a user’s license, but isn’t there any care money for a new car? And do I have to pay the evaluator out of my own pocket? Actually, I am extremely satisfied with my vehicle and would not want to sell it. I am 2.owner and drive it now just 2 years. But repaired brings hardly more than 11,500 and impairment according to report is only 200,-. I would have my opinion right before the accident 12,500 for the vehicle. I don’t want to enrich myself in the process, but worse than before the accident I don’t want to stand there, because then the encounters laugh. Insurance in the fist and I’m the fool, or I search it with method 2 and collect 9500,- + 7100 and find me nn send new. What do you say about it? Would be really super nice.