Category: KFZ-Versicherung Forum

Servus, got me a 320i from a dealer 2 weeks ago with an MPR guarantee. Does anyone have any experience with it? Now I have the following problem: When buying the climate didn’t go and the dealer said it was due to too little liquid. So I had it filled up and found out that the heat exchanger or capacitor is leaking! Wouldn’t the dealer have to repair it for warranty and the MPR guarantee is a completely nonsense joke? hse due. TO TREATY: – Air conditioning o.F. , possibly supplement liquid! – 12 months warranty according to MPR Used car warranty Please help me! What should I do? Tom

Hello dear user, I had an accident last Thursday, 17.01 and somehow I’m not getting through any more. But in turn: I (in the 26 sw) picked up my 3 year old daughter from kindergarten. So I drive my car backwards out of the parking space, stand straight (parallel) and just want to insert the 1 gear and drive forward, I see a car in reverse driving mode ramming my car right away. I still hup it bangs there. Skize from accident M I have a sling trauma, a bruised skull and had to stay in hospital for 24 hours to make sure that nothing happened to the baby. Thanks to God, baby is still well. Police came and documented everything and photographed it. When I made my testimony (on Friday evening) the policeman said that my accident opponent had recorded that we had been driving backwards AT THE SAME TIME. But I don’t need to worry about it because you can see nicely on the tracks in the snow that I had just stood there and that he has moved in parallel. I didn’t worry about it yet. On Monday I then phoned the lawyer because I got pregnant with the paper war too much. The lawyer then said that I had to expect 50/50 (because of some kind of parking law) in a parking lot accident. How can that be? Does the police have no statement? Raft? The stupid thing is that I don’t have legal protection and so I can’t go to court. The car is a total economic damage. The accident opponent’s car has only slight scratches and he doesn’t have any injuries himself. Does a similar experience? Do I really stay on half the cost? The car isn’t even paid off yet. I could just cry. He can’t get away with it seriously? It’s really stupid that there are no witnesses.

Yesterday, while driving back, I slightly touched another car, as I missed it, didn’t notice it. Unfortunately, I only looked into the right outside mirror at the last meters. On the left, oblique behind me, the other driver waited and thought I was still passing it (I wanted to put back into a driveway to continue straight ahead. The damage is manageable, the paint on the front apron is slightly damaged by the accident opponent (but also dirt on the front apron is damaged). But in the case of plastic aprons, you never know what damage the workshop does to them. Unfortunately, since the insurance companies are greatly reducing the policyholder, I am almost forced to pay for the damage myself. In the information from the insurance company (R+V 24) I read that I would then be reclassified in the liability of now SF21 to SF10. Is such a big jump common? Or can any insurance company do it the way it thinks it is? Up to what amount of damage does it make sense to pay the damage voluntarily yourself? And what costs would then be charged to me, only the repair damage or everything else (expert etc.) also? Upload image does not work. Instead, there is a link: http://up.picr.de/11620859af.jpg

Hello… I had an accident without fault and now have problems with the opposing insurance! According to the report of the Dekra, the following values were determined: Reperature costs: approx. 3000 € Replacement value: 2.200 € Remaining value: 700 Type of damage: Liability damage! thus a total damage! The insurance, however, has not adhered to the residual value of the dekra and has caught up with a residual value of 1250 ,- (a car dealer from berlin) I was totally annoyed and white einfac h no more! They tell me it’s all right on the phone, but I see it differently! They want to fool me in a way! Dekra told me the residual value has to be collected regionally (up to approx. 200km)! The residual value of the VGH (1250) however is supraregional and may not be used! Yes and now I stand stupidly there…what should I do? Has someone already had experience and can possibly help me? Unfortunately, have no legal protection insurance for a n lawyer to turn on, he can cost me a lot mfg

Hello dear ones! Some will surely fall under the table with laughter, but I can even understand that. Anyway, as a girl I am currently totally overwhelmed. I try to describe the situation as briefly as possible: My partner left us (me and my little one) sitting, therefore a very, very tense financial situation. So far I drove the used Seat Alhambra of my parents (fits wonderfully in the pram), but then a fierce quarrel with my parents. We don’t talk to each other anymore. I was allowed to continue driving the car and in writing they left the car to me. But he hasn’t registered for me yet, because a new repair is necessary for new TÜV. It costs “only” 210,- Euro, but I just didn’t. Now my parents have cancelled the insurance, what I have only learned today. The car should be registered off of office. Or a new insurance certificate is submitted. Otherwise a What do I have to do or can I do now? If I cancel the vehicle license and devalue the signs (as mentioned in the official letter), then it costs me extra money if I finally have my own insurance and need new signs. For us at the moment there are 30,- already a lot of money per month. Or should I take out an insurance on my name online and hope that the next first one will be debited? Is that possible that I should have a Versi This is because the office wants “an electronic insurance confirmation”. Does every insurer (also the one you book online) do that? At the moment I don’t drive the car and just think it’s an emergency if the little girl gets sick again. What unfortunately was more often. And I have to go to the doctor somehow. I’ve never had anything to do with road traffic office or insurance. That’s why my stupid F I hope someone can give me a tip. Thanks and Bussi!

Hello, my brother was driving my car this morning and had a small accident. At a traffic light he stopped at yellow and a scooter, which drove behind him on wet road into the sling and slid in the back of my car. I know from stories of my brother that the scooter was pretty broken, police was there and the scooter driver was taken to the hospital with the ambulance to the X-ray. Well my question.. He was clearly to blame since he was hi n ten has slipped in. On my car you see some small scratches, but only if you know it, otherwise they probably don’t notice. Does it make sense to have an estimate made? I drive a pretty old Golf 3 and don’t know if it would be worth it to have it repaired at all and it’s a bit too stupid for me, because you hardly see anything! Please ask for a few answers, since I really don’t have the idea of it.. Thanks…

ch have the following problem I drive a polo that is liable, in May I caused an accident that I have also reported to my kfz insurance. since I might want to pay for the damage myself, I have asked the injured person to send me or the insurance a repair cost estimate which has not yet happened. on Thursday (31.7.2008) I have caused a small accident that I have not yet reported to the insurance. te has sent me today the repair cost estimate, because I also wanted to pay the damage myself, which is no longer the case now because the costs are too high for me. now I want to register my car next week because I have a new one but I want to have insurance with another insurance. so to my question: how should I proceed? can I report the second accident and register my car immediately? will the insurance cover the incurred costs of the 2 accidents ?is for me also cost? can I register my new car even if the other one is still registered? should not be registered as a second car because I want to unsubscribe my old one after the registration of my new one. I hope I have described it understandably and that you can help me. mfg matteo

Hello, I was the victim of an accident at a traffic light. Question of guilt 100% with the opponent. The expert’s report is about 3500,-€ and provides for the replacement of the tailgate. In the tailgate are 2 dents which could be repaired with bulges, spatulas + partial painting. I wanted to pay off the damage according to expert report. Since the vehicle is only 2.5 years old, has no faults and has a residual value of >30,000,-€, my gu The opposing insurance, on the other hand, provides for a repair of the tailgate in your counter-assessment, since it is cheaper. I am legal protection insured and the vehicle is ready to drive. So far I have not had a lawyer involved. Do I have a claim for a new part? How should I proceed? Thank you very much. MfG.

Hi am new here and kind of a difficult question I drove out of the exit with me today and a BENZ drove me in the back right, had really not seen him! Both had no time, so names gave us and met us 2 stumden later! He was of the opinion I had taken the lead and confessed the guilt! I should not be put under pressure, but that says itself easier than done! On the note, however, only my name of the accident is the knowledge I don’t know what to do with my car, but it was my mother’s car, so people under 21 are not allowed to drive at all!! therefore no police, because I have only one month of probation. I appreciate the damage to 1500 eus. Can I let that run through my mother’s insurance? Since my parents don’t need the car anyway soon the insurance will be cancelled anyway! Because just as a poor zivi nich can absolutely knock out 1000 eus! would be real grateful for good answers! already many thanks

HI people, don’t know exactly if this fits in here, but find no other subforum. I spoke today with my neighbor, a nice pensioner. She told me that on her private parking lot someone else has parked already, although it is marked as private. I then meant to her, why don’t they let him tow away. She meant that she had informed herself about this. She must pay the towing costs first and if the other person does not know Is that true? What exactly does the legal situation look like? What can you do about it?