Category: KFZ-Versicherung Forum

The topic has been dealt with many times, yet I link a current article of the ADAC:https://www.adac.de/verkehr/recht/bussgeld-punkt/accident flight/

Servus all, I plan to buy a car soon, now I am making myself smarter. With some online calculation you have to enter the SFK yourself somehow. According to FAQ: Normal is the start with SF 0 =(230 %). The intermediate stage SF 1/2 (110 to 140%) get: – second car (first car must be SF 1 and higher) – driver’s license owner with more than 3 years FS duration for car my indication: – driver’s license since 12.2001, but no car only max rented. – no family/relatives, therefore must starting from the beginning. As a car will be an approx. 3000€ inexpensive student car for my diploma thesis, should this have KH/TK/VK? I expected at Allianz24 my profile for a 2004 Renault Twingo 1.2 Soleil: KH: ~660€ TK: +66€ (SB150) VK: +750€ (SB 750€ / TK SB 150€) What do you have? Thanks in advance bakachan

I drive a golf3 and get new headlights from the partial cascade without excess. At VW, a particle costs a unit price 138 EUR plus installation. In the accessories it is significantly cheaper. Can I charge the VW prices as in the comprehensive with the insurance (see fictitious calculation on an expert report basis) at the VW prices, let me refund the money and, if necessary, with the VAT with the money only buy headlights or can this not be done in the partial cascade? r after pre-invoice the invoice amount? OH

Hello I once had the contribution recalculated with my insurance (HUK). The result is that this 10% is lower. I have of course left the SF and other parameters the same. I have excluded the “advantage” that the insurance can manage the damage case. Is there new insurance conditions for 2007? If so, what are the differences?

Hi, after my car has been stolen, the insurance company wants a few details. Among other things, it wants to know the type of my vehicle with the technical data. There are examples in brackets (GL, CL, SE). What are these abbreviations for? Google gives me millions of hits, but I can’t do anything with it. My guess is that GL somehow means “closed” or something. Who can help me with the surely trivial question?

Hello, recently had a liability damage on my car. Opponents left their data, so I got an estimate for the repair from the Audi Center. Good 1200 EUR net (approx. 1500 gross). I submitted this to the insurance company. They then sent a TÜV expert who looked at everything. Today I get a check over 300 EUR and an estimate of the cost of the expert about this amount (there is what from Smart Repair). Is that binding, what one of them (but probably independent) assesses says? Do you find that a bit cheeky from the insurance (Allianz), the KV from the Audi center was certainly the luxury variant, but no fake or fraud attempt. The 300 certainly don’t even cover the loss of value, the whole bumper is shifted so that the gap measurements are no longer correct and so on. Do I have a chance or do I have to pay for the insurance? Thank you, Ebe.

Hello, I would like to cancel my motor vehicle liability exceptionally, because on 19.01. I got an increase in the contribution due to the fact that I have cancelled another “coupled” insurance with the same company and thus a “bonus” falls away. However, this bonus is not listed on the policy, so officially I don’t know anything about this bonus. The insurance company of course does not want to know about special cancellation right on telephone demand. ” Insurance company says, of course, that it works. Should I just take it? What, except a rejection, can happen to me already? T.

Hello, my father passed away the year before last, at that time we did not take care of the car re-registration and insurance re-registration. The damage-free discounts are to be preserved. The insurance broker proposes to keep running car/insurance on my father’s name, because if we now re-write car and insurance on my mother, then perhaps the car insurance of the SFR transfer with reference to the expired deadline would not agree. The broker also said that the transfer of the SFR would work on a car re-registration. I think this is risky, because the insurance could refuse post-payment or performance. What would you do now? Thank you in advance.

Hello, I’d like to know what you’re looking for in insurance per year. Please write what kind of car, which SF and liability or TK or VK. I also know there are many other criteria, but I’d like to see what others pay. I’ll start with. Golf IV V6 4-motion SF 25 liability 200€ per year TK with SB 150€ additional 200€ per year. So a total of 400€

I know here the contribution is actually not pure, because it’s a tax matter, but it belongs exactly like the insurance to the inevitable side costs now to my actual concern: I am thinking about adding a vw – transporter station wagon, short wheel, used. In the advertisement it is now “disc bus with truck approval……” is this basically possible? According to my information the windows must be made at least opaque, if n I would be very grateful for more information on this subject.