Category: KFZ-Versicherung Forum

Hello, I need your help. The question is actually quite simple. I have a car with H-certificate etc. which I want to allow now. Since I am only 19, apparently no insurance wants to take out an oldtimer insurance with which I can drive the car. (Minimum age is probably 23). Now to my question: Can I drive the car with H-mark, but a “normal” insurance? My problem is that without H-mark the car tax is probably not affordable for me. Is a classic car insurance absolutely necessary to register a car as an H? Or does anyone know an insurance policy that also covers younger drivers? Registration for my parents would be no problem. Thank you

moinsen. a question… I want to buy a bus that is 400km away but does not have a valid hu. after the new short-it-sign regulation kfz can only be provided with valid hu with short-it-signs. some exceptions exist however. I have researched extensively on the internet and also telephoned and did not get a clear answer. this I could find in the internet here…Drives without a main examination are also possible after the new regulation, however only bi This does not apply to vehicles which have been identified as unsafe during the inspection. This may also mean that I will get the registration mark here (usedom) and then the vehicle will then take the vehicle. transfer from the place of purchase (saxony/leipzig) to my workshop or? do you have experiences??? many thanks ahead

Hi, I wanted to know how to control and insurance is if you want to register a car. Do you have to pay that right away or do you still have a few months? Because I need a car quite urgently. It’s not the problem to pay the car, the taxes are not necessarily, but the insurance could be quite a problem. Support from my parents or anyone else I need/can’t expect. (What’s a reason why I need a car)

Hello, I visited my relatives in North Rhine-Westphalia 1 month ago and then a 12 year old drove me into the parking car. then brought me to the expert, 1200 euro damage reports. after many strange actions of the father (want to pay nothing and not report to the insurance, lied that the beams bend), I received today post that the liability of me wants to have a repair cost invoice, the expert report you already have. Am I obliged my car only in the workshop z u drive and the insurance to advance the repair, with the fear in the back that I remain on it? according to googlesearch and known the insurance does not have to pay the repair, but replace the value of the finished parts. So I should be able to enforce the report? The boy brags by the way that he has driven against my car for fun, which does not necessarily increase my mood, for luck is the 550 km far away … otherwise

Hello, I had an accident on 4.08. My Opel Calibra got me into a sling in a left turn, and drove against a steel gate column from a big factory gate. It was outside and a speed limit of 50Km/h. Nothing happened to me,unfortunately my girlfriend was not strapped on (but kept pointing it out) slightly injured.(it banged against the windshield) Now I don’t know how this is handled with the non-fasteners.The police know it. my girlfriend said I couldn’t help it either.If she had been strapped on, though nothing happened. Anyway, I’m now going to have an unadapted speed and negligent assault.What do I have to reckon with during the probation period?

Hello people Need a brief assessment of the following facts Have insured my new car with the Direct Line after I had already insured 2 cars there before. One of them also comprehensive. Before my present I had insured a car there for about a 3/4 year without comprehensive insurance. At the service phone I was offered an offer with SF 16 also for the fully comprehensive and that was then documented in the application. Now I received mail today regarding a change of contract from SF 16 to SF 10! That’s almost 70 Euro difference It’s just like that, I mean if no SF16 would have been offered to me there then I might have decided for another insurance. LG Ralf

Hello guys, last year I bought a car for the summer. Have everything regulated by phone at the HUK, have still 3 contracts, but they don’t want to give me a TK for the car, it is BJ ́94. Is it full. at the car? it is a Mercedes SL 600. The employee at the Tel. meant for such old car ́s we do no more TK. That the HUK my pagoda is not insured is clear to me. I have been insured with the HuK since 1976 and had up to today 3 damages, even theft radio 1983, thief Steeled abroad, not stolen, only damaged 2001, thanks to WFS, 1 Parkrempler 2013. Can anyone tell me anything about it? I found nothing of the kind in the SuFu. Greetings Atzekalle

Hello @all, here is the new type class directory as of: 01.10.2008 http://www.optima.de/_kfz/download/type class directory_Pkw_2009.pdf And here is already supplement 1 to the type class directory 2009: http://www.optima.de/…/…letting directory_Pkw_AddendumNo.1_2009.pdf skysurfer5

Hello, I’m new here in the forum and I’m just a bit desperate. If such a topic already exists then I’m sorry. I’m going to describe my problem… I have a Honda Civic 140PS 2.2 ctdi. I’m going to the workshop where I bought the car because the speed was always fluctuating. Cause was, flywheel has to be renewed and as a recommendation directly a new clutch set. But since I don’t have any money to pay the clutch set, I said no only the flywheel The flywheel costs me incl. installation 520€ Also signed that I only pay the 520€. The car warranty takes 60% of the material and I 40%, otherwise that would be around 1200-1300 € I guess. Yesterday the car dealer called me and said, an expert wants to come to look at it, say I could not pick up my car yesterday. Today I called what it looks like, and she meant I can get it tomorrow. 10 minutes later the factory called And he said: They can’t finish the car as long as I don’t let the clutch kit be done. Since the workshop has to give me a guarantee on the flywheel, but that can’t be done for the reason, because the clutch is probably gone, I should pay 235€ for the clutch kit. I said that I don’t have a financial possibility at the moment, the Lord said, then I can’t finish the car for them and the warranty won’t happen. So I would have to pay 1200-1300€ myself, although I was told that the flywheel had to be renewed! But I only signed for the 520€ and that’s all, if that’s what the workshop told me, I really have to pay everything out of my own pocket? I mean I’m not the expert and if they tell me that it’s like that at once, then I can’t do anything for it. I don’t see a 1200€ or to pay more if no one was talking about it. It was only the talk of 520€. Can they do that? Can I go against it? Greetings

If you already know it, it will only elicit a tired grin, but I have the case for the first time now and get angry accordingly. I can pay for a damage that I did not cause! Coming: Drive with mother-in-law to the hardware store, it opens the passenger door unprecautionarily in the parking lot and causes a large scratch/delle on the neighboring vehicle. OK, she has a private liability, no problem. Think. Since the damage (a) in connection with the use of a ( my) car has been created and (b) mother-in-law has not gone with me against my will, a regulation by her private HP is eliminated, and I am liable for damages to the injured person and can only take up my car liability insurance. The latter is senseless because of premium loss at this point, it is cheaper for me to pay the damage (about 600 €) out of my pocket. Well, mother-in-law has agreed to give me the money. But she is a minimum pensioner with 100% GDB and really doesn’t have the money left, so we’ll give it up. I don’t get it. Well, the term “operational danger” is familiar to me, but in such a case it’s not understandable to me. If the same scratch had been caused by a shopping cart/purchasing property or a building door or anything else, the private HP would not be a problem. Slowly I can understand why insurance fraud is popular sport. It happens again and again that insurance companies are the nicest and greatest companies at the conclusion of the contract, but if they have to afford, it happens again and again exactly the current damage unfortunately, unfortunately not covered. The next time I ask my mother-in-law to bang again with a shopping cart against the same place, so that it can be regulated fairly. (No, wasn’t a joke. Of course we don’t do that and do not call here for crimes.)